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2011 mfw

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199100102104105118

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  • As cake21 said, they have very kindly let me take over the running of the spreadsheet for the final month - thanks to them for being so selfless.

    So the original link now works.
    I am going to make 2 helpers to keep the update process easier, rather than have one person updating, to have three all doing their bit should make it a bit less stressful.

    Is there a demand for a 2012 challenge?
    It would be easy to do as cake's spreadsheet is very adaptable...

    Thanks again to cake

    OM
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • cake21
    cake21 Posts: 1,039 Forumite
    edited 27 November 2011 at 10:55AM
    A few congratulations while I'm signed in :D and well done to everyone who has made any overpayments in 2011 :beer::money:

    .....................................2011 OVERPAYMENT TARGET(spreadsheet version here)

    2. cha97michelle - £5000 Target reached September! :j:j
    19. uzubairu - reduce mortgage to £46000 (£14000 OP) 2nd target reached October :j:j
    40. Spiggle - £5700 Target reached October! :j:j
    41. Kerry Woman - £1500 Target reached October! :j:j
    48. SmileyG - £1200 Target reached September! :j:j
    66. puddle96 - £8000Target reached September! :j:j
    84. kimbo26 - £2200 Target reached November! :j:j
    96. Needhelpsaving - £1000 Target reached November! :j:j
    108. kw77 - £881 Target reached September! :j:j
    113. drewwa - £20000 Target reached October! :j:j
    118. Sugarhunny1 - £1000 Welcome to MFW 2011! :money:
    139. curlygirl1971 - £6000 Target reached October! :j:j
    149. skaps - £2011 Target reached October! :j:j
    157. catslovelycats - £1200 Target reached July! :j:j
    173. greent - £7500 2nd target reached November! :j:j
    183. lighthousescotland - £2000 Target reached October! :j:j
    187. katsu - £1200 Target reached September! :j:j
    195. wildfrog - £2500 Target reached July! :j:j
  • Is there a demand for a 2012 challenge?
    It would be easy to do as cake's spreadsheet is very adaptable...

    Thanks again to cake

    OM

    OM / Cake,

    I thought to myself earlier in the year that I wouldn't join any 2012 challenge and just focus on what is hopefully the final year of my own mortgage...

    ...but I now find myself in the situation where I'm seriously considering running a 2012 challenge if there is demand and no-one else steps up to the mark.

    I'm off out shortly, so I'll check this thread later.

    Financial Bliss.
    Mortgage and debt free. Building up savings...
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad you are ok Cake although busy.

    FB, I would join in the 2012 challenge - you were my original inspiration and yours was the first diary I read.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • cake21: so glad you're OK (due sigh of relief)

    OM: thanks so much for taking this on plus whoever your 2 helpers are

    I'd really love (and need) a 2012 challenge to keep me focused - my mortgage might be switching and job might be changing so I'm gonna need the support and focus to keep on track!
  • Forgot to add: paid off another £50 yesterday - did a bit of moving between accounts to make up this ma-hoo-sive amount!
    So total now £2470 for 157
  • https://forums.moneysavingexpert.com/discussion/3637943

    is a link to the 2012 MFW quest.
    I've literally copied what cake did, so I can't take any credit from it!
    Am hoping having several helpers will spread the workload fairly, so no-one feels overworked or burdened by this, which should be a fun challenge.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • OM PM me if you'd like more helpers.
    August would be a good month for me as it school holiday time (and we're not going away next year).
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad to see you're ok Cake! :T

    Originalmiscellany, madeupname and I now have access to the spreadsheet for 2011 and so can update your figures. If you have anything to report, please let us know.

    All the very best for the last month of 2011 and good luck for 2012 too.

    Take care,
    Spigs
    Mortgage Free October 2013 :T
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    another £400 this month
    total now £8200 :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
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