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Out with the old, in with the new: the January NSD challenge
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Sorry hat you feel down SF.
Take care.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Big hugs to everyone who's feeling a bit down - think we've been hit by the January blues.
Spent 99p on a money tin so not a NSD but in a good way!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
A NSD again today - hurrah0
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NSD #5 for me todayThank you competition posters!
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LfV - so sorry to hear of your latest bad news...you are having quite a sad time of it lately (((((hugs))))) to you and all your family.
Hazel - good luck with the "chat" next week
Hya Cheryl, good to see you back...I had a feeling someone scrummy had appeared on your horizon! Good to have you back with all your listings...still very organized, so impressed!!
Well, today ended up a spendy day...DS2 hurt his foot @ rugby yesterday and needed to see our local friendly sports physio this afternoon. So decided to get diesel on the way home (wouldn't have lasted to Monday, my next spendy day). Picked up the TV guide at the petrol station as we needed one for next week.
Thought about doing some food shopping while DS2 was at the physio...but we have everything we need for the meal plan, didn't need to get anything....so didn't!!! I sat in the car and read...much better - and cheaper!
The next three days "should" be NSDs...we'll see!!
Tomorrow is my last day of invigilating for a couple of weeks...thank goodness. A friend said to me today...don't you get bored?? Well this afternoon, I had two IT guys and an Exams staff member helping me solve the numerous computer problems the poor students were encountering (on-line tests)...absolutely no time to get bored!!!. Got it all sorted in the end...but a bit of a nightmare. I suppose I should have expected something...it is the 13th after all...even if not a Friday 13th!!
So next week is going to be like my first "proper week" of the New Year, where I get loads of catching up done...and some relaxing!!At least that is the plan!!
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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Spent again (supermarket shopping night)
I have followed Martin's advice on 'the downshift challenge' and my fella is getting quite used to economy fish fingers etc nowSo in a way it's good spending
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(((((((((((((hugs)))))))))))) LFV, so sorry to hear your sad news, you are an amazing support to your family, but please take care of you too
Twistedhazel, brilliant news! Fingers crossed things go well for you
Slowly ((((((((hugs))))))))) sorry you are feeling down
Number 8 for me today, hit the worst point of giving up smoking (& this time i won't use my mum's dramas as an excuse to start again!), so to avoid popping to the shops for cigs or any other rubbish i had a shower & put my pj's on at 4.45pm :eek: felt very lazy, but at least it preserved my NSDFebruary NSD challenge 5/150 -
butdoineedit? wrote: »Number 8 for me today, hit the worst point of giving up smoking (& this time i won't use my mum's dramas as an excuse to start again!), so to avoid popping to the shops for cigs or any other rubbish i had a shower & put my pj's on at 4.45pm :eek: felt very lazy, but at least it preserved my NSD
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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Hi all
Didn't manage number 10 today - chipped in some cash to buy flowers for a colleague who has been having a rough time lately - seemed to really cheer her up so it was worth it.
However, it's not halfway through the month yet and I'm already more than half way to my target
Enjoy the rest of the evening everyone
:hello:DFW Nerd Club # 13640 -
NSD no 5 for me today!:j
5 more to go.......0
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