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Combat the Christmas Crush with the NSD challenge
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((((((((((big hugs))))))))) Spoon & Slowly, hope you are feeling better soon
Honey, so sorry to hear about your stepdad, hope he's on the mend soon
If- love the cartoons, thank you!!
Well amid all the mother stress, freezing temperatures & frozen heating pipes i've managed to notch up another 2, so thats 9 so far :j
Considering what month it is i'm quite chuffed with that & reckon i have a few more in me yet!!February NSD challenge 5/150 -
Sorry another month when I haven't kept up with this thread. However I've managed another 3 NSDs so far this month, taking me to....(quickly checks on page 1)...... 10/10 yay, made my target this month.
Still got some spending to do before christmas plus things like work do so I'll just go for an extra 2 I think. Spoon can you up my target to 12 please.
[URL="http://www.sherv.net/reindeer.tree-emoticon-368.html]"][/URL]
A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
wee bit of excitement on the MS front for me tonight - I have just paid my cc bill (the final debt I have to clear) and once this payment goes through my balance will be under £2k :j Still a way to go to zero I know but I feel that there is a light at the end of the tunnel at last.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Hi all, would like to join if it possible :wave:
Was hoping to save money today but spent it on chocolate, scoffed the lot and now feel a little sick... grrr. Aiming for 5 NSD until the end of the month. My aim is to clear all debts within 12 months (hence the name
)and that won't happen if i keeping spending my money needlessly. On the up-side i collected a massive 15p which has gone into a sealed pot :rotfl:.
Stay warm and :xmassign: :beer:.A big thank-you to all who post competitions :j
7 weeks comping : 14 wins so far
£10 SD voucher, Models Own Make-up, 442 mag sub, a body mitt, packs of tights, a book win, 3 x No7 mascaras, Holiday & Travel Show Tickets, £5 FruPud voucher, £10 TV Easy win, a free film download, 1 unit measure cup, Kettle Crisps, saucy knickers.
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I've lost count of my NSDs! I think I've got them all accounted for once I've counted these next 3...
Sunday was NSD #10, went to the library and the best thing about the library is everything screams "borrow me!" instead of "buy me!"
Yesterday (Monday) was NSD #11, I took extra food with me for lunch so I didn't feel the need to buy the caramel waffles that I bought every single day last week at 95p a time!
Today (Tuesday) is NSD #12, I wa sstaring in the morning and then by midday an amazing amount of free food appeared! So I was full up by lunchtimeThank you competition posters!
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Great news kerri on under £2k :j
Welcome twelve months to our lovely thread.
Just keep postingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
*rushes in* Evening all! Sorry haven't been around in a while! Haven't had a NSD until today!!! Taking me to no 5!!!
Has been a crazy couple of weeks! And loads of snow last week which is showing no signs of melting and making my journey to work very nerve wracking!!!
I did have a spend today as I parked in the work car park but due to the weather I am allowing this and I had put the money aside for the weeks parking on Sunday!
Hope everyone is well, I'll try and catch up on some posts at some point!! Night all xJust keep swimming0 -
Reporting in with NSD NUMBER 11 for today please Mistress Spoon - sorry you're not very well at the moment - take care hun and make time for yourself
Get well wishes too for SlowlyFading and (((hugs))) for HoneyMr 3Dogs 3-7-12
3Dogs'Mam 31-3-13
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wee bit of excitement on the MS front for me tonight - I have just paid my cc bill (the final debt I have to clear) and once this payment goes through my balance will be under £2k :j Still a way to go to zero I know but I feel that there is a light at the end of the tunnel at last.
Oh well done Kerri, It's such a nice feeling when you get under a certain figure.twelvemonths wrote: »Hi all, would like to join if it possible :wave:
Was hoping to save money today but spent it on chocolate, scoffed the lot and now feel a little sick... grrr. Aiming for 5 NSD until the end of the month. My aim is to clear all debts within 12 months (hence the name
)and that won't happen if i keeping spending my money needlessly. On the up-side i collected a massive 15p which has gone into a sealed pot :rotfl:.
Stay warm and :xmassign: :beer:.
Welcome Twelve. nice to have you along for the ride. :wave:Reporting in with NSD NUMBER 11 for today please Mistress Spoon - sorry you're not very well at the moment - take care hun and make time for yourself
Get well wishes too for SlowlyFading and (((hugs))) for Honey
Hope you feel better soon 3 :grouphug:0 -
Good morning everyone!
Woohoo! Yesterday took me up to NSD number 16!
Well done with the CC Kerri!
Welcome to the thread twelvemonths - I'm sure Spoon will welcome you officially soon.
And hope that all those who are feeling under the weather, get well soon.
Good luck with more NSD collecting everyone!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0
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