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It will be GONE !!! Part Two
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Hi HWG, wow you have been so successful lately, well done you.
Particularly impressed that your quidco money is going towards debts but that you are wise enough to keep some back just in case. I am always too keen to throw it all against the debt but then find i struggle with any last minute bills or necessities.
Well done you, you are an inspiration.
Dolly x
Sealed Pot Challenge #1247 = £111.41/£5002011 Made on ebay to date £368.31 (exc P&P)Freebies £15 Amazon VoucherDFW Nerd * 1366, DFD September 2013 :jThe large print giveth, but the small print taketh awayTom Waits, Small Change :mad:0 -
Thanks Dolly
Its taken a long time to realise I sometimes have to hold some back as I have been caught out too many times, its payday next week and as it gets nearer I will transfer more pennies over.
Off to to Mr A shop onlineMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
you are doing fantastic and it'll be interesting to see what the ebay item goes for.0
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Delighted to see you getting a few pennies HWG
Didn't the fortune teller tell you would win on the lottery?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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REDMADCURLS wrote: »Delighted to see you getting a few pennies HWG
Didn't the fortune teller tell you would win on the lottery?
Oh I wish :rotfl:She said we would be ok financially she clearly hasnt looked at my bank account.
Friday transfer £1.24 and only one week until payday.
I have one item on my things to do when im debt free and thats get some dentistry work done, I have been putting in off for years mainly because im scared to death to go but secondly because of money however last night i sent an email to a dentist that helps with cosmetic as well and explained my fears. It may be wrong to be thinking of sorting this out while still in so much debt but its something i must do sooner rather than later.
(sorry not sure where that came from been on my mind a while)
Hoping for a spend free weekend may even stay in my p.j's and watch films for 2 days, shopping is booked to be delivered tonight after circuit training.
Have a great Friday the weekend is nearly here.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
I am petrfied of the dentist (and neddles anywhere) - took me a while but I found an excellent one, and now she has decided to take private patients only - need to get insurance which will cost £12 a month, and I think it is worth it because she is the only one I ever went to for check-ups.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I can do needles its just the smell and that black chair OMG makes me feel sick. The update is they called me today and asked if I would like to go into the office for a chat to see if I feel comfortable with the dentist before I do anything else. I can talk about what i what and costs and then decide if I can go through with anything all booked for the 28th Feb so plenty of time to cancel if I get the wobbles.
Circuit training was good but I have a feeling i will be in pain tomorrow, just waiting for Mr A to deliver and then a long soak in the bath.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
You've changed your sig too HWG!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
You've changed your sig too HWG!
Every month i have fallen a little behind my target and was starting to panic, so if its cleared in 18 months so be it who knows whats round the corner anything can happen but as long as its going down thats good enough for me.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
That's my theory to HWG, I've realised you never know what tomorrow may bring!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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