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Out with the old, in with the new: the January NSD challenge

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  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sorry hat you feel down SF.
    Take care.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Big hugs to everyone who's feeling a bit down - think we've been hit by the January blues.

    Spent 99p on a money tin so not a NSD but in a good way!
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A NSD again today - hurrah
  • NSD #5 for me today :)
    Thank you competition posters!
  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    LfV - so sorry to hear of your latest bad news...you are having quite a sad time of it lately (((((hugs))))) to you and all your family.

    Hazel - good luck with the "chat" next week

    Hya Cheryl, good to see you back...I had a feeling someone scrummy had appeared on your horizon! Good to have you back with all your listings...still very organized, so impressed!!

    Well, today ended up a spendy day...DS2 hurt his foot @ rugby yesterday and needed to see our local friendly sports physio this afternoon. So decided to get diesel on the way home (wouldn't have lasted to Monday, my next spendy day). Picked up the TV guide at the petrol station as we needed one for next week.

    Thought about doing some food shopping while DS2 was at the physio...but we have everything we need for the meal plan, didn't need to get anything....so didn't!!! I sat in the car and read...much better - and cheaper!

    The next three days "should" be NSDs...we'll see!!

    Tomorrow is my last day of invigilating for a couple of weeks...thank goodness. A friend said to me today...don't you get bored?? Well this afternoon, I had two IT guys and an Exams staff member helping me solve the numerous computer problems the poor students were encountering (on-line tests)...absolutely no time to get bored!!!. Got it all sorted in the end...but a bit of a nightmare. I suppose I should have expected something...it is the 13th after all...even if not a Friday 13th!!

    So next week is going to be like my first "proper week" of the New Year, where I get loads of catching up done...and some relaxing!! :) At least that is the plan!!


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • kdenty
    kdenty Posts: 250 Forumite
    Part of the Furniture 100 Posts Mortgage-free Glee! Combo Breaker
    Spent again (supermarket shopping night)

    I have followed Martin's advice on 'the downshift challenge' and my fella is getting quite used to economy fish fingers etc now :) So in a way it's good spending ;)
  • (((((((((((((hugs)))))))))))) LFV, so sorry to hear your sad news, you are an amazing support to your family, but please take care of you too

    Twistedhazel, brilliant news! Fingers crossed things go well for you

    Slowly ((((((((hugs))))))))) sorry you are feeling down

    Number 8 for me today, hit the worst point of giving up smoking (& this time i won't use my mum's dramas as an excuse to start again!), so to avoid popping to the shops for cigs or any other rubbish i had a shower & put my pj's on at 4.45pm :eek: felt very lazy, but at least it preserved my NSD :D
    February NSD challenge 5/15
  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    Number 8 for me today, hit the worst point of giving up smoking (& this time i won't use my mum's dramas as an excuse to start again!), so to avoid popping to the shops for cigs or any other rubbish i had a shower & put my pj's on at 4.45pm :eek: felt very lazy, but at least it preserved my NSD :D
    Well done you on avoiding the ciggies and bagging an NSD!! :T:T:T


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • Wee_Pilsbury
    Wee_Pilsbury Posts: 368 Forumite
    Home Insurance Hacker! Cashback Cashier
    edited 13 January 2011 at 10:06PM
    Hi all

    Didn't manage number 10 today - chipped in some cash to buy flowers for a colleague who has been having a rough time lately - seemed to really cheer her up so it was worth it.

    However, it's not halfway through the month yet and I'm already more than half way to my target :D

    Enjoy the rest of the evening everyone

    :hello:
    DFW Nerd Club # 1364
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    NSD no 5 for me today!:j

    5 more to go.......
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