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A Payment A Day - Part 10!

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hopeful1 wrote: »

    In the meantime, I need to get back on track with overpaying / clearing debts. I just need to be patient.

    How are you? So glad you're still on here - looks like you're doing soooo well. I always loved your determination and ability to stay focused. Will have to catch up on your threads at some point.
    I'm sure you'll be fine once you get into the swing of things again :)

    I'm doing well thanks - finally debt free too :D I'm a half-@rsed MFW at the moment. I like the idea but like shopping too :o Catching up on my threads might take a while - I do enjoy a wee chat ;) :rotfl::rotfl:
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:j

    Just ppping in with the usual late-night PAD £100 to M&S cc pls Erme - tkyou!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • saorsie
    saorsie Posts: 1,905 Forumite
    £2 to credit union savings please Erme

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good morning all.

    welcome to the newbies:wave::wave:
    im feeling a bit dispondant at the moment to Flower08, my challenge at the moment is a bit of an uphill struggle.:(

    My pad today is just a £ 1
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    I'm sure you'll be fine once you get into the swing of things again :)

    I'm doing well thanks - finally debt free too :D I'm a half-@rsed MFW at the moment. I like the idea but like shopping too :o Catching up on my threads might take a while - I do enjoy a wee chat ;) :rotfl::rotfl:

    You? Chat? No way!! :rotfl:

    I'll be doing a lot of skimming ha ha!! You deserve some good sensible shopping after working hard to be debt free. I can't wait to be doing the same.

    50p for me please to savings. That will probably be it til Tuesday, as my account is a nice round number now and I need to withdraw the cash - my children are like money vacuum cleaners!
    One step at a time ;)
  • Hi all, back again.

    I had to buy a new washing machine last week, which I put on the credit card meaning to pay off over twelve months....however as it was only £276 I should be able to pay that off in two months, if not one!

    Payment today: £6 (my next door neighbour appears to have ran our window cleaning man out of town, so the money I put aside for him last month has gone towards Project Washing Machine)

    £6 / £276
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £1.34 to my ISA please :D
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    jet9cat wrote: »
    Eyebright, if you are working as a pharmacy technician at the moment, have you checked if you can get tax relief on the fees you have to pay? If these fees are to a professional body like a Royal College or Chartered Institute type of body then you can get tax relief and have it backdated for previous years as well. Check on the HMRC website and search under professional subscriptions, and if the body you pay your fees to are listed then drop a line to your tax office, quoting your national insurance number and the full name of the body with the amount you have paid each year and you'll get a bit back - not all the fees but anything helps. Sorry if I'm teaching you to suck eggs:o

    Hi, thank you for posting, I was kind of aware that I could get some tax relief for it. I'm extremely grateful for the information of exactly where to look!
    This is the first year where it has been mandatory for us to have to register and I applied earlyier this month. There is a back-log on the applications as everyone waited until the last minute to do it! :rotfl:
    The upshot of this is that I haven't gone onto the register yet and am waiting for all my 'gumf' to come through the post. Once it has I will then apply for the tax relief. I agree every little bit helps, and I can put what I get back towards next years fees lol :o
  • Eyebright
    Eyebright Posts: 1,019 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Cashback Cashier
    Oops forgot to add £50 to my 'saving for a deposit for a house' fund please :)
    Have also got £135 in my paypal account to go in there, but until I actually transfer it I will leave it off!

    Hope everyone has a lovely weekend. Bit grey and glum here :o
  • nickynoo08
    nickynoo08 Posts: 1,860 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning everyone,

    sorry i've been awol again still waiting for my money situation to sort itself out although i have been making mini pads when i can. Kinda lost count though :o
    I'm going to try my best to get on here once a week to update my pads and once money is sorted and i've done my new budget i'll hopefully be able to get padding daily again.
    £387.39/£196.46
    Pay my debt by End of Feb 2022
    49.28% paid!

    £199.55/£500 savings by End of April 2022
    39.91% saved!

    Make £2022 in 2022 - £20
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