Palema’s quest for a place to call home

[Deleted User]

Hi Beanie
I have been AWOL from MSE for the past part of 2 months and I'm back so close to my personal house savings target and ready for the final push towards getting my wee hoose!

Will post a money update soon
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[Deleted User]

Hi everyone
Sorry for not being around much. I've had lots going on over the past few months with work and being away on holiday that I have hardly been on my computer at all.

The main things to note that have happened are:

~ I am very close to my house savings target although houses not quite ready yet! (September hopefully)

~ We are changing our opening hours at work as of July however we are still going to be working 35 hours a week but over 4 days :eek:

~ I have booked tickets to go see lostprophets and feeder to add to the Ed Sheeran tickets I have for November!! :j

I have decided to continue with this thread until I get my house/flat and I will start afresh for June's budget and stuff in my next post

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[Deleted User]

My Budget this month is as follows:

Income
Monthly income after tax - £1,337.33
WW Salary after tax - £325.79
Account fees
Account fee - £17

Monthly Expense Details
Direct Debits
Rent - £200
Mobile phone- £21.70
Cinema Card - £15
Speedway support - £10
Contact Lenses - £18
Total - £264.70

Savings accounts

Santander 1st Homebuyer - £300 (2nd of the Month)
[FONT=&quot]ISA - £200
[/FONT] Holidays and Social - £100
Car (including MOT, maintenance and Road Tax) - £75
Emergency Fund - £50
Niece's savings - £5
Work Christmas savings - £10

Total - £940

Other Spends
Petrol/diesel - £100
Me money - £200

Savings totals so far
Santander 1st Homebuyer - £6,900
ISA - £2,950
Holidays and Social - £321
Car (including MOT, maintenance and Road Tax) - £230
Emergency Fund - £350
VSP - £215.83
Work Christmas savings - £30
My Niece's savings - £125

Events for the next month are as follows:
1st June - Parents wedding anniversary and leaving night for a girl fom work
8th June - My brother's birthday
12th June - My birthday :j
13th June - Sports day at work
16th June - Speedway World Chmpionship round.
20th June - Graduation at work
23rd June - 80's fancy dress night out for a friends birthday
30th June - Fundraising night for a speedway testimonial.

Not alot on at all!

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beanielou

Good to hear from you.
WEll done you on being so close to your housey target :j j

gothrockchic1

Great to hear from, wow you are very close to your target. Keep it going x

Buffythedebtslayer

*Wonders if Palema has bought a house or run away with a speedway rider*

Hope you are ok :beer:

Buffy (who lurks, impressed with your budgetting skills)

beanielou

Was just thinking about you last night.
Hope all is well.

[Deleted User]

Hi All

Thanks Beanie, Buffy and Gothrockchick1 - I'm back - I have had a horrendous few months work wise working 7 days a week for nearly 13 weeks straight, so tired I was only really on facebook and that was about it I have not been anywhere near MSE since my last post.

Alot has happened
1. I am back to working 1 job, I have given up as a WW leader as it was beginning to affect my full time job. My hours at work have changed and we are now working 8am-6pm 3 days and 8am-5pm 1 day with a day off. I am also having to go back to college to keep my job as a senior.
2. I am going to be an Auntie again:j My niece's due date...... Christmas Eve!!
3. The house is getting closer - I called the housing association on Monday and the application forms have been sent out so should have it no later than tomorrow!!

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beanielou

Good to see you.
:eek: to all the working.
Think you have made the right decision though.
When do you start college?
You doing a NVC or a HNC/D?
House news sounds exciting

[Deleted User]

beanielou wrote: »

Good to see you.
:eek: to all the working.
Think you have made the right decision though.
When do you start college?
You doing a NVC or a HNC/D?
House news sounds exciting

Hey Beanie
I've not got a start date yet, possibly january/february time. Its a SVQ level 4 or a PDA in Childhood practice I will be doing.
Hoping for the application form tomorrow if its not in then I will be calling them as I'm off on hols for the weekend for my annual trip to Cardiff for the speedway.
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