The Debt Free Roll Of Honour

sickasachip13

Brilliantly well done. It gives me hope for the future and a little kick up the bum too!

mummum2

Mon, NA, Koicaro and Rigpig, truly amazing achievement from you all! congrats and here to a happy debt free life! :beer::j:T:beer:. Give me such a huge boost, knowing that God willing I'll be doing the same soon! thanks for sharing your amazing achievements! :j:j

MM2

LexieLou

Koicarp wrote: »

Didn't notice this thread before!
LIGHTBULB MOMENT: April 2003
DEBTS AT THEIR HIGHEST: £78k (credit cards and loans)
DEBT FREE DATE: 27/10/11
PEARL OF WISDOM: Keep your chin up, talk about it with your partner, family and close friends and ask for their support when you're feeling down.

love it a real inspiration.

Enjoy your new life, may it be very long and very, very happy.

Me xx

LexieLou

sickasachip13 wrote: »

Brilliantly well done. It gives me hope for the future and a little kick up the bum too!

Love the 'Kick up the bum' statement. Very funny.

We will get there kiddo.

LexieLou

Koicarp wrote: »

Didn't notice this thread before!
LIGHTBULB MOMENT: April 2003
DEBTS AT THEIR HIGHEST: £78k (credit cards and loans)
DEBT FREE DATE: 27/10/11
PEARL OF WISDOM: Keep your chin up, talk about it with your partner, family and close friends and ask for their support when you're feeling down.

Fabulous achievement, a real inspiration.

Enjoy your new found freedom.

LL xx

gothrockchic1

rigpig wrote: »

Lightbulb Moment June 2006

Unsecured Credit at it's highest around 50K in 2001

Debt Free Date July 2011

Pearl of Wisdom, Use a simple finance software package and stick with it, this is the one thing that really helped me to see the full picture.

Those of you that have some way to go just keep at it, it will happen. The feeling you get when that last payment is made and you see zero balance on your last ever credit statement is a truly wonderful moment.

Well Done! :beer:

rigpig

I actually have savings now and am stressing over how to put them to good use :-) makes a change from the old days when my bank balance would go from full to empty in 24 hours as the direct debits came out. It's only been a few months since the last payment was made on the last card, I don't think it has really sunk in yet how much better off we are.

Keep at it you guys, it really is the most amazing experience to know that you have made it and you will never make the same silly mistakes again.

prophecy_grrl

a. The date of your lightbulb moment - Summer 2006 when I discovered MSE
b. Debts at their highest - fluctuated with extra borowing etc but reckon I've paid off in the region of £25k on loans and CCs since graduating in 2003
c. Debt-Free Date - 17th October 2011 :j
d. Your one perl of wisdom - What worked for me? I am online banking mad, I know every penny that comes in and goes out, and make sure every spend counts. Even the 50p saving here and there are small victories that I celebrate, and will continue to do so now I'm debt free
e. And if you had a debt diary on DFW, a link to it - wasn't brave / interesting enough to have one!

mummum2

Well done PG, :beer::j:T fantastic achievement, enjoy your DF life! :T:beer::j:j

MM2

gothrockchic1

prophecy_grrl wrote: »

a. The date of your lightbulb moment - Summer 2006 when I discovered MSE
b. Debts at their highest - fluctuated with extra borowing etc but reckon I've paid off in the region of £25k on loans and CCs since graduating in 2003
c. Debt-Free Date - 17th October 2011 :j
d. Your one perl of wisdom - What worked for me? I am online banking mad, I know every penny that comes in and goes out, and make sure every spend counts. Even the 50p saving here and there are small victories that I celebrate, and will continue to do so now I'm debt free
e. And if you had a debt diary on DFW, a link to it - wasn't brave / interesting enough to have one!

Well Done!! Enjoy your saving its quite addictive! :beer: