📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Out with the old, in with the new: the January NSD challenge

1180181183185186216

Comments

  • NSD #14 here.... for yesterday not today. Oddly yesterday I tried to spend money and it just wouldn't happen or people wouldn't let me! Even my dance class was magically free as they were having an open week... I can honestly say it's frustrating knowing you can spend that day (as it was payday finally!) and nobody would let me spend. That included 3 rounds at the bar which I wasn't allowed to get up for.

    I'll be making up for it today (dinner with friend and food shopping) and tomorrow (birthday drinks with friends) and Thursday (food shopping for DS's cooking challenge weekend) so at best the next NSD will be Friday. If then. So I can get an absolute maximum of 3 more in before the end of the month, I'm not going to worry and just try and get one more to reach my target.

    And roll on the universe ensuring I didn't spend a penny yesterday I guess! Happy Monday all :):)
    ~Nym~

    Crazy clothes Challenge 2011 £24.10/£240 :D
    NSD's 2011 15/15 Jan 14/15 Feb 0/15 Mar
    Christmas Fund 2011 £60/£240
    Nicotine free since 23rd April 2010 :cool:
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news all roiund katenut :grin:
    Keiss~Scarey isent it?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Evening,

    Well I can happily say the health visitor has been cleaned LOL. Well health visitor turned up an hour late but my little cupcake now weights 8lb 7oz at 3 months old. Still tiny but doing very well! Carpet cleaners decided not to turn up and after calling them about 5 times they claimed their van broke down (considering they were also booked to come last week and never came).

    Plumber tomorrow and the carpet cleaners supposedly coming so probably another NSD for me again!

    Was definitely a NSD today making my total 13! Also had a lovely cheque from the HMRC for a tax refund so a little money off my debt :)

    Hope everyone is well.

    Peaches x
    *~* Baby Girl born 29.10.10 - Isobelle Grace *~*
    Lloyds TSB - £2,350 Barclaycard - £850
    Sealed Pot Challenge 2011 #1048

  • Hello all, hope everyone's had a good day.

    Think I may struggle to reach my target ....... car service tomorrow, trying for one on Thursday, payday on Friday & car tax due, big monthly stock-up shop on Sat and will try for No 12 on Sun.... fingers crossed I make it!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • yeslek
    yeslek Posts: 1,442 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 25 January 2011 at 7:58PM
    is it too late to join for this month? or should I just wait until next month?

    as you can see by my sig I've been slowing chipping away at Debts for 4 years and would like to start picking up speed to get the *bleepers* gone for good!
  • HI ALL NSD NUMBER 16. ANOTHER ONE UNDER MY BELT.:j
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Another one achieved at last making it 11 NSD so far

    Caved in to a gingerbread man for 49p yesterday which scuppered my NSD - was it worth it? No!!
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Had a spendy day. Couldn't do without milk for my tea!
    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • Resisted the urge to stop off at the chippy after work.
    Now on NSD 10/12
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    katenut wrote: »
    One very happy little Katenut today, for 3 big reasons:



    Right, someone tell me what is drunk on Burns Night as I feel like celebrating! :beer:

    Whisky, whisky and more whisky.
    One life - your life - live it!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.