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Out with the old, in with the new: the January NSD challenge
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NSD #14 here.... for yesterday not today. Oddly yesterday I tried to spend money and it just wouldn't happen or people wouldn't let me! Even my dance class was magically free as they were having an open week... I can honestly say it's frustrating knowing you can spend that day (as it was payday finally!) and nobody would let me spend. That included 3 rounds at the bar which I wasn't allowed to get up for.
I'll be making up for it today (dinner with friend and food shopping) and tomorrow (birthday drinks with friends) and Thursday (food shopping for DS's cooking challenge weekend) so at best the next NSD will be Friday. If then. So I can get an absolute maximum of 3 more in before the end of the month, I'm not going to worry and just try and get one more to reach my target.
And roll on the universe ensuring I didn't spend a penny yesterday I guess! Happy Monday all~Nym~
Crazy clothes Challenge 2011 £24.10/£240
NSD's 2011 15/15 Jan 14/15 Feb 0/15 Mar
Christmas Fund 2011 £60/£240
Nicotine free since 23rd April 2010 :cool:0 -
Great news all roiund katenut
Keiss~Scarey isent it?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Evening,
Well I can happily say the health visitor has been cleaned LOL. Well health visitor turned up an hour late but my little cupcake now weights 8lb 7oz at 3 months old. Still tiny but doing very well! Carpet cleaners decided not to turn up and after calling them about 5 times they claimed their van broke down (considering they were also booked to come last week and never came).
Plumber tomorrow and the carpet cleaners supposedly coming so probably another NSD for me again!
Was definitely a NSD today making my total 13! Also had a lovely cheque from the HMRC for a tax refund so a little money off my debt
Hope everyone is well.
Peaches x
*~* Baby Girl born 29.10.10 - Isobelle Grace *~*
Lloyds TSB - £2,350 Barclaycard - £850
Sealed Pot Challenge 2011 #10480 -
Hello all, hope everyone's had a good day.
Think I may struggle to reach my target ....... car service tomorrow, trying for one on Thursday, payday on Friday & car tax due, big monthly stock-up shop on Sat and will try for No 12 on Sun.... fingers crossed I make it!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
is it too late to join for this month? or should I just wait until next month?
as you can see by my sig I've been slowing chipping away at Debts for 4 years and would like to start picking up speed to get the *bleepers* gone for good!0 -
HI ALL NSD NUMBER 16. ANOTHER ONE UNDER MY BELT.:j#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Another one achieved at last making it 11 NSD so far
Caved in to a gingerbread man for 49p yesterday which scuppered my NSD - was it worth it? No!!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Had a spendy day. Couldn't do without milk for my tea!ilovetea xxMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
Resisted the urge to stop off at the chippy after work.
Now on NSD 10/120 -
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