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Great '2011 MoneySaving resolutions' Hunt
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I have been reading this forum for a while but this is the first time I have posted. So I guess my first resolution should be to be more active on the forum. I have learnt a lot from what I have read and it is time to share my tips!
As for my other resolutions
Not to buy any more toilietries (the pile continued to grow over christmas, no suprises!) books (I have a huge to be read pile) or stationary until my current stuff runs out.
To print double sided and use all single sided paper for rough notes, shopping lists etc (green and money saving, just the way I like it)
To take my lunch to work rather than buying it everyday
To remember to take a bottle of water with me when I go out for the day rather than buying them!
To walk to more destinations (nice and healthy too!)
To maximise my online shopping by using cash back sites etc
To declutter and either sell on ebay or send to charity shops what I don't need/want!
I think that is enough to be getting on with!
Good Luck everyone!
Tasha0 -
My main resolutions this year are:
- My DMP is due to be completed Feb 2012 but I aim to throw as much at it as I can this year to pay it off this year.:j
- Take lunch to work rather than buy it - I worked out it was costing me about £2.50 per day for lunch and snacks - that's £50 per month that could go to my DMP
- Meal plan and stick to my grocery budget of £50 per week. All of my children will have left home early 2011 so just need to buy food for 2 people (it would be good if this amount could also cover the cost of fuel for the car).
- Declutter my house and sell at least one item on ebay (or books on amazon) every day. I don't envisage making a fortune from items but every penny will help towards DMP.
- Save £1.50 per day towards next year's christmas presents.
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My financial resolutions for next year are to:
- Declutter and sell some stuff on ebay, I'm feeling a bit like my stuff is dragging me down sometimes.
- Last year I was really good at bringing packed lunches, so keeping that up. Also being more organised about meal planning so we buy what we need, and use what we buy.
- Getting my ISA sorted out so my savings take care of themselves.
- Seeing if I can switch utilities and save some cash.
- Find a budgeting system that works for me.
- Get as financially organised as I can, so that we can be ready to buy our first house.
2015 comp wins - £370.25
Recent wins: gym class, baby stuff
Thanks to everyone who posts freebies and comps! :j0 -
kiplingmonkey wrote: »My money saving resolutions are:
Complete the £365 in 365 days challenge
I like the sound of this but what does it involve??:eek:Less stuff, more life, love, laughter and cats!
Even if I'm on the shopping threads, it doesn't mean I'm buying! Sometimes it's good to just look and then hit the CLOSE button!0 -
juliebunny wrote: »I like the sound of this but what does it involve??:eek:
You put a pound in jar/money bank etc every day for a year, ending up with £365 at the end of the year.....I tried last year and failed miserably!0 -
i intend to reduce spending
spend time meal planning and baking
use items from well stocked freezers and cupboard due to preparing for winter before shopping
and so-on
get on top of finances0 -
I'm applying a 'virtual padlock' on my purse, cards and online spending and asking myself 'is it a need or is it a want'? OH leaves the shopping budget to me so I need to be the strong one here.
We are aiming to cut our expenditure this year as we are saving to get our 'forever house' - so 10% is not being added to our food budget this year. We are aiming for a 10% cut, which will be interesting as prices are going up:eek: I'll track expenditure with a spreadsheet.
We will revisit our DVD collection rather than purchasing new one's. We will plan 'film nights' with HM treats and blankets to snuggle under. Sky TV goes at the end of the month, so money saved there.
We are aiming to grow more of our vegetables. We made a start last year but plan to expand on this. The exercise will do us good too.
No new clothes unless absolutely necessary. We are both well stocked. Taking good care of what we already have is important.Enjoying an MSE OS life0 -
My resolutions are to
1) Declutter the house. It could be so much better than it is now.
2) Stop buying stuff just because it is cheap. I already have too much.
3) Cancel my magazine subscriptions- it's not worth it.
4) Take a book for the train/bus - try to get get through a book a week
5) Buy whoopsied items sensibly- if I can't use it , it's not much of a bargain.
6) Empty my purse of anything less than 50p a couple of times per week to feed my Tardis.Surviving the ups and downs of life with DH
RIP Garden Tiger January 2007 - May 2022
Weight loss 20.5/124lbs
MF since 12/18
Fashion on the Ration 2022 53/66 coupons remaining
2022 Decluttering challenge 300/2022 items banished
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1) To go 6 months with only one car between OH and I (we will review in 6 months whether we do actually need).
2) Have a big declutter.
3) To grow at least £100 worth of fruit and veg.
4) To stick to my budgets.
5) To start each month less in debt than the previous month.
6) To be tidier. (Not tidy but tidier)Money situation: August low point -2883.24
September low point -2840.85 (it's going in the right direction):o October low point -2564.980 -
I intend to:
* Keep regarding the whole money-saving routine as a game, so it is fun and gives satisfaction. The theme for 2011 is good resource management and abundance sharing.
* Storecupboard cook, using money "saved" to buy new storecupboard food when it's on offer.
*Menu plan and batch cook to use the storecupboard supplies well.
* Travel to work using my disabled persons' railcard instead of the car (when the weather allows). Even though rail fares are increasing, it will still be worth it as there will be less mileage and less wear and tear on the car.
*Keep sending electronic greetings cards to overseas relatives - postage abroad is too expensive on top of the cost of a card. The message, that I love them is the same!
* Birthdays and Christmases - Have a not-giving pact with some friends and spend time with them instead of money, e.g. go out for a modest cuppa and catch up with each other.
* Keep a spending notebook: it's already in my handbag with its own pencil attached.
* Have a small allowance to buy home entertainment. Have film nights with friends, share each other's dvds, books, magazines.
* Be aware of areas I need to be stronger/more organised: e.g. make up packed lunches in advance. I already take a stainless steel bottle of water everywhere with me, but got disorganised with packed lunches in the last few weeks of 2010.
* Make the garden more productive: grow produce that is expensive in the shops, e.g. herbs, salad veg: successional sowings: much cheaper than buying bags of lettuce, rocket etc in the supermarket. Put in more raspberry & other fruit bushes.
* Push boundaries to include new-to-me behaviours, e.g. cloth wipes instead of loo paper. This will be a real challenge but will be good to try I think! Visitors will still have loo paper provided!!
* No new clothes this year, bar two new merino wool base layers which will be bought with Christmas money and on offer.
I have everything else I need and more, and I look forward to sharing some of the more with others.
GQ xoxIf you have a talent, use it in every which way possible. Don't hoard it. Don't dole it out like a miser. Spend it lavishly like a millionaire intent on going broke.
-- Brendan Francis0
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