The Debt Free Roll Of Honour

nicp60

Here goes...
a. April 2008
b. £9681, excluding £142k mortgage
c. June 2012
d. KEEP ON TRUCKING! It may take a while, but it's worth it! Also, MEAL PLAN! Saved me thousands!

gothrockchic1

nicp60 wrote: »

Here goes...
a. April 2008
b. £9681, excluding £142k mortgage
c. June 2012
d. KEEP ON TRUCKING! It may take a while, but it's worth it! Also, MEAL PLAN! Saved me thousands!

Well Done!

pugzy

Yay! Finally get to post here!!

Ok, here goes...

LBM: November 2010

Debts at highest point: Around £4500

DFD: 11th September 2012

Pearl of Wisdom: Don't allow a bad money situation to get you down; use it as a spur to turn it all around, grab it by the balls and attack sensibly, plan your repayments (Rome wasn't built in a day!) and choose your accounts and loans correctly, ensuring that all interest is kept to a minimum wherever possible! It saved me nearly a £1000 by doing this alone! Finally, plan your Snowball Plan on https://www.whatsthecost.com ...it set me straight and got me to where I am today!

It's tough at times as we all know on here, but consistancy is key and don't lose sight of that big important target you set yourself!

Thanks MSE-er's, been amazing, couldn't have done it without you!

Hopelessly_Hopeful

pugzy wrote: »

Yay! Finally get to post here!!

Ok, here goes...

LBM: November 2010

Debts at highest point: Around £4500

DFD: 11th September 2012

Pearl of Wisdom: Don't allow a bad money situation to get you down; use it as a spur to turn it all around, grab it by the balls and attack sensibly, plan your repayments (Rome wasn't built in a day!) and choose your accounts and loans correctly, ensuring that all interest is kept to a minimum wherever possible! It saved me nearly a £1000 by doing this alone! Finally, plan your Snowball Plan on www.whatsthecost.com ...it set me straight and got me to where I am today!

It's tough at times as we all know on here, but consistancy is key and don't lose sight of that big important target you set yourself!

Thanks MSE-er's, been amazing, couldn't have done it without you!

Well done and thanks for the link. Will check it out. Enjoy your DF life

HHx

gothrockchic1

pugzy wrote: »

Yay! Finally get to post here!!

Ok, here goes...

LBM: November 2010

Debts at highest point: Around £4500

DFD: 11th September 2012

Pearl of Wisdom: Don't allow a bad money situation to get you down; use it as a spur to turn it all around, grab it by the balls and attack sensibly, plan your repayments (Rome wasn't built in a day!) and choose your accounts and loans correctly, ensuring that all interest is kept to a minimum wherever possible! It saved me nearly a £1000 by doing this alone! Finally, plan your Snowball Plan on https://www.whatsthecost.com ...it set me straight and got me to where I am today!

It's tough at times as we all know on here, but consistancy is key and don't lose sight of that big important target you set yourself!

Thanks MSE-er's, been amazing, couldn't have done it without you!

Well Done! :T

ITYIYBMAB

LBM: Jan 2010
Debts at highest point: over £31,000
DFD: September 2012
Pearl of Wisdom: Start TODAY! Waiting only makes thing worse, I speak from experience. Read ALL the MSE forums especially OS, DFW, and UYI. Without MSE I would never have cleared my debts in such a short time. There are thousands of ways to save or make £1 on MSE, and they all add up faster than you could imagine!

kilgore1080

LBM: August 2006

Debts at highest point: Approx. £40000

DFD: June 2011

Pearl of Wisdom: The light at the end of the tunnel DOES get closer eventually. Oh and make sure you have an emergency fund that can see you through 2 months at a minimum!

Hopelessly_Hopeful

ITYIYBMAB wrote: »

LBM: Jan 2010
Debts at highest point: over £31,000
DFD: September 2012
Pearl of Wisdom: Start TODAY! Waiting only makes thing worse, I speak from experience. Read ALL the MSE forums especially OS, DFW, and UYI. Without MSE I would never have cleared my debts in such a short time. There are thousands of ways to save or make £1 on MSE, and they all add up faster than you could imagine!

Well done

I think an important thing hre is about control and that if we look hard enough we can assert some control to save or earn extra, from little acorns big oaks do grow!

Enjoy your DF life.

HHx

Hopelessly_Hopeful

kilgore1080 wrote: »

LBM: August 2006

Debts at highest point: Approx. £40000

DFD: June 2011

Pearl of Wisdom: The light at the end of the tunnel DOES get closer eventually. Oh and make sure you have an emergency fund that can see you through 2 months at a minimum!

Hi

Well done

I think the emergency fund is a challenge for most of us. I have a full one pound in my budget for contingency!!! Not my choice but imposed upon I may add.

Hope you get there with yur house fund

HHx

sara_77

My turn

a) LBM May 2008

b) Debt at highest £25280.56

c) Debt free date 14th September 2012

d) Pearl of Wisdom : It may seem like a long road at first, and yes you will get your down days/weeks/months. Getting into debt is easy, getting out of it isn't. Be prepared to make some sacrifces. Don't keep wishing for a lottery win :rotfl:(I frequently did although I hardly ever do the lottery). You will get to the end of the road eventually and it will be worth it. Oh and read, read, read these boards, full of invaluable advice and tips and lovely non-judgemental people who only too willing to help.

Good luck
Sara