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A Payment A Day - Part 10!
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£1026 for me today - paydayDebts at Highest £18600Overdraft £550/£900Egg Loan currently £6253Credit cards - GONE AGAIN as of 26/07/11THIS TIME IT'S FOR REAL!Aiming for DFD 26/01/20120
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Good afternoon
£1 for me today please.MAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Payday today wohooo! So far I have paid £15.05 (odd number I know but it rounds the total left to pay to £60!) off my Kays account, and I have stashed £12 into my newly started fund that will enable me to be able to afford my £142 fees I have to pay yearly to work as a pharmacy technician
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That brings todays PAD total to £27.05!
Eyebright, if you are working as a pharmacy technician at the moment, have you checked if you can get tax relief on the fees you have to pay? If these fees are to a professional body like a Royal College or Chartered Institute type of body then you can get tax relief and have it backdated for previous years as well. Check on the HMRC website www.hmrc.gov.uk and search under professional subscriptions, and if the body you pay your fees to are listed then drop a line to your tax office, quoting your national insurance number and the full name of the body with the amount you have paid each year and you'll get a bit back - not all the fees but anything helps. Sorry if I'm teaching you to suck eggs:oEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Afternoon everyone,
Had a pretty rubbish few days and feeling pretty down in the dumps about all this bl**dy debt
Anyway PAD for me today is £3.48 to HSBC CC please.Biggest Loser Weight Loss: 13 / 20 lb0 -
£1.00 for me please! :ADavid
£1 of debt is too much for me!0 -
Hello
Please may I join in? I have been pointed in your direction by F_F on her MFW diary.
My PADs are to savings and also to pay overpayments to my mortgage.
I am starting today with £3.00 to the virtual mortgage overpayment pot.
XS:)Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.750 -
After lurching from 1 disaster to another over the last 12 months, I'm finally able to take some control.
To help me focus, i'm climbing back on the PAD wagon. I need to focus on my utility bills 1st and then start on the debt.
A very tall mountain to be climbed, but for the sake of me and my boys, I will do it.
£3 to gas and electric, please.One step at a time0 -
Nice to see you here Xspender
And it's lovely to see you Hopeful! How are you getting on?0 -
flying_fresian wrote: »Nice to see you here Xspender
And it's lovely to see you Hopeful! How are you getting on?
Aw thank you FF. I'm ok. I've had a very testing and difficult year. There are some big changes ahead but i'm ready!
In the meantime, I need to get back on track with overpaying / clearing debts. I just need to be patient.
How are you? So glad you're still on here - looks like you're doing soooo well. I always loved your determination and ability to stay focused. Will have to catch up on your threads at some point.One step at a time0 -
£1.00 for me please ErmePAD-ing Since 7/1/11 2012 - £2329.10 2011 - £4760.88 :money:
NSD's April 10/10 Mar 11/12 Feb 11/12 Jan 8/80
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