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It will be GONE !!! Part Two
Comments
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Fantastic weekend good food, good drink and good company and it came in under budget :T
My friend still owes me for the hotel i booked and she is going to transfer the money back to my account so that should help us make it to payday.
My plans for this week is to make a list of all the things I would love to do when the debt is gone, I feel I need something to push me in the right direction.
Hope you all had a good weekend off to bath and bed nowMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Glad you had a good time, you deserved a break. Looking forward to seeing your list xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
glad you had a good weekend as you deserved it.0
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Woohoo Quidco have cleared and will be paying £50.72 due on the 15th, Im back let the overpayments begin lets bust this debtMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
LOL your enthusiasm is infectious!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Hi HWG
Have you got your list sorted? Interested!
xxDebt - CCV £3792
CCB £1383 (took a hit for a holiday)
Loan 1 £1787
Loan 2 £1683
Total £8601 Was £393020 -
Woohoo Quidco have cleared and will be paying £50.72 due on the 15th, Im back let the overpayments begin lets bust this debt
Woo hoo, go for it HWGLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
DebtFree2012 wrote: »Hi HWG
Have you got your list sorted? Interested!
xx
List is still in progress as at the weekend we were away and the weeks are very busy not been in long tonight
Money news £10 sent to HSBC CC today, Im not sure which card to attack first just waiting for the statements to come in and hopefully things will become clearer.
Im hoping by the end of the week I will have a plan of attack do I hit the large balance or the smaller balance so I can take advantage of 0% deals :cool:MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well done on the payment. Reading your post reminded my statements are due tomorrow, this is the first time in months that I haven't been counting down the days until statement day!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Just on the phone to Lloyds and they are saying my interest rate is 26.68% although it was 26.9% last month, when I asked can you reduce that they said NO its going to stay at 30% :eek:. Usual for them does anyone know what they are doing there 29 minutes on the phone and they are having to look into it as it shows differently depending on which screen they look at.
I also transfered a balance to another lloyds card and the apr was 16.9% last month now its 17.9% the KID on the phone said its because its variable, good answer :rotfl:
Now I need to work out how to clear these at the end of the 0% deals as I am not paying that, to add insult to injury they have written to me today offering me a limit increase of £1000 you know where they can stick that.
Back later with a plan...........MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0
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