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Pay off as much as you can in 2011 Challenge!

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Comments

  • Well done so far everyone! I'm glad to be part of the challenge. Looking forward to payday, have been clinging on by the skin of my teeth for most of this month! Still - will be worth it in the end.
  • Great idea jwil, sign me up and I'll start with my next statement (starting Balance £999.90) lol
    Last Win: Tuff Mudder Tickets and 2 cases of wine :j
  • jwil
    jwil Posts: 22,015 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    andy_hunk wrote: »
    Great idea jwil, sign me up and I'll start with my next statement (starting Balance £999.90) lol

    Welcome Andy, good luck with the debtbusting!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • mmikailian
    mmikailian Posts: 335 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 17 January 2011 at 5:47PM
    whoopie loan monthly payments today made for two Halifax Loans thats a further 338.08 off the total whoopie

    £3995.70/£15,492.37 = £11496.67 outstanding
  • Update from 131, £60.05 paid off Post Office CC so £60.05/£6842.49
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • Deeperblue
    Deeperblue Posts: 294 Forumite
    edited 17 January 2011 at 10:32PM
    copperjar wrote: »
    Is anyone up for a mini challenge to get us through to the end of January (and to another payday?)

    I'd like to pay off another £120 this month but have run out of the usual ways of doing it! So I'm going to find 6 ways to make £20. Anyone want to join me?

    Would love to do this but I'm not sure I could! Maybe I'll do it next month when I've got more time and try:

    1) Ebay (If I can bare it as I've had some bad experiences recently!)
    2) STP
    3) Driving more economically to save £20 on petrol
    4) Sell some old DVDs to CEX/Game
    5) Cash back deals
    6) Dunno...!

    BTW paid £12.68 off HSBC card so now I'm at £865.84/£12,000 #119

    Edit: Just checked our HSBC account and found that we have £30 left of the over draft now that all the direct debits have come out so adding that in too I'm at £895.84/£12,000 :j

    Almost at my 1K target!
    Parents - £4000/£0 paid
    OH parents - £9000/£0 paid

    Mortgage - £125,000/£0 overpayments
  • Hi folks

    Paid off £37.71 from my Virgin card today.

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • Hi folks

    Paid off £37.71 from my Virgin card today.

    So that is 299.47/£5000 for 2011 so far

    Money Fritter
    DFW#972 LBM2 (09/07/12) £25938.84; Current £23783.35;
    Credit Credit Card1 £128.47/£6424.24 (2%);
    Credit Card2 £443.86/£15663.25 (2.8%); Overdraft £0/£2500 (0%)
  • copperjar
    copperjar Posts: 884 Forumite
    edited 17 January 2011 at 11:28PM
    jwil wrote: »
    I don't think it's off topic, and I am happy for the discussion to stay here, we all need inspiration to raise extra money to get to our targets and it's good to see what others are doing!

    Thanks jwil :) Just didn't want to clutter up your thread.
    Deeperblue wrote: »
    Would love to do this but I'm not sure I could! Maybe I'll do it next month when I've got more time and try:

    1) Ebay (If I can bare it as I've had some bad experiences recently!)
    2) STP
    3) Driving more economically to save £20 on petrol
    4) Sell some old DVDs to CEX/Game
    5) Cash back deals
    6) Dunno...!

    Some fab ideas, thanks! I listed a couple of items on eBay and some on Amazon tonight, so hopefully that will give me my first 2 x £20.
    Took a packed lunch to work today - £2 in a pot, 9 days to go!

    How's everyone else doing?
    If you're struggling with what to sell on eBay, check out this thread:
    https://forums.moneysavingexpert.com/discussion/343625
    It gave me plenty of ideas :)
    [STRIKE]
    Total debt 1.11.10 £23,446
    [/STRIKE]
    Save £6k in 2015 #129 £6121.66/£6000
    Save £6k in 2016 #39 £6000/£6000
  • beachie
    beachie Posts: 463 Forumite
    edited 17 January 2011 at 11:29PM
    Well I got a massive box of door hinges free from the bootsale the other week that someone had chucked.

    Managed to sell for £6.50 on ebay but won't add that until I get the payment - cash on collection! :j

    Car payment should go out in a few days so that will up my total, and will be saying more off when I get paid.
    Mortgage: [STRIKE]Jan 11 - £91830 [/STRIKE][STRIKE] Jan 12 - £89'199[/STRIKE] May 14 - £69'999 Car Loan: [STRIKE]Jan 11 - £3658 [/STRIKE] July 12 - £0! Credit Card: [STRIKE] Jan 11 - £3300 Jan 12 - £2250 [/STRIKE] Oct 13 - £0

    MFiT-T3:#43 (Half Mortgage) April 13 - £10719/£42875 (25.00%)
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