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It will be GONE !!! Part Two

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Good thinking HWG - its all about balance and we don't want to put ourselves in early graves so we are not hear to enjoy the debt free days :)

    And as Cialilerin says - think back to where you were and enjoy where you are now!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    A nice lazy day relisted 50 items on ebay and I have a few watchers already, I also have a few bits to photograph and put on later.
    Im feeling a bit more focused today now I have taken the pressure off, at my reduced payments we will be about £11,000 short at year end so if I can make the extra in the challenge it is still possible.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi HWG

    Glad the focus is back, you can only do your best at the end of the day.

    Well done on listing so many items.

    Do we have to go back to work tomorrow, really?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    The weekends just fly by but it does mean payday is getting closer
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thats a very good way of looking at it HWG and will remember that tomorrow when I go back to 10000 emails!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • rustysmart
    rustysmart Posts: 313 Forumite
    Debt-free and Proud!
    Payday is getting closer, but it's not close enough!! (two weeks for me!)
    Light Bulb 13/09/09: £15,061.37 Debts at their highest:
    CC Debt:     £4387.73 Loans: £8524.62 Overdraft(s): £2149.02
    Debt Free Date: 23/03/11 ! :T
    My Debt Diary DFW Nerd #1269
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    HWG when you say the interest is frozen on your Tesco card because you have closed the account, do you mean they aren't charging you any additional interest or that your interest rate will not increase?
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    NO such luck just the interest rate will not increase and as its one of the lower ones it not such a priority just wanted to see the back of it, in my usual impatient way.
    Now the camera is playing up Rrrrrrraaaaaaaaaaaaaa just want to make some more pennies ebay could be on hold until the next free weekend
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    good luck with ebay
  • Cialilerin
    Cialilerin Posts: 649 Forumite
    Herewego wrote: »
    Rrrrrrraaaaaaaaaaaaaa just want to make some more pennies ebay could be on hold until the next free weekend
    Must be God's way of saying slow down - you've already listed 50 things ;)
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
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