So glad I no longer do credit

confused76

you made me laugh TQ, that's free eh! i bet the gingerbread smells lovely...

sugarbabe-47

Tupperware_Queen wrote: »

well done Shug, I hope that next year will be like that for me too...I should get AD on 8th Nov, which will mean a BR and debt free Christmas 2011!!

I have just made the gingerbread for our annual tradition of making a gingerbread house...the smell is delish!!!

Hi TQ:wave:
Yes I saw your piccies of the gingerbread house- very impressive:T
Hope you feel better soon too!:)
And YAY to next xmas for you :T

sugarbabe-47

Hi Conf:wave:

Hope you are ok and warm!!

Tupperware_Queen

sugarbabe-47 wrote: »

Hi TQ:wave:
Yes I saw your piccies of the gingerbread house- very impressive:T
Hope you feel better soon too!:)
And YAY to next xmas for you :T

when we are done I'll put some up of this years construction!

Tupperware_Queen

confused76 wrote: »

you made me laugh TQ, that's free eh! i bet the gingerbread smells lovely...

mmm it sure does!!

confused76

sugarbabe-47 wrote: »

Hi Conf:wave:

Hope you are ok and warm!!

:wave: i'm good thanks sugar, not so sure about warm though, i should do a bit of this :j:j:j

Tupperware_Queen

confused76 wrote: »

you made me laugh TQ, that's free eh! i bet the gingerbread smells lovely...

and it tastes great too....well I have to quality control don't I :rotfl::rotfl::rotfl::rotfl:

madras79

cash is the only way to go at christmas,have never seen the point of credit for christmas
one year we coud not get the kids anything for christmas, as we had no money ,the kids wear fine they wear 7 and 5 at the time

now

madras79 wrote: »

cash is the only way to go at christmas,have never seen the point of credit for christmas
one year we coud not get the kids anything for christmas, as we had no money ,the kids wear fine they wear 7 and 5 at the time

Kids are great in times of trouble, I think they should start teaching the importance of getting just one gift with a meaning rather then lets see just how much I can have for Christmas

diddly74

lynprestwood wrote: »

It's great that you're so organised but PLEASE remember that Park Hampers is a profit making company and if they go bust like Farepak you'll lose ALL your savings.

Instead, consider opening a Credit Union Christmas savings account. They are non-profit making co-operatives so you get a dividend on your savings (some pay over 6% but usually 2% or 3%), they are ethical and committed to only sensible borrowing by members and, more to the point, are fully covered by the Financial Services Compensation Scheme - should the worst happen you will never lose any of your money.

It's the ONLY way to save for Christmas.

Thanks! I will check them out.