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Fresian's Free Of Debt (Woo!) Now, to stay that way...!

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Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Fair enough :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What are you like? :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    What are you like? :grin:
    Practically perfect in every way - I'm Mary Chuffing Poppins me :D
  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I know :grin:

    Why do ure lips tingle wth mother pucker then oh wise one?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    beanielou wrote: »
    Why do ure lips tingle wth mother pucker then oh wise one?
    Not sure what the ingredient is but the tingling shows that the "plumping" effect is working.

    I personally love the stuff and use it every day :D
  • beanielou
    beanielou Posts: 96,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Quite like it.
    Usually use a Clarins one.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I used to use Juicy Tubes, can't remember who does them though. Was only because I found an offer on Grabbit. Shame I can't get them cheaper though as they were fab.

    I think we need another DFW meetup....I was thinking about that the other day!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :D

    Well I managed a NSD yesterday despite the temptation of the Ben and Jerry's counter at the World of Cine so felt quite proud of myself! I took my lunch to work with me along with a load of snacks so that meant I didn't have to spend any money at all. I'm off to the local shopping centre this lunchtime though so not sure if I can make the same promise today!

    The payments to my credit card have all gone through, so the outstanding balance of £90 is all that remains. I'm going to just pay that today so I will be overdrawn on payday (fee-free) but it means that the credit balance is mine and mine alone and I'm starting the month off on the right foot.

    My total savings are now sitting at over £450 between my ISA and my Sealed Pot which I'm really proud of given that I only became debt-free in early December and have had Christmas in the way too :D:D

    Mr Fresian announced last night that he wanted to have a housework blitz this weekend. Good thing the forums are down :rotfl::rotfl::rotfl:

    Happy Friday all!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Money post

    PAD/Spends - £14 :eek:
    Entertainment - £44.70
    Groceries - £2.06 :eek:
    ISA Savings - £283.20
    VSP Savings - £81.11

    I decided to take the £90 for the credit card out of my ISA. I'm starting next payday cycle £132 (at the moment, I'm PADding to it) overdrawn as I had booked a flight for work on my credit card, claimed the expenses and paid it off, cancelled the flight due to Snowmageddon and had it refunded onto my credit card and couldn't withdraw the money so have now had to send a cheque to repay it. *phew* Complicated, eh?!

    It will be cleared off when my wages go in, but it's a pain in the bum as it will eat most of my overtime money. Bah!

    Further update shortly once I've caught up on threads and done some farming :D
  • Intergalactic_Floozie
    Intergalactic_Floozie Posts: 1,600 Forumite
    How are things in Titz?

    (private joke, non face-book users)
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
This discussion has been closed.
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