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Pay off as much as you can in 2011 Challenge!

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Comments

  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    £48.06 and £152.09 to debts today bringing my total upto £309/£6500!!

    AS iv said before i may pay the lot off at the very end of the year...so il be happy if i pay off more than £3,250 before December!!
    Work in progress...Update coming July 2012.
  • No 92 checking in, so far this month paid £349.23/£5500 ... hoping by the end of the month I can hit £500 .. but am going to have to really rein it in!!!! Wish me luck :cool:
    I will be debt free by 2016 :T
    DS1 born 10/04/2009. DS2 born 25/03/2011
  • Is anyone up for a mini challenge to get us through to the end of January (and to another payday?)

    I'd like to pay off another £120 this month but have run out of the usual ways of doing it! So I'm going to find 6 ways to make £20. Anyone want to join me?
    [STRIKE]
    Total debt 1.11.10 £23,446
    [/STRIKE]
    Save £6k in 2015 #129 £6121.66/£6000
    Save £6k in 2016 #39 £6000/£6000
  • £90 paid yesterday out of wages, bill came through so have paid the money I had put aside. Strange thing about my bill is that my min last month was around £81, I paid approx. £100 off last month and my min payment has gone down to £52, thought that was quite a lot of difference for £100. Oh well, I'm paying off more than that anyway :D I have to apologise though Jwil, I have just had both my statements in and I have managed to work out my debt properly now so my target has changed, balance now:

    £419.77/£5423.06
    £9,000 (Ish) in 2013
    Paid:
    £32.20 / £4492.66 Debt
    £50.00 / £650.00 Holiday
    £00.00 / £4000.00 House
  • Hi Copperjar, have you thought of your 6 ways to make £20? Would be interested to know your ideas, always looking for hints and tips :D
    £9,000 (Ish) in 2013
    Paid:
    £32.20 / £4492.66 Debt
    £50.00 / £650.00 Holiday
    £00.00 / £4000.00 House
  • Please can I join in? I want to pay off £6842.49. This is made up of 5 credit cards, I'll tackle my overdraft overwards. Hoping to buy a house with my BF in the next few months so its going to be tough, however I'm putting virtually every penny into getting as much of this paid off before we buy.
    Debt free and busy treating myself:)

    No more toiletries/make up until I've used what I've got stashed since Jan 2011, graduated October 2012. Restocked Dec 13..damn those sales
  • cakelover wrote: »
    Hi Copperjar, have you thought of your 6 ways to make £20? Would be interested to know your ideas, always looking for hints and tips :D

    Amazon and eBay can be two ways. I'm a bit lazy at listing but to make £20 I shouldn't need to list that much so its achievable! I'm taking a packed lunch for work every day for the next 2 weeks and will put £2 every weekday towards the debt to reward the no bought lunches! Have a plan for a money making scheme on eBay (but then I have these plans every week...none have worked yet!) - that's about it so far.

    It will just focus me when I walk past a bakery and want a pasty! ;)
    [STRIKE]
    Total debt 1.11.10 £23,446
    [/STRIKE]
    Save £6k in 2015 #129 £6121.66/£6000
    Save £6k in 2016 #39 £6000/£6000
  • copperjar wrote: »
    Is anyone up for a mini challenge to get us through to the end of January (and to another payday?)

    I'd like to pay off another £120 this month but have run out of the usual ways of doing it! So I'm going to find 6 ways to make £20. Anyone want to join me?

    I'll join you copperjar ... but struggling to think of 6 ways to make £20?! please share yr ideas and to get me started I will list a whole load on ebay tomorrow night! :T
    I will be debt free by 2016 :T
    DS1 born 10/04/2009. DS2 born 25/03/2011
  • beachie
    beachie Posts: 463 Forumite
    I will join as well, but instead of cluttering up this thread, can we make our own. Mine is to stay out of my overdraft for the rest of this month! Going to be really tough!
    Mortgage: [STRIKE]Jan 11 - £91830 [/STRIKE][STRIKE] Jan 12 - £89'199[/STRIKE] May 14 - £69'999 Car Loan: [STRIKE]Jan 11 - £3658 [/STRIKE] July 12 - £0! Credit Card: [STRIKE] Jan 11 - £3300 Jan 12 - £2250 [/STRIKE] Oct 13 - £0

    MFiT-T3:#43 (Half Mortgage) April 13 - £10719/£42875 (25.00%)
  • Nikkiev27 wrote: »
    I'll join you copperjar ... but struggling to think of 6 ways to make £20?! please share yr ideas and to get me started I will list a whole load on ebay tomorrow night! :T

    eBay's always the best place to start! :) I had a few good sales on Amazon recently as well. Its just getting motivated to list.

    Do you have an iPhone? FieldAgent can make you a few £s if you're lucky with jobs being local.

    ETA: sorry for taking the thread off topic! :o
    [STRIKE]
    Total debt 1.11.10 £23,446
    [/STRIKE]
    Save £6k in 2015 #129 £6121.66/£6000
    Save £6k in 2016 #39 £6000/£6000
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