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A Payment A Day - Part 10!

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  • jwil
    jwil Posts: 21,932 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £83 for me today please Erme. Sorry to hear about the timewasters - people can be so inconsiderate.

    I would use the nicotine spray rather than the cigs if you are trying to give up - if you think you would use less, then surely it makes sense and would be less harmful in the long run? (I've never smoked, so I might be talking complete rubbish here :o).

    Hope you feel better soon anyway.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • saorsie
    saorsie Posts: 1,905 Forumite
    £8.18 from me today please Erme towards balancing the books

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • psychopathbabble
    psychopathbabble Posts: 5,888 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £25 to scottish friendly today please!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Wesker
    Wesker Posts: 1,394 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    £50 today please :j
    Errrr...come back later ;)
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Wow we're over the £1000 mark already for this month :)...didn't notice how the pads soon mount up. Just noticed the odd 250 or 300 here and there.....and thought not a lot of it..

    Spreadsheet sorted......E-cigs going well. Been to Dentist - have to go back next week to get crown stuck on again...

    Off to get cheap lunch now and like then go for depot shot (don't want to go cos I have a busy day but need it so better)..

    Pray the weather is better everywhere else is better than here. It's horrid here and cold however I refuse to put the heating on :)... Praise God for fleecy sleeping bag liners. ..They save a fortune in heating the bedroom :D

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Twinkles08
    Twinkles08 Posts: 642 Forumite
    Hello,my PAD today is 10.38 towards my loan please Erme.Have a good day everyone x
    :female:Our 2 gorgeous little girls born 2006 and 2010
    First House Deposit - £90.00:j
    DFW Nerd Member 1143 ;)Orig debt app £12000.00 :eek:
    Total Joint Debt ( Mar 2012)£3208.25

  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Afternoon all, £500 to Lloyds please :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • never_too_old
    never_too_old Posts: 3,082 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good Afternoon

    £10 for me today please


    meatballs.gif
    MAKE £2022 in 2022 no 29 £2022/£434.10
    Mortgage@ 1/1/2022 £17540 / £1601.39
    pay all your debts by xmas 2022 £15000/ £1865.29

    https://www.facebook.com/groups/680889456637403
    you tube channel never too old
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello :)

    £1.30 today please.
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Thanks so much to everyone who has padded today. Almost missed the early risers though LOL...

    So tired...missed pm nap..however cig transition is going really well today bathtime.gif. So far I will be at no. 10 cig next cigarette :).....yay....so pleased. Today I thought if I got to 2pm on 10 cigs I'd be doing well...completely bamboozled when I got to 4 and had only had 8....only snag is now my flat stinks of horrid grease....this calls for SOS air freshener and like SOS decent bubble bath (cheap £1 treats I figure part necessary)...it's at times like these when you wish you didn't have suspected anaemia and a flat tyre on the bike that wont' get fixed till the w/e :eek:

    So yeah...well done all you padders big and small.....The greatest journey starts with the first step. Rome wasn't built in a day...baby steps :)

    Hugs

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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