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When life sends you Lemons, just bake a cake
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Great total
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
thanks beanie feels good.
today has been non interesting.
Have managed my 2nd NSD of the month, at least it's a good start.
Sorted through all the unfiled paperwork in the house, filed and sorted out the files, left with a 4inch pile of paper to shred.
Shreddings will firstly be used as guinea pig bedding then composted so multi use recycling
Also filled two bins full of the rest which doesn't need shredding, our recycling wheelie bin is completely full this fortnight so will see if we can add to our neighbours, they don't usually mind.
found my loan paperwork so can get a copy of marriage certificate and send it off to finally tell them of my change of name.
Kitchen is spotless (2nd day in a row) and the bathroom is now also cleaned to within an inch of it's life0 -
You've shamed me into it - I will add "Clean kitchen to a sparkly state to rival LT's" onto my list of things to do on Wednesday! :rotfl:🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Morning!
Well almost! Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Afternoon Pippi
EH don't feel too ashamed it won't take much to rival my kitchen.0 -
Ive had a good tidy out of my bedroom.
Looks a lot better to me but wouldent to anyone else!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
that's always the same for me Beanie, sometimes it seems that you have to make things ten times worse just to start trying to make things better.
Achieved my third NSD today that's a good start on my challenge of 15 this month, hopefully i'll be able to achieve more. 0 -
well won't be a NSD for me today as bought a diary and need some peppers, so it won't be too bad i guess.
I feel i have achieved a great honour, i've noticed that a thread i started has reached the Money saving email. Ok it's a thread started each year and i was the person to start it this year but it still feels like i've been lifted partially to the Hypno realm of DF'ness.
I've also managed to get something out of the freezer for tea which helps with my challenge of not getting any takeaways. It's usually disorganisation and tiredness which cause me to venture to the takeaway so i'm trying to tackle that this year.0 -
I'm bad at the takeaway stuff too! We'll try and inspire each other on.........................
I must make a plan for tomorrow.Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Lemon_Tree wrote: »I feel i have achieved a great honour, i've noticed that a thread i started has reached the Money saving email.
That's far better than what made me feel 'honoured', which was three people asking to see my menu planner :rotfl:so I wouldn't worry, you're very right to feel so :TWeight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg0
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