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The Debt Free Roll Of Honour

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Comments

  • beanielou
    beanielou Posts: 95,398 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    the-mrs said:
    DEBT FREE DAY!!!

    It's taken 6 years and 4 months but I have paid every penny of the £26,835 back. I have learnt so much in that time and have come out of the other side a stronger, more sensible person.
    Well done. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Dizzycap
    Dizzycap Posts: 1,063 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 11 February at 11:30PM

    <3<3CONGRATULATIONS! <3<3

    <3AWESOME <3

    XXXXXXXXXXXXXXXXXXXXXXXXXXXXX
    ~ NSD 2025 - NSD July 20/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • kimwp
    kimwp Posts: 2,918 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    the-mrs said:
    DEBT FREE DAY!!!

    It's taken 6 years and 4 months but I have paid every penny of the £26,835 back. I have learnt so much in that time and have come out of the other side a stronger, more sensible person.
    Congratulations!!!!!
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
  • designingalife
    designingalife Posts: 55 Forumite
    Fourth Anniversary 10 Posts Mortgage-free Glee! Name Dropper
    a. The date of your lightbulb moment

    Jan 2018

    b. Debts at their highest

    30k

    c. Debt-Free Date

    April 2025

    d. Your one perl of wisdom.

    Keep going and focus on the end goal there will be bumps in the road but don’t stop.

    e. Links to the MSE guides that helped you

    f. Which forum threads helped you

    Debt Free diaries 

    g. And if you had a debt diary on the Debt-Free Wannabe board (DFW), a link to it

    I did but not updated since 2021
  • Dizzycap
    Dizzycap Posts: 1,063 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    designingalife - CONGRATULATIONS!  <3<3B)
    ~ NSD 2025 - NSD July 20/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
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