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Palema’s quest for a place to call home

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  • I got my Cossie out last year for a show at work and it was see through! So I really need new ones, and I like at least 2 - I guess that comes from my competitive days I always had training costumes and competitive costumes!
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  • lvm
    lvm Posts: 1,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hey!

    Thought I'd have a little catch up with your diary :D

    How's the house hunting going? Hope you manage to find something soon. I keep looking on Rightmove for houses (I want a bigger one!) but God knows when I'll be able to get a £1/4m house. Gets me really annoyed when I then here about friends buying 4/5 bed houses in Glasgow for like £170k when I know you can barely get a decent 3 bed FLAT for that in Edinburgh. Not fair sometimes!

    Hope things go well for your date tonight! I'm always tempted to join a dating site but don't think I'd ever have the guts to actually meet someone - I'd be way too nervous!

    Anyways, have a lovely evening! x
  • lvm wrote: »
    Hey!

    Thought I'd have a little catch up with your diary :D

    How's the house hunting going? Hope you manage to find something soon. I keep looking on Rightmove for houses (I want a bigger one!) but God knows when I'll be able to get a £1/4m house. Gets me really annoyed when I then here about friends buying 4/5 bed houses in Glasgow for like £170k when I know you can barely get a decent 3 bed FLAT for that in Edinburgh. Not fair sometimes!

    Hope things go well for your date tonight! I'm always tempted to join a dating site but don't think I'd ever have the guts to actually meet someone - I'd be way too nervous!

    Anyways, have a lovely evening! x

    Hi Lisa
    The house hunting is going slow due to not being able to get a mortgage a few weeks ago however my trust deed is now off my credit report so I will try again soon.
    I have a house in mind but it will not be available until the summer which is fine by me - gives me a bit more time to save up!

    Date was OK. He is lovely but I just don't know. :o The dating site has been OK I like the way they allow you to ask questions before talking via email 1st.

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  • Hi everyone
    A pretty uneventful week for a change!

    I joined the gym on Tuesday night however I am still waiting on my swimming costumes to arrive as I ordered the wrong size and had to send them back, I also have not had my induction into the gym either. I have signed up to Zumba class and Body Balance as well, so that will get me started! :D

    My car goes into the garage on Wednesday for its 2nd year service - hoping its not going to cost me too much.

    Went out with Mr Italian man again last night - went better than the last time but I'm still not sure.

    One last non MSE thing - I have been in my job 10 years today!! :eek: best bit is it doesn't feel that long :D

    Money stuff

    Monday 20th February
    NSD

    Tuesday 21st February
    Boots - £2.75
    Virgin Active - £61.38
    Total - £64.13

    Wednesday 22nd February
    NSD

    Thursday 23rd February
    £13.28 - M&S
    £34.73 - Amazon
    Total - £48.01

    Friday 24th February

    Saturday 25th February
    £22.22 - Asda

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  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone
    A busy week has been had.
    My parents are away on holiday so I have the house all to myself but I have really hardly been here!
    My swimming costumes finally arrived and I went swimming for the 1st time in over 2 and a half years. I was totally disgusted with myself. I managed 50 lengths in just over half an hour and timed myself for 50m it took me a minute to do just those 2 lengths - I used to be able to swim 100m (4 Lengths) in about 54 seconds. :eek:

    I had to bus it into work yesterday as my little car went in for its service £252.60 later I got it back! :eek:

    Not alot else to report

    Money Stuff

    Sunday 26th February
    NSD

    Monday 27th February
    £0.99 - Itunes app

    Tuesday 28th February
    NSD

    Wednesday 29th February
    £252.60 - Car Service
    £35.64 - Fuel
    £2.60 - Bus fares
    Total - £290.84

    Thursday 1st March
    £1.20 - Tesco

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  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    March's money stuff :D:j:D

    My Budget this month is as follows:

    Income
    Monthly income after tax - £1,325.58
    WW Salary after tax - £494.97
    Account fees

    Account fee - £12

    Monthly Expense Details
    Direct Debits

    Rent - £200
    Mobile phone- £19.34
    Cinema Card - £15
    Speedway support - £10
    Contact Lenses - £18
    Total - £262.34

    Savings accounts


    Santander 1st Homebuyer - £300 (2nd of the Month)
    [FONT=&quot]ISA - £100
    [/FONT] Holidays and Social - £100
    Car (including MOT, maintenance and Road Tax) - £75
    Emergency Fund - £50
    Niece's savings - £5
    Work Christmas savings - £10

    Total - £840

    Other Spends

    Petrol/diesel - £100
    Me money - £200

    Savings totals so far

    Santander 1st Homebuyer - £6000
    ISA - £2500
    Holidays and Social - £271
    Car (including MOT, maintenance and Road Tax) - £5
    Emergency Fund - £200
    VSP
    - £142.64
    Work Christmas savings - £20
    My Niece's savings - £110

    Events for the next month are as follows:
    3rd March - Speedway Social Night
    16th March - Possible trip to Berwick for 1st speedway meeting of season!
    23rd March - 1st home speedway meeting of 2012:j:D:j
    25th March - Might go to Glasgow to 1st away meeting of 2012 will make my mind up nearer the time.

    Nothing else planned for this month.

