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Here I go again :-)
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lol defo old spice. Gave me loads of room in my cupboard mind you.
I haven't even managed to get half way round my kitchen yet but hey ho I have made a start. I will finish it all tomorrow. I was meant to decorate my mum's kitchen this week but I had no money to buy the paper so that had to be put on hold.
KP hello there stranger. I hope you are well xx
I have another reason to be annoyed that I have allowed myself to get into so much debt. There is a wee house on the market 3 doors away from my mum. I love the street she lives on and obviously it would be close enough to her to be right on hand for any problems she might have and for the future when her care will increase. It is 4 bedrooms and is only £105,000 :eek:. It would need done from front to back but OMG I so wish it was within my grasp. Dont you ever wonder how in gods name people can afford the massive mortgages that they have? Not everyone can be on massive wages. Never mind, Hopefully I can live vicariously through my children when they do well in the future :rotfl:
My girl is home and I am happy to have her back. I am very unsettled when either of them are not here with me. She is happy to be home too. I am not a loud , shouty person and her BF's mum most definitely is and DD was getting a bit stressed with it all. She said that the family dont really respect one another and can hardly have a civil word to each other. She was also shocked at their attitude to food. She has only had 1 actual meal in 3 days and was ravenous when she got in. My kids are used to dinners in the evening and she really missed these when she got a roll for her dinner :rotfl:. Isn't it nice that they appreciate what you do for them when they see others doing it differently. She'll be all lovey dovey with us for a few days and then life will go back to normal :rotfl:. Nice to have her back anyway.
I'm going to browse around and do some catching up xx5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
I have spent the last hour or so catching up on a diary I used to read all the time. I had lost touch with it as it was very fast moving and I just couldn't keep up with it. I decided to read it tonight to see how the woman was getting on. It was always a really funny diary with lots of plans for a house and differemt life for the future and I always enjoyed the chat on it. I am so glad I have read it tonight as I feel really humbled now. In fact I feel rather ashamed at the pithy things I complain about. I have a great life and although there have been hard times I have always wanted to be here. The mental pain this woman is outpouring in her diary is just torture to read but I cannot stop. I am only up to August and I swear I will be praying for better things for her and some peace of mind in her life. I would love to say that never again will I complain, but I know I will
, but OMG I have alot to be thankful for. Going to spend another half hour or so on it and then to bed. Good night xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Dont feel ashamed about the things you feel you need to complain about - even if they are *small* things, if they are things that are niggling at you, then by getting them "out there" you are releasing them from your own space, if that makes sense.
This sounds like it goes against, to a certain extent, the "don't sweat the small stuff" thing, that I know a lot of us try and administer, but I have learned that sometimes it is the small stuff that we don't address, and then either morphs into bigger stuff that is then a real issue, or simply vys for space with all the other small stuff and creates overcrowding within.
So....if you feel that something bothers you enough to complain, then do that - as long as you do it in a constructive, positive way that is actually releasing that "gah" from you. By pretending that you have nothing to complain about, you are not acknowledging the stuff we actually, personally, have to deal with day by day.
Our "stuff" won't be the same as the next persons "stuff". We may have health issues, we may not. We may have family problems, we may not. We may be worried about the fact that the biggest spot has appeared on our chin just as we are about to head out for the evening......everyone is different. Keep YOUR stuff in perspective for YOU.
But IN ADDITION to getting the moaning out of the way, look around and appreciate the good things that you have. Whether white fluffy clouds in the sky, or decent coffee in the cupboard, or a smile from DD....
Not sure if that makes sense - hopefully it does to at least some extent!!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Aww its so sweet when the kids show a bit of appreciation isnt it.
Great post Hypno alot of the time I try and think all is ok or not enough to stress about but really it all just builds up. Accepting things arent great and/or could be improved is important and acknoledge when you can do something about it or as it seems in many cases you cant do anything.:j0 -
Thanks guys. I know I will complain again as things get so annoying but I cannot tell you how glad I am that my problems are not so insurmountable that I cannot see past them. It is such a shame that folks get to a stage that life just seems untenable. So sad.
Anyway CSA haven't bothered their backsides to return my call so I will phone them later and try and sort that out as there is still no payment in my account :mad:. I mean seriously, does my ex think I can keep his kids on fresh air. a 13 year old boy eats everything he can get his hands on :rotfl:, but then why would he know that as they only have cats :rotfl:5 of them. Nice designer ones that they buy clothes for. Cats are worth about £3k all in and I'm sure their wardrobes rack up a few quid too. They're just back from 3 weeks in Florida as well so really I am just being selfish expecting him to maintain his children :rotfl:.
I am going to finish clearing out my kitchen today and it will be all shiney by the time I am finished. I am determined that this holiday will result in a nice clean home. Still in my pj's mind you so not looking good as yet :rotfl:.5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
We all need to let off steam. I make wild threats of violence to people but no one knows about it.
Your ex husband should pay up, the dirty scratter xxTrying to shift that debt!0 -
My wee mum has just given me £500
:D. I would love to pay it off of my debt but she will be wanting to know what I spend it on ( rightly so) So today I took the kids to our local shop and we bought carp :rotfl:. Juice, sweets, cakes and a sledge :eek:. Spent nearly £30. We never ever do anything like that so it was very exciting for us. I have already decided to use the money for winter boots and jackets for us all as that is an expense I was worrying about. I will maybe treat us all to a trip to the cinema tomorrow as well. We'll see what's on. I might manage to sneak some into my Tesco account if there's anything left but I want decent boots etc so that they last us all winter as last year was a terrible winter and we were not booted up properly so I am determined we will be this year. So everything has turned around for me again. We will be properly dressed, I can use my cleaning money this weekend for debt and I will be able to buy the food we need. All is well for another wee while
. I find it hard to spend money but my mum gave me this money to treat us and I cannot use it for debt.
I had been thinking earlier of rejoining the slimming club but I am fed up paying out money to try and lose weight. DD wants to lose a small amount and I want to lose a fair amount. I have put on 1 stone of the 3.5 I lost and I am annoyed at that. I am very much a comfort eater and due to the cr*ppy few weeks I have had then that stone has sneaked on so easily. DD and I will get weighed in the morning and go from there. I'm going to look and see if there is a thread on here I can join or I will start one myself. Lots of plans in my head but all good5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Good morning. Well I could very easily let my ex burst my happy bubble today but I am not going to allow him to. I called CSA again and he has NOT paid his maintenance payment as I suspected. Oh well, what's new. Looks like there will be a deduction of earnings put on his wages now. That won't please him :rotfl:. At least as long as he is employed I know I will get some money ( I hope). I intend using it to save for Christmas or to put into the debt. I am NOT going to become reliant on it in any shape or form. It will always be used to either save for a specific item or pay CC's off. I have been caught out before when I bought new windows on the strength of his payments and then he stopped. That's part of the reason I ended up in this mess as I was left short trying to pay the loan and ended up spending on the cards. Stupid I know, but that's what happened. I honestly don't know how he can justify the lifestyle he leads when it is done at the expense of his children :mad:.
Anyway despite him I have managed to pay £105 to TESCO today. I nicked a wee £55 from the money my mum gave me and £50 I will get for the cleaning job I do. I have £139 to pay from my 100 day challenge by 26th November. I hope to do that before then and then any money I have will be used for Christmas until I get that sorted and than I'll start overpaying again. I really want to do Christmas with cash this year. I haven't done that in years and have always used my Argos card to buy things. I may still do that to utilise the 0% that they give and pay the money off of an interest bearing card but I'll wait and see. I am determined though that my debt will not increase this year. ( wish there was a wee determined face smiley).
Today I am going to take the kids to Pizza hut and the pictures to see the three musketeers. My mum is delighted that we are doing this and the kids are ridiculously excited about it. Happy days and these kind of things are the things that , that bar steward cannot destroy so two fingers to him :rotfl:.
Still havent finished the kitchen BTW5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Pizza Hut is £5 for pizza + salad with a downloadable voucher + 1 child (U12) eats free per adult. Also, if you're on O2 use Priority Rewards to get a code for a free cinema ticket(one code per phone number) or if not use the 40% off voucher you can get from the Odeon website.0
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I like the cut of your jib!Trying to shift that debt!0
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