We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

It will be GONE !!! Part Two

1192022242550

Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    God, what are they not like, just add on interest and don't even tell you.

    I have written to MBNA after their 'expert' told me that I didn't have the option on my account to close the account and remain at the same interest!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    You can always rely on Lloyds to not have a scooby doo what they're doing!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well after a return phonecall from Lloyds they have now confessed the rate is 30% robbing B*$£ards, no wonder they were offering me a 0% deal to stay with them. My aim now is to either clear this card before the end of the deal or have a back up plan to move it to another 0% deal.
    Estimated interest is now below £400 per month so thats a bit of good news, just need to get some extra payments now.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Sounds like a wise plan HWG, don't want the robbing gits getting a penny more out of you in interest!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Friday transfer done £2.80, no other payments yet, DH is away this weekend so that could be costly but knowing him it will go on the cc I have decided any debt he builds up on that will be his to sort and will not be included in my figures.
    Have a great Friday !!!
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Plans for the weekend

    Re list any ebay bits that didnt sell last time
    List a couple of extra bits on ebay
    Pay £2 coins off Lloyds currently £34
    Not much else as still have this cold bug and will try and take things easy other that usual household bits to do.
    Quidco is now at £51.53 and is due to be paid on Tuesday so should have another £50 to pay off LLoyds next Friday

    Friday transfers now have a total of £21.14 saved in it which isnt too bad in about 6 weeks
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Well done Herewego

    Congrats on the Friday saving transfers, might try this myself. You have a busy weekend, but take time to put your feet up, especially if you have had the lurgy recently. There is only so much a superwoman can do.

    Hope you feel a bit better tomorrow

    Night night Dolly x ;)
    Sealed Pot Challenge #1247 = £111.41/£500
    2011 Made on ebay to date £368.31 (exc P&P)
    Freebies £15 Amazon Voucher
    DFW Nerd * 1366, DFD September 2013 :j
    The large print giveth, but the small print taketh away
    Tom Waits, Small Change :mad:
  • Herewego
    Herewego Posts: 2,541 Forumite
    Herewego wrote: »
    Plans for the weekend

    Re list any ebay bits that didnt sell last time Relisted 51 Items
    List a couple of extra bits on ebay Sundays Job
    Pay £2 coins off Lloyds currently £34 Sundays job
    Not much else as still have this cold bug and will try and take things easy other that usual household bits to do.
    Quidco is now at £51.53 and is due to be paid on Tuesday so should have another £50 to pay off LLoyds next Friday

    Friday transfers now have a total of £21.14 saved in it which isnt too bad in about 6 weeks

    Had a good day out with DS today then came home and relisted some items on ebay hope some sell.
    I think I have won bonus ball at work hope so as I could put £49 to good use but as I have never won it im not 100% sure its my number :o
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    good luck..hope it was your ball
  • Hey HWG, hope your numbers up at work, what a lovely surprise if it does.

    Am going to try your rounding down thing on Fridays this week, won't miss it and it all adds up, woop woop

    Dolly x ;)
    Sealed Pot Challenge #1247 = £111.41/£500
    2011 Made on ebay to date £368.31 (exc P&P)
    Freebies £15 Amazon Voucher
    DFW Nerd * 1366, DFD September 2013 :j
    The large print giveth, but the small print taketh away
    Tom Waits, Small Change :mad:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.