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Combat the Christmas Crush with the NSD challenge

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Comments

  • Hi all back agian nsd number 4 today snow still bad here in wolverhampton so not going anywhere. Trying not to lose my mind with my two daughters.
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • Hey all

    Hope you are all well, Ive really struggled this month compared to previous months, just mentally hectic at work, and felt a tad ill so struggled a bit.

    However, I have managed 6 days NSD this month so far, so thats a nice 60% of my target :)

    I have also managed to keep my budget spreadsheet 100% up to date, AND I went to the Lake District for 3 days and spent £30 less then I budgetted for :cool:

    One last loan payment to come out of my loan and then its the CC one of which I will have also paid off in Jan, so all looking better than when I first joined.

    All thanks to the DFW guys and girls :j
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Ooops forgot 'our' cartoon for today :D


    reindeer_santa_snow.jpg
    "If wishes were horses, then beggars would ride"
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    A quick question for all you wonderful NSDers :), I am out for lunch today BUT my wonderful, fantastic Dr Dragon gave me the cash to pay for it :D. My question is, if I don't exceed the money he gave me can I count it as a NSD?

    Answers on a postcards to ...... :rotfl:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p

  • I was going to do an update tonight but not feeling that brilliant so if you don't mind I'll do it tomorrow instead. I did notice some targets have been met over the last couple of days, well done everyone:j, gold stars all round tomorrow night.

    'night everyone, see you all tomorrow

    spoon xx

    PS: kippers, kerri, I'll dig them out for you


    Hoping you feel better soon Spoony. I think you're doing marvellously considering how busy this month is for most people :T:T:T for you
    honey wrote: »
    Hello everyone,

    Unfortunately S.Dad is back in hospital at the moment with heart failure, to be honest I think he was sent home last time when he shouldn't have been. Anyway they've figured out whats going on, medication is working and he could be home today or tomorrow. So keeping everything crossed. He's really been through it this year.

    Hugs to all, honey x

    Sorry to hear your news Honey. I sincerely hope all is well now.
    The_Dragon wrote: »
    A quick question for all you wonderful NSDers :), I am out for lunch today BUT my wonderful, fantastic Dr Dragon gave me the cash to pay for it :D. My question is, if I don't exceed the money he gave me can I count it as a NSD?

    Answers on a postcards to ...... :rotfl:

    I'd say definitely so. :rotfl:

    I'm declaring early today nsd for me. Not intending to go anywhere at all so won't be able to spend.

    Have a safe and warm one.
  • jintyb
    jintyb Posts: 1,763 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good morning all,

    Just a quick catch up as I'm in work ATM!

    Bagged # 13 yesterday, so well pleased! I'm germy again too, SF! Had a flu jab last week, and have been stuffed with the cold since:(

    Honey , sorry too hear about SDad, hope he's on the mend, and Spoon - take it easy, my dear.

    :grouphug: to all who need/ want one!

    Have a lovely day all:)


    you will always be rich enough to be generous.
  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Honey~Hoping things are on the up very soon.
    A vote for a NSD here Dragon.

    Spoony~Hope you feel better really soon xx

    No 18 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    honey wrote: »
    Unfortunately S.Dad is back in hospital at the moment with heart failure, to be honest I think he was sent home last time when he shouldn't have been. Anyway they've figured out whats going on, medication is working and he could be home today or tomorrow. So keeping everything crossed. He's really been through it this year.

    I hope your S Dad is okay as soon as possible, it must be a worry for you all
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • elfen
    elfen Posts: 10,213 Forumite
    NSD no 9 for me please. Don't plan on spending my own money today :D
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    honey wrote: »

    Unfortunately S.Dad is back in hospital at the moment with heart failure, to be honest I think he was sent home last time when he shouldn't have been. Anyway they've figured out whats going on, medication is working and he could be home today or tomorrow. So keeping everything crossed. He's really been through it this year.

    It will be a LSD today as I need to get cold/flu medicine (yep, we're germy again) I'm hoping for a NSD tomorrow though.

    Hugs to all, honey x

    Hi Honey, got my fingers crossed your Dad comes home too x

    Awww sorry your all 'germy' again!! hug.gif
    "If wishes were horses, then beggars would ride"
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