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The Debt Free Roll Of Honour

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  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    well done NA
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Lightbulb moment April 2011

    Debts at their highest Around £8000 a few years ago but at the LBM was £4906

    Debt-Free Date :j 4th November 2011 :j

    Pearl of Wisdom Budget, budget, budget. And stick to it. Use a money planner so you can keep a track of every penny.

    Debt Free Diary https://forums.moneysavingexpert.com/discussion/3301102


    WAHOOOOOOO - SOOOO pleased to see you up here - congrats honey - you deserve it - bang on date too!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Mort
    Mort Posts: 552 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Lightbulb moment: May 2006

    Debt at highest: @ LBM circa £45k, total paid £54,722.06 :eek:

    Debt-Free Date: :j 03/11/2011 :j

    Pearl of wisdom: Sign up with a free DMP company and make sure your budget is SMART (Specific, Measurable, Achievable, Realistic, Time-bound)
    Proud to have dealt with my debts, became debt free on 03/11/2011. Repaid £54,723.41 LBM May 2006.
    Debt Free Roll Of Honour #504
    Mortgage Free from October 2019
  • Hovel_lady
    Hovel_lady Posts: 4,291 Forumite
    Mort wrote: »
    Lightbulb moment: May 2006

    Debt at highest: @ LBM circa £45k, total paid £54,722.06 :eek:

    Debt-Free Date: :j 03/11/2011 :j

    Pearl of wisdom: Sign up with a free DMP company and make sure your budget is SMART (Specific, Measurable, Achievable, Realistic, Time-bound)
    Well done Mort that's great :T
    That's a huge amount to have paid off.
    Enjoy your new debt free life :j
  • Well Done NA and Mort enjoy your new found wealth!
  • LexieLou
    LexieLou Posts: 715 Forumite
    Part of the Furniture 500 Posts Debt-free and Proud! Name Dropper
    Mort and NA....love it, well done.

    I will get here some day ( and hopefully sooner than later)

    Me xx
    £38,000 and change to £0
  • Koicarp
    Koicarp Posts: 323 Forumite
    Didn't notice this thread before!
    LIGHTBULB MOMENT: April 2003
    DEBTS AT THEIR HIGHEST: £78k (credit cards and loans)
    DEBT FREE DATE: 27/10/11
    PEARL OF WISDOM: Keep your chin up, talk about it with your partner, family and close friends and ask for their support when you're feeling down.
  • Koicarp wrote: »
    Didn't notice this thread before!
    LIGHTBULB MOMENT: April 2003
    DEBTS AT THEIR HIGHEST: £78k (credit cards and loans)
    DEBT FREE DATE: 27/10/11
    PEARL OF WISDOM: Keep your chin up, talk about it with your partner, family and close friends and ask for their support when you're feeling down.

    Well Done you! :D
  • rigpig
    rigpig Posts: 19 Forumite
    Lightbulb Moment June 2006

    Unsecured Credit at it's highest around 50K in 2001

    Debt Free Date July 2011

    Pearl of Wisdom, Use a simple finance software package and stick with it, this is the one thing that really helped me to see the full picture.

    Those of you that have some way to go just keep at it, it will happen. The feeling you get when that last payment is made and you see zero balance on your last ever credit statement is a truly wonderful moment.
    Unsecured Credit at highest point around 50K :(
    Debt Free Day July 2011 Zero unsecured credit :)

    Mortgage July 2007 285,000 Euros
    Mortgage Jan 2012 147,500 Euros (and falling)
  • Wow, some truly inspiring stories. Congrats to all thats made it :)
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