Picture rant .... ~blush~

HairyHandofDartmoor

These ads just make me growl a bit when they come on. Clearly they work or they wouldn't run the ads so often, people must be lining up in droves to take out these loans (I pity them). Are they naive or desperate?

Cazzdevil

I actually took out a consolidation loan with one of these types of company when I was 21. It really WAS the only option for me at the time due to a low wage, way too much debt left by my OH and various other factors.

As soon as I was in a position to though, I extended my mortgage and paid it off. It was the only option at the time to prevent me losing my house and it's worked out alright for me in the long run.

I certainly wouldn't advise it though.

Xbigman

robindunne1 wrote:

.

Never been able to figure out why they have a shiny new Volvo and as a result suddenly have nicer clothes, a bigger house, better make up and are generally happier with the poorer equivalent looking on.

More interestingly, how do those people who live black and white lives afford coloured ones once they have a loan?
Regards


X

Aberdonian_At_Heart

I hate these adverts ....everyone of them :mad: What really does my head in on the recent picture ad is that the grinning bint is bawling at every corner of the house at various sprogs but the second hubby asks a question he gets cut off with very short shrift ........oooooooooooo i could stick that scooter right up her jacksy !!!! :mad:

Megatimbo

Hello again folks ,these ads are mainly on in the day as mentioned,and the guy phoning up for a £25K loan ,wonder if he would be smiling if he saw the small print of the £48000 you pay back over something like 240 months

Always good for a laugh,i call it junk tv as my shredder loves the paper versions we get.
Talking of which, purple loans,and Norton finance we get a lot of aswell.

regards M

nickyhutch

I hate that Picture advert - I have to turn the TV over as soon as it comes on. I hate his smug little face, and how he says "good - less work for HER" (the little lady I presume) when lovely Mike tells him there's no paperwork. Aaaaaargh I hate it I hate it .....

8pnoodles

nickyhutch wrote:

I hate that Picture advert - I have to turn the TV over as soon as it comes on. I hate his smug little face, and how he says "good - less work for HER" (the little lady I presume) when lovely Mike tells him there's no paperwork. Aaaaaargh I hate it I hate it .....

Yep, didn't you know men can't read or write? I hate all those adverts. What gets me in the football guy ad, is he has to get his wife to remind him how much it is they want to borrow. Now there's a guy with his finances under control... :wall:

PeachPickle

lynzpower wrote:

no the worst is a radio advert pushing IVAs ( on london radio)

"you have debts around 15k"
options
go bankrupt
PAy your debts UNTIL YOU DIE
call a freind IVAHELLFINANCE

This winds me up so much - 15k isnt a big deal, there are people on here paying off more than that on benefits on here, I certainly dont think they will be dead before they pay off thats why they have a DFD!

Oh my gosh, I was just telling someone about that one! I listen to XFM at work and that ad is on about 15 times a day. So irresponsible! They're so smug about it too aren't they?

lynzpower

its the way they say "pay your debts until you DIE" you can imagine the guy reading it is getting a load of cash for smiling smarmily through that line

It really is so irresponsible. I just dont know how these companies can get away with it. I think I might phone the FSA about it tomorrow, im sure it cant be legal - can it? Or I could phone them and give them my genuine situation and see if they can offer me some sort of "solution". I feel a bit like kicking off, havent done it for ages :rotfl:

Mc4ndy

I hate the picture advert too! Very Very Very much.

I got letter through from a credit card company "aqua" or something like that, offering me one of their cards, with the APR at 39.x%. It was in massive letters, not even hidden!

I'm going to get one right after my frontal lobotomy op. Really though who would apply for this? I know you can pay it off each month, but they don't want that... and at that APR. I just don't get it.