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PLEASE HELP :( unsecured debt of 35k

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  • Well atleast I have saved you £10 per day now and cured your addiction, so I have done some good on this board (unlike you) and for that you are welcome.
  • Yes it was so nice and kind of you to offer someone to take out a loan in there name to clear your debt and they rely on you to pay it off.

    Well atleast you are feeling a warm sensation with all that burning, shame your kids will be frozen tonight. And the Father of the Year award goes to........oh wait sorry I meant, the tw*t of the year award goes to...........Ciscokid.
  • ciscokid
    ciscokid Posts: 200 Forumite
    Yes it was so nice and kind of you to offer someone to take out a loan in there name to clear your debt and they rely on you to pay it off.

    Can't be that mad idea, look at the chump in this thread, he could have done a lot worse than take up my deal....even if I didn't pay him back a penny he'd be in less debt than he is now!
  • Watalie
    Watalie Posts: 535 Forumite
    ciscokid wrote: »
    Lets conveniently forget I offered to pay 5k of someones debt for them....

    All joking aside - you must see how totally idiotic that seems?

    You can't afford to pay your day to day bills without resorting to the use of payday loans etc and you expect someone to actually believe that you can repay a loan they take out on your behalf, simply on your word??

    Anyone can see that the math adds up, you'd have less to pay you'd have more disposable cash etc..... the issue isn't that the figures don't add up, it's that you are looking for a quick fix as opposed to changing your financial outlook, which I think is what you actually need to do.

    You have a family who are freezing in a house you cannot afford to heat. I'm pretty suprised you still have a family. I think your partner must be a saint.

    Anyway this has all been said before by people much better at this sort of thing than me, so I'm sure you'll have no problems in dismissing what I have written.
  • :T:T:T:T well done Cisco, maybe you should put your broadband payments towards heating payments and then we wont have to read about you, and you, and you and how the country are mad not to give you money .

    I hope the OP has read his ( not Ciscos hijacked ) thread and managed to get some good advice, inbetween all the B.S.
  • Gothicfairy
    Gothicfairy Posts: 3,060 Forumite
    ciscokid wrote: »
    Can't be that mad idea, look at the chump in this thread, he could have done a lot worse than take up my deal....even if I didn't pay him back a penny he'd be in less debt than he is now!


    Kid,

    There really is more to life then you. Why not be a man of your word and move on ?
    There is a race of men that don't fit in; A race that can't stand still;
    So they break the hearts of kith and kin, and roam the world at will.

    Robert Service
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