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Fresian's Free Of Debt (Woo!) Now, to stay that way...!

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Comments

  • Mags_cat
    Mags_cat Posts: 1,427 Forumite
    Part of the Furniture Combo Breaker
    I make all my own bread. Well...I get the machine to do it for me :o

    Like you, I much prefer wholemeal or granary loaves but I find that my machine makes wholemeal bricks. Honestly - they weigh much more than their size should allow!

    Much trial and error later, I've found that half granary and half strong white flour makes a lovely, light bread. Bear it in mind if your borrowed machine should turn out to do the same :D
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lamp looks fab.
    Hope it works.
    Keep us posted.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Lamp looks fab.
    Hope it works.
    Keep us posted.
    Certainly doesn't seem to. If you keep the solar cell in the lamp then you can merrily turn it on and off when it's charging. I just tried to use it now and there's no light :(

    Back to Ikea for me next weekend then...
  • beanielou
    beanielou Posts: 96,597 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bah.Was looking forward to getting one.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Just finished my last card for an order (for a while at least!) I should get the money for this and the other one I have made to order tomorrow, so that's another wee bit in the kitty and a very happy friend who is receiving them :D

    They're on my blog if anyone's keen to have a look.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all, doesn't Monday come around quickly...?!

    I'm refreshed after my long weekend, which is just as well as I know I have a very busy week ahead of me. I have to nip to the shops after work too as I know I'm running low on many essentials thanks to trying to preserve the grocery budget for as long as possible :rotfl:

    Money

    PAD/Spends - £118
    Entertainment - £41.20
    Groceries - £138.28
    ISA - £859.26

    The car tax has been paid (BAH) so I'm £112 worse off, although it hasn't come off my account yet. I have £6 set aside for it :o so have £106 still to PAD. That's not too bad to be honest as there's no council tax this month so that will essentially cover it. Just the car to insure now :mad: :rotfl:We have another two weeks until that's due though so plenty of time to look for reasonable quotes and to try and get some cashback on them.

    Once the insurance is paid then I don't have to worry about the car until MOT time in August, so that's one less expense. I can also concentrate on building up my savings and less on overpaying the mortgage. Although it's a good habit to be in, I think there's a little too much to be done in the house for now to be overpaying large amounts each month. £10 here and there won't hurt though :D

    Better get myself ready for work now. Have a good day all!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It's the end of the month! Here's where things stand for me...

    Februarymoney.png

    The first column is my annual budget, the second is my budget to date and the third shows what I have spent. Here are my thoughts:

    My entertainment budget for February is shameful!! I don't have as much planned this month though so hopefully I'll recover that deficit in March.

    I'm incredibly annoyed to have exceeded the groceries budget by 17 flipping pence :rotfl:

    The only reason that the anything else budget is sitting at £173 for the year is because I made money in February - selling cards and through Quidco. I'm still paying for having had to replace my iPod! I sold two more cards today though and will be getting the money for them tomorrow, so March starts as I want it to go on.

    Not bad, but I will do better next month :D
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    We've got the Panasonic breadmaker and it's BRILLIANT! I would definitely recommend it as a Frugal Fresian purchase!

    You sound like you are doing well with everything generally.

    I was away for the weekend so I missed the free listing (boo!). It was a good weekend, though! :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    1st of the month :D My spreadsheet is nice and green again :rotfl:

    Here's what's in my bank accounts:

    PAD/Spends - £121.19
    Entertainment - £31.14 (adjusted it so it matched what's left on the spreadsheet)
    Groceries - £127.88
    ISA - £879.51
    VSP - £245.17 (This will vastly reduce after this weekend's Crafty Adventures ;)

    In addition to this, myself and my friend have now saved £1300 which is our going to the Olympics fund. We're going to start planning the events we want to go to this week and will hopefully be successful. I suspect that even £1300 won't get us very far in London, but we're looking forward to it nonetheless.

    Better get ready for work I suppose (Bah!)
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    InaPickle wrote: »
    We've got the Panasonic breadmaker and it's BRILLIANT! I would definitely recommend it as a Frugal Fresian purchase!

    I've got a Panasonic that was given to me, downloaded the manual from their website. Have also found by trial and error that it doesn't pay to use cheap flour. For wholemeal type bread, I buy 'branded' flour, recently got some cheap as the bag was split.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
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