The Debt Free Roll Of Honour

tirlittan

Finally my turn!

The date of your lightbulb moment
Must of been about the time that I joined MSE by recommendation of a very good friend, so August 2008

Debts at their highest
£13196.02 all in.

Debt-Free Date
15th October 2012!!!

Your one perl of wisdom
Keep in control of your finances and budget. Know exactly how much is in your bank account. Have spreadsheets or keep tabs in a notebook. Know every penny that's going out and what for. You can all do it!

And if you had a debt diary on DFW, a link to it

https://forums.moneysavingexpert.com/discussion/2170231

Hopelessly_Hopeful

tirlittan wrote: »

Finally my turn!

The date of your lightbulb moment
Must of been about the time that I joined MSE by recommendation of a very good friend, so August 2008

Debts at their highest
£13196.02 all in.

Debt-Free Date
15th October 2012!!!

Your one perl of wisdom
Keep in control of your finances and budget. Know exactly how much is in your bank account. Have spreadsheets or keep tabs in a notebook. Know every penny that's going out and what for. You can all do it!

And if you had a debt diary on DFW, a link to it

https://forums.moneysavingexpert.com/discussion/2170231

I love this thread!

Well done

HHx

katy_ann

tirlittan wrote: »

Finally my turn!

The date of your lightbulb moment
Must of been about the time that I joined MSE by recommendation of a very good friend, so August 2008

Debts at their highest
£13196.02 all in.

Debt-Free Date
15th October 2012!!!

Your one perl of wisdom
Keep in control of your finances and budget. Know exactly how much is in your bank account. Have spreadsheets or keep tabs in a notebook. Know every penny that's going out and what for. You can all do it!

And if you had a debt diary on DFW, a link to it

https://forums.moneysavingexpert.com/discussion/2170231

Well done, brilliant news!! x :T

NewLeaf_2

i love this thread, so inspirational

clearmydebts

tirlittan wrote: »

Finally my turn!

The date of your lightbulb moment
Must of been about the time that I joined MSE by recommendation of a very good friend, so August 2008

Debts at their highest
£13196.02 all in.

Debt-Free Date
15th October 2012!!!

Your one perl of wisdom
Keep in control of your finances and budget. Know exactly how much is in your bank account. Have spreadsheets or keep tabs in a notebook. Know every penny that's going out and what for. You can all do it!

And if you had a debt diary on DFW, a link to it

https://forums.moneysavingexpert.com/discussion/2170231

Woohoo! Am so proud of you Tirlittan!!!

You are an inspiration

Kerfuffle

tirlittan wrote: »

Finally my turn!

The date of your lightbulb moment
Must of been about the time that I joined MSE by recommendation of a very good friend, so August 2008

Debts at their highest
£13196.02 all in.

Debt-Free Date
15th October 2012!!!

Your one perl of wisdom
Keep in control of your finances and budget. Know exactly how much is in your bank account. Have spreadsheets or keep tabs in a notebook. Know every penny that's going out and what for. You can all do it!

And if you had a debt diary on DFW, a link to it

https://forums.moneysavingexpert.com/discussion/2170231

Once again, well done tirlittan, and it's great that you posted on this thread to keep us all motivated. :T

Jo3y83

Lightbulb moment: January 2009

Debts at highest: £29k

Debt-Free Date: 25th October 2012

Pearl of wisdom:
Divide your money into 4 envelopes for the month ahead and only spend what you have in the envelopes!

gothrockchic1

Jo3y83 wrote: »

Lightbulb moment: January 2009

Debts at highest: £29k

Debt-Free Date: 25th October 2012

Pearl of wisdom:
Divide your money into 4 envelopes for the month ahead and only spend what you have in the envelopes!

Well Done, great advice! :beer:

katy_ann

Jo3y83 wrote: »

Lightbulb moment: January 2009

Debts at highest: £29k

Debt-Free Date: 25th October 2012

Pearl of wisdom:
Divide your money into 4 envelopes for the month ahead and only spend what you have in the envelopes!

Well done! so inspirational! x

Aryndeneth

The date of your lightbulb moment
Sometime in 2006. Having been paying the bare minimum I realised I had to take control.
Debts at their highest
£21,000
Debt-Free Date
TODAY!!!
Your one perl of wisdom
Start now! Whatever you need to do to improve your situation, start today. Draw up your SOA, admit your problem to someone who can help, post on the forums for the first time, increase a minimum payment if you can. Do it now. The minute you take that first step, you're in control not the debt!