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Palema’s quest for a place to call home
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:eek: to having to get up at 6am indeed.
Did it years ago but I dont think I could now!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:eek: to having to get up at 6am indeed.
Did it years ago but I dont think I could now!!
Hey Beanie
My usual time for getting up is 630am BUT when my parents went on holiday in the middle of November I started getting up at 6am so I could get myself organized and prepare my dinner for the evening ready to cook. However they came back just as the snow got really heavy and I had to bus it to work for 3 out of 4 weeks and ended up doing that until we finished up for Christmas. Hit the wrong button on the alarm and set the 6am instead of the 630am. I have changed it now though - extra half hour may just help in the morning
P
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Hi Everyone
NSD number 4 for me this month!! :j
As I type this I am sitting babysitting
I am implementing my budget as of February as I pretty much wiped out my money for this month on paying off my Pink Friend :eek:
Have a good weekend all
P
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postingalwaysposting wrote: »Does it feel better to have it cleared though Palema? I hope you have a great weekend too
Hi PaP
It feels great having it cleared! :j I know from now on it will be save save save instead of having to pay off the card! :T
I am off out for lunch tomorrow with some speedway friends and my parents so hoping they will be nice and pay:D
P
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Have a nice lunch! I am REALLY looking forward to this season! OH and I are determined that we will make it up to Edinburgh - so long as it's a time of the year when we can camp, we should be able to!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi Everyone
I have had a lovely day
A STS at Weigh In this morning meaning I am still only 2lb from my Goal Weight at WWGood going for being Christmas - Put on about 7lb last year! :eek:
Lunch was fab, great to meet up with some friends I've not seen since the end of October and Mum and Dad payed!!:j:j
I have just spent the last 2 hours listing all my items on ebay! I have added 2 tickets for Boyzone in Glasgow to my list as well!
Today's Spends
£1.90 Weightwatchers Magazine
That's been it!
EH, Hope you do make it to Edinburgh this year and if you do as I said on FB the other week I will try get FF to come along to meet you too
P
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well done!! Gutted that the boyzone tickets are for glasgow or I would have bought themLife is what you make it.0
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hey palema was just on the crazy clothes challenge and saw your exciting news about your weight loss/almost being at the mecca so had to come over and let you know I'm :j for joy for you
P have i got it right you've cleared your debts?DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
determined_new_ms wrote: »hey palema was just on the crazy clothes challenge and saw your exciting news about your weight loss/almost being at the mecca so had to come over and let you know I'm :j for joy for you
P have i got it right you've cleared your debts?
Hey DNMS
Thanks for the comment and yeah I have cleared my debts!!
This month is really tight money wise due to it but as of next month I will be using the budget I set myself
P
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