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It will be GONE !!! Part Two
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God, what are they not like, just add on interest and don't even tell you.
I have written to MBNA after their 'expert' told me that I didn't have the option on my account to close the account and remain at the same interest!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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You can always rely on Lloyds to not have a scooby doo what they're doing!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well after a return phonecall from Lloyds they have now confessed the rate is 30% robbing B*$£ards, no wonder they were offering me a 0% deal to stay with them. My aim now is to either clear this card before the end of the deal or have a back up plan to move it to another 0% deal.
Estimated interest is now below £400 per month so thats a bit of good news, just need to get some extra payments now.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Sounds like a wise plan HWG, don't want the robbing gits getting a penny more out of you in interest!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Friday transfer done £2.80, no other payments yet, DH is away this weekend so that could be costly but knowing him it will go on the cc I have decided any debt he builds up on that will be his to sort and will not be included in my figures.
Have a great Friday !!!MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Plans for the weekend
Re list any ebay bits that didnt sell last time
List a couple of extra bits on ebay
Pay £2 coins off Lloyds currently £34
Not much else as still have this cold bug and will try and take things easy other that usual household bits to do.
Quidco is now at £51.53 and is due to be paid on Tuesday so should have another £50 to pay off LLoyds next Friday
Friday transfers now have a total of £21.14 saved in it which isnt too bad in about 6 weeksMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Well done Herewego
Congrats on the Friday saving transfers, might try this myself. You have a busy weekend, but take time to put your feet up, especially if you have had the lurgy recently. There is only so much a superwoman can do.
Hope you feel a bit better tomorrow
Night night Dolly xSealed Pot Challenge #1247 = £111.41/£5002011 Made on ebay to date £368.31 (exc P&P)Freebies £15 Amazon VoucherDFW Nerd * 1366, DFD September 2013 :jThe large print giveth, but the small print taketh awayTom Waits, Small Change :mad:0 -
Plans for the weekend
Re list any ebay bits that didnt sell last time Relisted 51 Items
List a couple of extra bits on ebay Sundays Job
Pay £2 coins off Lloyds currently £34 Sundays job
Not much else as still have this cold bug and will try and take things easy other that usual household bits to do.
Quidco is now at £51.53 and is due to be paid on Tuesday so should have another £50 to pay off LLoyds next Friday
Friday transfers now have a total of £21.14 saved in it which isnt too bad in about 6 weeks
Had a good day out with DS today then came home and relisted some items on ebay hope some sell.
I think I have won bonus ball at work hope so as I could put £49 to good use but as I have never won it im not 100% sure its my numberMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
good luck..hope it was your ball0
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Hey HWG, hope your numbers up at work, what a lovely surprise if it does.
Am going to try your rounding down thing on Fridays this week, won't miss it and it all adds up, woop woop
Dolly xSealed Pot Challenge #1247 = £111.41/£5002011 Made on ebay to date £368.31 (exc P&P)Freebies £15 Amazon VoucherDFW Nerd * 1366, DFD September 2013 :jThe large print giveth, but the small print taketh awayTom Waits, Small Change :mad:0
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