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When life sends you Lemons, just bake a cake
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            went into town after finally waking up OH.
 Was very good whilst there - i bought no more toiletries. 
 So to sum up todays shopping trip. - Mixed
 forgot to take old mascara to get a new one on the Clinique counter 
 almost bought a Radley bag but turns out that despite being on the bit where it said it was reduced to £40 (bargain) it would actually have been about £150 if they could have actually found the price anywhere but turns out that despite being on the bit where it said it was reduced to £40 (bargain) it would actually have been about £150 if they could have actually found the price anywhere 
 bought bag in TK Max which will do the same job and which is leather as well, should have been £40 but as the long strap was missing i got them to knock it down to £35 i wouldn't have used the strap anyway but they weren't to know that. Sounds expensive for a bag but it's a laptop/briefcasey type one which i need for work. It's not professional to turn up with a shopping bag really is it? i wouldn't have used the strap anyway but they weren't to know that. Sounds expensive for a bag but it's a laptop/briefcasey type one which i need for work. It's not professional to turn up with a shopping bag really is it?
 didn't get near Wilko's so wasn't able to pick up any stardrops 
 OH got his brother's chrissy pressy, reduced to £8 and then used an old gift card with £4 on it 
 Bought new work skirt, not in the sale but did remember to use birthday gift card so saved £10 on it but did remember to use birthday gift card so saved £10 on it 
 this pretty much sums up my day
 watching Miss Potter which i recorded at Christmas and getting used to OH being at work on a night.0
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            Glad to see that at least the 's outnumber the far less cheery 's outnumber the far less cheery 's though! 's though!
 Well done on not buying more toiletries!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
 Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
 Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
 Balance as at 31/08/25 = £ 95,450.00
 £100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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            hadn't realised that you hadn't made it to the outlaws yet!Good luck with that when you go. Have you ever thought about learnin the lingo so you could at least know what they were talking about even if you didn't want to join in?
 some nice bargains there too
 chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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            Hey sweetheart
 So glad you;re OK :beer:...I know it's been tough this last year for you (hugs)
 Sorry I,ve been AWOL and really appreciate your support 
 Much love to you and piggies...will post again shortly to catch up and (hopefully) move us both forward BIG TIME...........
 xxxxFlooded 20/07/07 . .
 Normal service FINALLY RESUMED 31/07/10 :j:j" It is a mistake to think you can solve any major problems just with potatoes." Douglas Adams...."or the FOS" Wol2
 Numptie groupie #2 :cool:
 Mortgage offset drawdown [STRIKE]£60861[/STRIKE] .... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14 .... [STRIKE]£60074[/STRIKE] [STRIKE]£59967[/STRIKE] £65k 'ish 1/6/14
 
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            :wave: Lemon - I finally found you! 
 Got any of that lemon drizzle cake mentioned in the first post? Lemon drizzle has always been a favourite of mine. Please call me 'Pickle' Please call me 'Pickle'
 No More Buying Books: ???
 No More Buying DVDs: ???
 NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
 Proud to be dealing with her debts 1198~
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            Well done on the shopping trip. I would have been tempted if the radley bag was actually £40 - I am the ONLY woman in my family who doesn't have one Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10 Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 10
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            Chev i'd love to find somewhere that does conversational lingo but everywhere is designed for a GCSE or something and i want to learn it less formally IYKWIM. Languages are not my strongest point.
 Pickle unfortunately there's no lemon drizzle left at the moment, there is one small coffee cake left though which you're welcome to. I've now frozen my lemons, as advised by Pippi (i think) so they are ready for when i do my next batch. I've some lovely tins which make little individual loaves so i'm thinking of doing a mixture of flavours and freezing them.
 Wol glad to see you here, i haven't been through half as much as you have but i'm looking forward to catching up with you more this year. I do lurk on your diary still 
 Kat, my mum and step mother are huge radley fans, my mum did mention that she a bright orange laptop bag but i'm not brave enough to go out and about with it. She'll never use it so i guess i should offer to ebay it for her or something, but i'm off ebay at the moment.
 OH has survived his first night shift, as have i lol he's asleep at the moment so i'm pottering around quietly. I'll check all the bank accounts next which will fill another half hour or so.0
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            Lemon_Tree wrote: »Pickle unfortunately there's no lemon drizzle left at the moment, there is one small coffee cake left though which you're welcome to. I've now frozen my lemons, as advised by Pippi (i think) so they are ready for when i do my next batch. I've some lovely tins which make little individual loaves so i'm thinking of doing a mixture of flavours and freezing them.
 OH has survived his first night shift, as have i lol he's asleep at the moment so i'm pottering around quietly. I'll check all the bank accounts next which will fill another half hour or so.
 *Whispers* Thanks, but I'll pass on the coffee cake - coffee has never been a favourite of mine. I like the sound of the little individual cakes, though. See you later when I can smell baking from your thread!:rotfl:Please call me 'Pickle'
 No More Buying Books: ???
 No More Buying DVDs: ???
 NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
 Proud to be dealing with her debts 1198~
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            Lemon_Tree wrote: »Chev i'd love to find somewhere that does conversational lingo but everywhere is designed for a GCSE or something and i want to learn it less formally IYKWIM. Languages are not my strongest point.
 .
 Have you ever looked for a language exchange on Gumtree?
 A friend of mine has done it twice before holidays (once to learn Brazilian Portuguese and second to learn Russian) and I even gave it a go for Arabic when I convinced myself this Moroccan guy was the one for me.
 Basically you advertise which language you are looking for and which you can offer (ie English). When I did it, the guy had excellent English but was going for a high level qualification and wanted to improve his colloquial English and also his accent. We spent some time with him teaching me some basic words and stuff and then we just had a conversation and I corrected errors he made etc. Quite a few people wanted to speak with native English speakers, I presume for that kind of reason, to perfect their English basically.
 It is quite MSE as no cash is involved and you can do it safely by meeting in a central coffee shop or similar.
 I live in London so there is no end of folk from different parts of the world offering various languages and I'm not sure it would be the same where you are but might be worth considering?I've got my own flat :j:j
 Now I have to pay the bills :eek:
 And feed my interiors addiction 0 0
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            Which language is it you want to learn, Lemon?Please call me 'Pickle'
 No More Buying Books: ???
 No More Buying DVDs: ???
 NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
 Proud to be dealing with her debts 1198~
 0
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