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  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone
    Not posted in the last 2 weeks - Its been crazy busy at work and I have not been feeling all that well for the past few weeks either. This has now turned into a cold and the cough is returning and my back is causing me real problems and I am back attending the Osteopath. I am not allowed to do any gym stuff just now because of my back :(

    I have spent a fair bit of money including buying THIS for when I move into my little house later this year! :D (Paid for from house money)

    My name is now on the notes of interest list for a flat not too far from my parents house, I think the release date for them is September this year so not all that long to wait.

    My electric blanket gave up last week so I had to get a new one ( I can't handle a cold bed!!)

    Not alot else has happened, speedway season started this week and several serious injuries already :( Our 1st match is next week, looking forward to catching up with friends I only see during the season.


    Money Stuff

    Friday 2nd March
    £1.99 - Tesco
    £71.99 - Joggers for work and gym kit
    Total - 73.98

    Saturday 3rd March
    £13.25 - Asda
    £3.00 - Speedway
    Total £16.25

    Sunday 4th March
    NSD

    Monday 5th March
    £9.27 - Tesco

    Tuesday 6th March
    £3.82 - Post Office

    Wednesday 7th March
    NSD

    Thursday 8th March
    £28.99 - Electric Blanket
    £6.47 - Tesco
    £9.95 - Dinner Out
    £2.35 - Drinks
    £0.50 - Newspaper
    Total - £48.26

    Friday 9th March

    £20.00 - Work Xmas Fund
    £12.01 - Kindle books
    Total - £32.01

    Saturday 10th March
    NSD

    Sunday 11th March
    £19.65 - WeightWatchers

    Monday 12th March
    £5.85 - Tesco

    Tuesday 13th March
    £36.50 - Fuel
    £35 - Osteopath
    £116.00 - HiFi
    Total - £187.50

    Wednesday 14th March
    NSD

    Thursday 15th March
    £5.00 - Work Birthday
    £5.65 - Sainsury's
    Total - 10.65

    Friday 16th March

    £3.25 - Cards
    £6.94 - Card for backing stuff
    £46.36 - Ink Cartridges
    £36.60 - Asda (Baby Pressies for a couple of friends who have just given birth and a few groceries as well)
    Total - £92.85

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  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone

    Another 2 weeks of not posting - I have still been feeling rotten and now I think it could have been my hayfever kicking in and causing mayhem. I am just so so tired just now and I don't know why.

    Over the past 2 weeks - The speedway season has started again and I have been to see Diversity again!

    I also went to see The Hunger Games twice - It was good but not half as good as the book.

    Money stuff

    Saturday 17th March
    £3.49 - Tesco

    Sunday 18th March
    NSD

    Monday 19th March
    £8.00 - Sainsbury's

    Tuesday 20th March
    NSD

    Wednesday 21st March
    NSD

    Thursday 22nd March
    NSD

    Friday 23rd March
    £1.00 - Speedway money draw
    £10.80 - Parking
    Total - £11.80

    Saturday 24th March
    £17.25 - Asda
    £11.50 - Tesco
    £5.85 - Cinema snacks
    Total - £34.60

    Sunday 25th March
    £6.00 - WW
    £15.00 - Speedway
    Total - £21.00

    Monday 26th March
    £35.00 - Osteopath
    £39.00 - Fuel
    Total - £74.00

    Tuesday 27th March
    £14.68 - Dinner
    £4.98 - Cinema snacks
    Total - 19.66

    Wednesday 28th March
    NSD

    Thursday 29th March
    £28.00 - Haircut
    £10.00 - Diversity Programme
    Total - £38.00

    Friday 30th March

    £50.00 - Speedway Betting
    £1.00 - Speedway money draw
    Total - £51.00

    Saturday 31st March

    £14.98 - Boots
    £1.40 - WHSmith
    £3.77 - Morrisons
    £0.68 - Cards
    £12.54 - CD
    £40.00 - CD's
    Total - £73.37

    Sunday 1st April
    £3.49 - WHSmith
    £3.00 - Morrisons
    Total - £6.49

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  • [Deleted User]
    [Deleted User] Posts: 1,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    My Budget this month is as follows:

    Income
    Monthly income after tax - £1,325.58
    WW Salary after tax - £471.01
    Account fees

    Account fee - £12

    Monthly Expense Details
    Direct Debits

    Rent - £200
    Mobile phone- £21.51
    Cinema Card - £15
    Speedway support - £10
    Contact Lenses - £18
    Total - £264.51

    Savings accounts


    Santander 1st Homebuyer - £300 (2nd of the Month)
    [FONT=&quot]ISA - £200
    [/FONT] Holidays and Social - £100
    Car (including MOT, maintenance and Road Tax) - £75
    Emergency Fund - £50
    Niece's savings - £5
    Work Christmas savings - £10

    Total - £940

    Other Spends

    Petrol/diesel - £100
    Me money - £200

    Savings totals so far

    Santander 1st Homebuyer - £6300
    ISA - £2700
    Holidays and Social - £371
    Car (including MOT, maintenance and Road Tax) - £80
    Emergency Fund - £250
    VSP
    - £171.63
    Work Christmas savings - £30
    My Niece's savings - £115

    Events for the next month are as follows:
    7th April - Possible trip to Workington for speedway
    14th April - Possible night out
    15th April - Possible trip to Newcastle for speedway
    24th April - Jeff Dunham at Clyde Auditorium
    25th April - Lostprophets at Glasgow O2 Academy
    27th-30th April - Poland for Speedway GP :D

    I have a pretty busy month ahead! :j

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  • beanielou
    beanielou Posts: 96,017 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all is well in your world.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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