Icesave - please think before you apply

[Deleted User]

Sapphire wrote:

I'm afraid I feel much more strongly about the issue of whale hunting than a war in Iraq. As someone else pointed out, the human species is not in danger of extinction - on the contrary.

That is your prerogative. Just as it is my prerogative to disagree with you.

Sapphire

Gordon_the_Moron wrote:

ICICI Hi-save pays 5.15% compared to 5.2% from Icesave, that is a difference of 0.05%

I'm now sticking with the Post Office (5%) until the situation regarding rise in BoE interest rates is resolved (next month?). I had previously thought about opening an account with ICICI, the Indian outfit, but am wary of doing so because of problems that people have encountered (there have been posts about this on this forum).

Sapphire

Deleted_User wrote:

That is your prerogative. Just as it is my prerogative to disagree with you.

Precisely - no argument about that!

LizEstelle

OP... you will find, as I have on mine, that your thread is subjected to irrrelevant postings ranging from well-intentioned but fallacious arguments (e.g. trying to show that two wrongs make a right) to downright vandalistic, hijack attempts.

Hold your ground. You're in the majority.

Some of us out here feel that this is an issue which is so overwhemlingly clear cut that a stand has to be taken or we lose the right to call ourselves civilised.

As someone here has already pointed out, the die-hard 'moneysaving' fraternity may not be the best place to seek moral fibre.... there may be a good deal of embarrassed defensiveness on the part of those who have attacked you.

All you asked was for them to consider what they were doing - perhaps that consideration has led them to try to 'shoot the messenger'.

You have to make allowances, sometimes. At least it does show there is a conscience there somewhere... of sorts.

MORPH3US

Can I just clarify something, are all the people opening ICICI or IceSave accounts doing so because they have already used up all of their ISA allowance?!?

Sirely these accounts aren't better than an ISA are they?!?!

M

[Deleted User]

LizEstelle wrote:

OP... you will find, as I have on mine, that your thread is subjected to irrrelevant postings ranging from well-intentioned but fallacious arguments (e.g. trying to show that two wrongs make a right) to downright vandalistic, hijack attempts.

Irony alert. The OP has made the point far more succinctly than anyone else since, and that point should not be devalued by labouring it with dogma.

Please do not confuse opinions with fact and patronise your fellow posters. Credit us with the ability to make our own decisions rationally and appropriately, without the 'benefit' of strident hectoring. Just because someone disagrees with you does not mean they are automatically wrong.

LizEstelle

Deleted_User wrote:

Irony alert. The OP has made the point far more succinctly than anyone else since, and that point should not be devalued by labouring it with dogma.

Please do not confuse opinions with fact and patronise your fellow posters. Credit us with the ability to make our own decisions rationally and appropriately, without the 'benefit' of strident hectoring. Just because someone disagrees with you does not mean they are automatically wrong.

Irrelevancy/obfuscation alert. The OP did indeed make a good posting - and all I have done is to support them. I point out that he/she has been subjected to such intelligent contributions as 'what's whaling got to do with banking?' and told that his/her position amounts to 'fascism'.

I have made my point and stand by it - AND without any hectoring, strident or otherwise.

If you have any criticism to make of my posting based on logic and/or morality, I'll be pleased to entertain it. Otherwise it is patently YOU who wish to silence by dictat and if that's not 'patronising' then I don't know what is.

Kindly keep your imperious gestures to yourself and confine your 'observations' of my postings to what you can back up with fact rather than baseless denunciation.

[Deleted User]

LizEstelle wrote:

snip

1) You are Suzie Dent from 'Dictionary Corner' and I claim my £5.
2) Ditto.
3) End of.

Sapphire

MORPH3US wrote:

Can I just clarify something, are all the people opening ICICI or IceSave accounts doing so because they have already used up all of their ISA allowance?!?

Sirely these accounts aren't better than an ISA are they?!?!

M

They are the 'best' savings accounts (from the point of view of the amount of interest they currently pay, disregarding the ethics surrounding one and the possible lack of security of the other), excluding ISAs, which are tax free. Unfortunately, you can only put £3,000 a year into an ISA. I have considerably more that I want to have in a relatively safe savings vehicle (rather than investing it in shares, etc.). For the moment, I'm leaving it in the Post Office savings account, since neither Icesave nor ICICI appeal for the above-mentioned reasons. I have used up my ISA allowance for this year, unfortunately. :rolleyes:

LizEstelle

Deleted_User wrote:

1) You are Suzie Dent from 'Dictionary Corner' and I claim my £5.
2) Ditto.
3) End of.

Shouldn't we be calling out the truancy inspector here?