So glad I no longer do credit

Emmylou_2

Was in a clothes shop yesterday with best mate, exchanging something that was the wrong size for some reduced jewellery. There was a teeny amount to pay, and the cashier asked if we would like a storecard. Best mate said no, a bit hesitantly (because she was thinking about something else, not because she wanted one). Cashier asked if she was sure. I came in then with "no thanks, we don't do unneccessary credit". Cashier said "oh, this isn't unnecessary - it's for clothes!"

I've found this Christmas really exciting. I've got all my presents (not wrapped yet, but I've got the paper and tape all ready), I've got some of the food. And the best bit - I don't get paid until next week. This will be the first year EVER that my December pay isn't stretched seven ways til Sunday, and I'm really going to enjoy January's post!

now

lilibet1 wrote: »

yep pressies done but i DREAD the food shopping as it always busy and stressful x x

Just go to ASDA honey and watch in amazement. when your finished do mine :j:j

ani_26

I've been working in town today, and its quite bizarre looking at all the shoppers with their bags of goods that must have cost a fortune, knowing that you have no money for any xmas presents, or for any kind of shopping, for that matter. Heyho.............

JMV

Nohope wrote: »

I've been working in town today, and its quite bizarre looking at all the shoppers with their bags of goods that must have cost a fortune, knowing that you have no money for any xmas presents, or for any kind of shopping, for that matter. Heyho.............

Awww...I am sorry NH, it must be horrible for you, it'll be no comfort to either of us to know that a lot of those happy shoppers will be BR in the New Year

Last Christmas we didn't buy any Xmas presents and had an Asda Party platter for Xmas lunch - it was F******* miserable

now

Nohope wrote: »

I've been working in town today, and its quite bizarre looking at all the shoppers with their bags of goods that must have cost a fortune, knowing that you have no money for any xmas presents, or for any kind of shopping, for that matter. Heyho.............

You don't need presents Nohope you got love and happiness and all that goes with it, I have bought most of mine from poundland :T When I walked in to the shop my oh you can have whatever you want from this shop darling :rotfl::rotfl::rotfl::rotfl::rotfl:yhey even do food these days:T:T:T:T

now

JMV wrote: »

Awww...I am sorry NH, it must be horrible for you, it'll be no comfort to either of us to know that a lot of those happy shoppers will be BR in the New Year

Last Christmas we didn't buy any Xmas presents and had an Asda Party platter for Xmas lunch - it was F******* miserable

Now you made me laugh Bloody ASDA they have a lot to answer for making you miserable :rotfl::rotfl::rotfl::rotfl:

now

Nohope wrote: »

I've been working in town today, and its quite bizarre looking at all the shoppers with their bags of goods that must have cost a fortune, knowing that you have no money for any xmas presents, or for any kind of shopping, for that matter. Heyho.............

Have some cyber presents :xmastree::grouphug::wave::santa2::snow_laug:snow_grin:rudolf::kisses::xmassign::spam: see you got it all now even a tin of spam,but don't open the spam until Christmas day (I know that's not what it means)

now

Emmylou wrote: »

Was in a clothes shop yesterday with best mate, exchanging something that was the wrong size for some reduced jewellery. There was a teeny amount to pay, and the cashier asked if we would like a storecard. Best mate said no, a bit hesitantly (because she was thinking about something else, not because she wanted one). Cashier asked if she was sure. I came in then with "no thanks, we don't do unneccessary credit". Cashier said "oh, this isn't unnecessary - it's for clothes!"

I've found this Christmas really exciting. I've got all my presents (not wrapped yet, but I've got the paper and tape all ready), I've got some of the food. And the best bit - I don't get paid until next week. This will be the first year EVER that my December pay isn't stretched seven ways til Sunday, and I'm really going to enjoy January's post!

It is great, I say oh no I do not do store cards I pay for everything

MicheH

now wrote: »

Have some cyber presents :xmastree::grouphug::wave::santa2::snow_laug:snow_grin:rudolf::kisses::xmassign::spam: see you got it all now even a tin of spam,but don't open the spam until Christmas day (I know that's not what it means)

always a tin of spam for Christmas in our house when I was little. Why?:rotfl: we never had it through the year

ETA: no it wasn't, it was a tin of Pek ham.. do'h!

diddly74

I have been planning this Christmas since before last years! I pay money into Park Hampers and get the Shopping Vouchers - have done since I was 9 years old (via my Mum) - had a few years off when I was able to have my own credit cards but for the past few years and especially this one (went BR in March) I have saved throughout the year so I can get my children some of what they want for Christmas. We have to go without during the year to enable me to put the money away - but I didn't get presents willy nilly when I was a kid so why do children need them now. Next years order has already gone in and I have started paying towards it. I know in November I will have a bunch of vouchers and I can treat myself, hubby and kids as well as other family to gifts to show I care and appreciate their support throughout the year.

Christmas to me is about my family. Spending time with them and showing them my love. I lost my Mum 5 years ago this week, and I would give up everything I own if I could spend a day with her again and show my children how much they were loved by her. They say Money does not make you happy - I completely agree - yes it makes life easier at times but as long as you have enough to keep a roof over your head, food in your belly and your bones warm you are rich.