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It will be GONE !!! Part Two
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God, what are they not like, just add on interest and don't even tell you.
I have written to MBNA after their 'expert' told me that I didn't have the option on my account to close the account and remain at the same interest!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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You can always rely on Lloyds to not have a scooby doo what they're doing!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well after a return phonecall from Lloyds they have now confessed the rate is 30% robbing B*$£ards, no wonder they were offering me a 0% deal to stay with them. My aim now is to either clear this card before the end of the deal or have a back up plan to move it to another 0% deal.
Estimated interest is now below £400 per month so thats a bit of good news, just need to get some extra payments now.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Sounds like a wise plan HWG, don't want the robbing gits getting a penny more out of you in interest!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Friday transfer done £2.80, no other payments yet, DH is away this weekend so that could be costly but knowing him it will go on the cc I have decided any debt he builds up on that will be his to sort and will not be included in my figures.
Have a great Friday !!!MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Plans for the weekend
Re list any ebay bits that didnt sell last time
List a couple of extra bits on ebay
Pay £2 coins off Lloyds currently £34
Not much else as still have this cold bug and will try and take things easy other that usual household bits to do.
Quidco is now at £51.53 and is due to be paid on Tuesday so should have another £50 to pay off LLoyds next Friday
Friday transfers now have a total of £21.14 saved in it which isnt too bad in about 6 weeksMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well done Herewego
Congrats on the Friday saving transfers, might try this myself. You have a busy weekend, but take time to put your feet up, especially if you have had the lurgy recently. There is only so much a superwoman can do.
Hope you feel a bit better tomorrow
Night night Dolly x
Sealed Pot Challenge #1247 = £111.41/£5002011 Made on ebay to date £368.31 (exc P&P)Freebies £15 Amazon VoucherDFW Nerd * 1366, DFD September 2013 :jThe large print giveth, but the small print taketh awayTom Waits, Small Change :mad:0 -
Plans for the weekend
Re list any ebay bits that didnt sell last time Relisted 51 Items
List a couple of extra bits on ebay Sundays Job
Pay £2 coins off Lloyds currently £34 Sundays job
Not much else as still have this cold bug and will try and take things easy other that usual household bits to do.
Quidco is now at £51.53 and is due to be paid on Tuesday so should have another £50 to pay off LLoyds next Friday
Friday transfers now have a total of £21.14 saved in it which isnt too bad in about 6 weeks
Had a good day out with DS today then came home and relisted some items on ebay hope some sell.
I think I have won bonus ball at work hope so as I could put £49 to good use but as I have never won it im not 100% sure its my number
MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
good luck..hope it was your ball0
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Hey HWG, hope your numbers up at work, what a lovely surprise if it does.
Am going to try your rounding down thing on Fridays this week, won't miss it and it all adds up, woop woop
Dolly x Sealed Pot Challenge #1247 = £111.41/£5002011 Made on ebay to date £368.31 (exc P&P)Freebies £15 Amazon VoucherDFW Nerd * 1366, DFD September 2013 :jThe large print giveth, but the small print taketh awayTom Waits, Small Change :mad:0
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