We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

This make me furious

24

Comments

  • Surely it would make sense for more Post Offices to install PayPoint machines? A wide range of other bills can still be paid at POs. I think the TV license letters should at least include info about several local Paypoint outlets if applicable, not just the 2 closest ones, which are often not the most convenient. They should also specify which of the Paypoint outlets take cards if some don't.
    I asked about the reason for the change when I phoned them, and was told that Paypoint were offering them a better deal than the Post Office, which left the BBC more money to invest in programmes. Personally, I'd rather have the convenience of being able to pay at the PO.
  • I think that this part of some secret plan to make post offices a thing of the past.
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • moonrakerz
    moonrakerz Posts: 8,650 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi

    Only problem then is - there are STILL people who are resisting having a bank account therefore no direct debit facility and no cheque-book.

    When will people come into the 21st century?

    Margaret

    Perhaps when they think that the banks will stop leaving their customer's financial details in bin-bags on the pavement !!

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • Islandman I was also not happy and by paying DD you end up paying about £191 for next years viewing see my link below
    http://forums.moneysavingexpert.com/showthread.html?t=274093
    gary
  • shellsuit
    shellsuit Posts: 24,749 Forumite
    Part of the Furniture 10,000 Posts Photogenic Combo Breaker
    home_alone wrote:
    Islandman I was also not happy and by paying DD you end up paying about £191 for next years viewing see my link below
    http://forums.moneysavingexpert.com/showthread.html?t=274093
    gary

    Gary you didn't pay £191ish for 12 months viewing, you would have paid the yearly fee and the rest goes towards your next licence.
    Tank fly boss walk jam nitty gritty...
  • Mikeyorks
    Mikeyorks Posts: 10,377 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    home_alone wrote:
    Islandman I was also not happy and by paying DD you end up paying about £191 for next years viewing see my link below
    http://forums.moneysavingexpert.com/showthread.html?t=274093
    gary

    Absolutely untrue. See post #11 in that you pay for next year's licence over the first 6 months (instead of forking it all out now!!). And then (lesser amount) you pay 6 months towards the next license in advance (then get the license) - and a further 6 months in arrear. So you end up spanning the due date of the license with your payments.

    You then simply pay one twelfth each month - the last 6 months automatically adjusted if the price increases - and get your license delivered in the middle of each 12 month period.
    If you want to test the depth of the water .........don't use both feet !
  • Nytehawk
    Nytehawk Posts: 6,118 Forumite
    1,000 Posts Combo Breaker
    Quote:
    Originally Posted by margaretclare
    Hi

    Only problem then is - there are STILL people who are resisting having a bank account therefore no direct debit facility and no cheque-book.

    When will people come into the 21st century?

    Margaret
    ~~~~~~~~~~~~~~~~~

    I was of the opinion that we have freedom of choice in this country, therefore if people choose NOT to have an account then thats their choice. Our parents/grandparents fought for us to have freedom of choice didn't they:confused: I have also fought for democracy and will continue to do so :beer:
    ~~~~~~~~~~~~~~~~

    Perhaps when they think that the banks will stop leaving their customer's financial details in bin-bags on the pavement !!
    ~~~~~~~~~~~~~~~~~
    Another perfect headline grabbing reason for people to be sceptical and untrusting towards the Nanny State;)
    "Did you hear about the frog that broke down on the motorway???? They toad him away!"
  • dazbyd
    dazbyd Posts: 172 Forumite
    islandman wrote:
    I have recently received my TV license reminder and have been informed that no longer is this renewable at the Post Office. The new way id via PayPoint outlets shops and the two closest to my house are listed.

    .... you could always throw ya tv in the bin and then ya would not need a licence ... problem solved .... just a thought :rotfl: :rotfl:
  • System
    System Posts: 178,365 Community Admin
    10,000 Posts Photogenic Name Dropper
    I'd forgotten about this post I started, huh, hasn't it caused a healthy debate?.Anyway, I did make the phone call and I did pay it off in one go, but stopped short of DD. My original points still remain;" why say there is a choice at PayPoints when there isn't?""Why give an 0870 number when you have a 0800?"I wish you all well.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • margaretclare
    margaretclare Posts: 10,789 Forumite
    Quote:
    Originally Posted by margaretclare
    Hi

    Only problem then is - there are STILL people who are resisting having a bank account therefore no direct debit facility and no cheque-book.

    When will people come into the 21st century?

    Margaret
    ~~~~~~~~~~~~~~~~~

    I was of the opinion that we have freedom of choice in this country, therefore if people choose NOT to have an account then thats their choice. Our parents/grandparents fought for us to have freedom of choice didn't they: I have also fought for democracy and will continue to do so
    ~~~~~~~~~~~~~~~~

    Perhaps when they think that the banks will stop leaving their customer's financial details in bin-bags on the pavement !!
    ~~~~~~~~~~~~~~~~~
    Another perfect headline grabbing reason for people to be sceptical and untrusting towards the Nanny State

    Well, if you complain that you want 'freedom of choice' not to have a bank account then you shouldn't whinge and complain (which people do) about the inconveniences caused by not having one. Having a bank account is not just a matter of going in and drawing out a week's money in cash - there are other services and conveniences as well, like paying all your bills by direct debit.

    We have 9 direct debit payments which go out from our joint account every month, it's the morning of the first of the month and 6 of them have gone out already, including £11.37 for the TV licence. 'Freedom of choice' - yes, but freedom from worry too, freedom from having to give boring things like bill-paying a single thought once the direct debits are all set up and running. Freedom from not being mugged the moment you step outside the post office with a bag full of money.

    We were away at the weekend, I'd paid for Saturday night's dinner in advance by cheque, I'd booked an overnight stay at a DaysInn using my credit card, DH paid for petrol on the way back using his credit card. On our return he paid the credit card balance up to date, as he does every month (we both use credit cards and pay them off monthly). None of this would have been possible without bank accounts.

    My eldest granddaughter has only recently got a job after 6 months' unemployment. She's still sleeping on her uncle's sofa. Because she had difficulty getting a bank account - no ID, no utility bills - when I wanted to help her she cashed the cheques I sent her at a MoneyShop instead of paying them into her account. Not ideal. She now has an account with Nationwide which she needs to get paid into from her new job. She told me 'My other grandad HATES chip and PIN. Absolutely hates it!' Well, that's his prerogative. I would have thought he was busy enough - his second wife has Parkinson's, his younger son has ME - to appreciate the convenience. But apparently not.

    It's also worth mentioning that if you have any form of annuity or other type of pension payment then there is no question of getting it paid to you by any other means than through a bank account. My DH was a manager in industry back in the 1970s and he remembers the furore about paying people into a bank account and not in a little brown packet in their hands. The unions even invoked the Truck Acts of the 1840s which said that payment had to be made in 'coin of the realm'. But when wages increased huge sums of money were handled weekly by a factory's pay office, and like now, there are obvious risks and dangers. If a person is only on the basic state pension with pension credit then they can walk out of the PO weekly with over £100 in their hand. I prefer not to take those kind of risks.

    Margaret
    [FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
    Before I found wisdom, I became old.
This discussion has been closed.
Meet your Ambassadors

 

This page has been moved to:

forums.moneysavingexpert.com/collections

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.