Nice people thread part 3- Nice as pie

silvercar

PasturesNew wrote: »

It's magic. Little paint fairies come and sprinkle their magic over it.

What you're actually doing is removing the very fine top layer of paint. The top layer gets discoloured by the sun and contains dirt... and T cut lifts off a very fine layer. So it all looks lovely again.

Then I think the paint fairies spit in the scratches, so not sure how/why (apart from that reason) it does seem to remove scratches.... which of course it can't really.

Think you are on the right lines, when the paint fairies take off the top layer they mix it with the spit and use it to fill the scratch.

silvercar

Friend has ailing mother who (a) lives abroad and (b) has always been very difficult.

They get a call from a neighbour to say she has collapsed and in hospital, so they jump on a plane and visit. Siblings aren't interested, as I say she has always been difficult. They get to the hospital to find that the hospital doesn't want her as she is too ill to treat; the doctor threatens my friend saying that she should have had treatment months ago and they have been neglectful in leaving her get in this condition.!

Firstly they didn't know she was ill, secondly she reckons hospitals kill you and wouldn't have gone to the doctor even if she knew she was ill, thirdly she has outlived 3 husbands and has moaned for years that she is waiting to die. Fourthly, my friend is the one to get hassled, (the doctor even said she should be arrested for neglect!) when the siblings won't go near!

Now they are stuck out there, not really knowing if they should leave and come home or stay. Can't ask too many questions or they get accused of being vultures!

silvercar

PasturesNew wrote: »

I'm over here today, having an "olds" mini crisis: https://forums.moneysavingexpert.com/discussion/3284710

I think my dad thinks it's "something I must have done"

I've grown up always being 'blamed' for things - with any assumptions being made that it must be me. He'd take the word of a total stranger, passing in the street, over what I say. A random l00ny in the street could tell him I'm a high class hooker and he'd believe it and I'd be in trouble when I got home. Never have been believed, always blamed.

I've got a bank and go online.
Lots of online fraud.
2+2= must be something I've done.

You as a seasoned MSE-er should have posted in the banking section; I've never been in the consumer rights section.

When you are on the first forum screen you can see how many people are in each section. Things like the grabbit have the world in, others aren't that popular.

PasturesNew

silvercar wrote: »

You as a seasoned MSE-er should have posted in the banking section; I've never been in the consumer rights section.

When you are on the first forum screen you can see how many people are in each section. Things like the grabbit have the world in, others aren't that popular.

Oh, I didn't know there was a banking one. Too many forums. I only really go to "new posts", never minding where they are - or straight to nice people.

I also never see how many people are in any section, so thoroughly not aware of it.

I type F in my browser and it offers me House/Debate, or Renting/Buying - and I click one and end up straight in those two. When I've run out of loonies to read ... I click "new posts" a few times. That's it.

GDB2222

silvercar wrote: »

Friend has ailing mother who (a) lives abroad and (b) has always been very difficult.

They get a call from a neighbour to say she has collapsed and in hospital, so they jump on a plane and visit. Siblings aren't interested, as I say she has always been difficult. They get to the hospital to find that the hospital doesn't want her as she is too ill to treat; the doctor threatens my friend saying that she should have had treatment months ago and they have been neglectful in leaving her get in this condition.!

Firstly they didn't know she was ill, secondly she reckons hospitals kill you and wouldn't have gone to the doctor even if she knew she was ill, thirdly she has outlived 3 husbands and has moaned for years that she is waiting to die. Fourthly, my friend is the one to get hassled, (the doctor even said she should be arrested for neglect!) when the siblings won't go near!

Now they are stuck out there, not really knowing if they should leave and come home or stay. Can't ask too many questions or they get accused of being vultures!

Where are they? And does that country perhaps impose duties on children (or at least have expectations) that we don't in this country?

chewmylegoff

lemonjelly wrote: »

You forgot to mention the gold plated pensions!;)

>>>>>> runs away before bendix, white horse & all the other nutters rush on to the thread to moan about "their" taxes!

i have got about three years of CS pension entitlement. i am thinking about transferring it out actually.


i think i remember bendix saying that i could withdraw the money and use it to buy a new car. bendix, a little help here?


>>>>>> runs

silvercar

chewmylegoff wrote: »

i have got about three years of CS pension entitlement. i am thinking about transferring it out actually.


i think i remember bendix saying that i could withdraw the money and use it to buy a new car. bendix, a little help here?


>>>>>> runs

I have about 3 years of a CS pension. All best on final salary which is meant to be the best pension to have. Except that my final salary in the 80s was about 10k, so it isn't much of a salary in today's terms.

I think that if your pension pot from any particular source is below a certain level then you can cash it out. Don't know if there is a tax bill on doing so, as you put the money in as tax free payments.

chewmylegoff

silvercar wrote: »

I have about 3 years of a CS pension. All best on final salary which is meant to be the best pension to have. Except that my final salary in the 80s was about 10k, so it isn't much of a salary in today's terms.

I think that if your pension pot from any particular source is below a certain level then you can cash it out. Don't know if there is a tax bill on doing so, as you put the money in as tax free payments.

you always get taxed if you cash out. i think you actually get taxed at 40% if you cash out, regardless of what your rate was when you paid in, although i may just be completely making that up. in fact i am pretty sure i just invented that.

presumably your CS pension is index linked in some way so your final salary of £10k in the 80s is probably equivalent to something like £35k now, so presumably that would be worth somewhere around £1,750pa. not too shabby. that's about what mine is "worth", although the transfer value is something god awful like £10k.

GDB2222

You can cash out if:

You are aged 60+
The value of ALL your pension plans combined is less than 1% of the Lifetime Allowance (£1.5m from next year), ie all pensions combined have to be valued at under £15k.

PasturesNew

Bl00dy libraries....

So, I have these books that needed renewing. Tried to renew them online late Tuesday night and it said "You've reached your limit of online renewals, now you have to renew at the library". Great. So first hurdle is they're shut on Wednesdays. So I just went all the way down town, couldn't get into the car park adjacent to the library, so had to do a 1 mile circle to get as close as possible. Parked up, went in.... couldn't find my card. Couldn't renew the books without the card. So they took them off me. She has reserved them on the shelf in my name again though, but I now have to revisit, with my card, to get them back... and as I thought I had my card in my purse where it always is .... god knows where it is.