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It will be GONE !!! Part Two

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Comments

  • Herewego
    Herewego Posts: 2,541 Forumite
    Well I managed to get a few extra bits onto ebay and there are quite a few watchers let hope the put their money where ther watching is.
    Nothing much happening today a few bit out if the bank nothing unexpected just hope that continues for the rest of the week. Its looking good for estimated interest on all cards to be under £500 just waiting on 2 statements not something I should be excited about but it will mean it is half of what it was when i started.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Half of where you started is mostly definitely something to get excited about :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Just logged on to Lloyds to see if they had refunded my £12 charge and the guy I spoke to obviously didnt understand what I meant when I said I wont lose my 0% rate now will I to which he said no not at all it was a computer error. He was that good he has refunded the charge and the interest that was charged on the bit that wasnt 0% so £45.91 credit to me. Thank you very much Mr lloyds your staff are the best today.


    I have also sent an extra £25 to lloyds today to clear that bit still getting interest.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Woo hoo, I like those kinds of mistakes!

    Lloyds staff being dull has actually worked in your favour for a change :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Woohoo to the Lloyds mistake! :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Great news, I love it when we get something back (after all we have paid through the nose for their service)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Ebay has lots of watchers but still no bids :(
    Made £25 profit on amazon today which was really nice surprise just takes forever to get your money.
    Im getting so confused as to what to pay off next, the 0% deals are on cards which are still incurring interest on original balance. Lloyds in their usual style are not changing the way they allocate payments until 17th so i think I am better putting overpayments to another card but i keep changing my mind, this will probably keep changing all the way until payday :rotfl:
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Well done on the Amazon money :)

    Have you got any interest bearing credit cards, other than Lloyds?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Oh yes we have 2 with HSBC 1 with Tesco and 1 with Mint, all with large balances unfortunatley, I think I am going to tackle DH mint card next
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Is that one the highest apr as well?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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