Halifax say NO now Yes very confused

YorkshireBoy

Bosie wrote: »

oh what to do:eek:

Read the T&Cs.

You'll see that the Clarity Card only has one interest rate for all transactions. It's the main reason it's called the Clarity Card.

Bosie

I check my Halifax online banking every evening, just did a quick check a few mins ago and it now say's ''Approval Guaranteed'' for credit card! But must apply no later than November 13th 2010:jit's now the 15th..................

That offer definitely was not there as a ''guaranteed offer'' on or before the 13th?

Anyway, someone is supposed to be ringing me this evening from the credit card dept.

sharpy2010

They won't. The Halifax are absolutely useless as a bank, and their credit card department is even more useless.

They run their card system on an AS400 1960's computer!

KingElvis

sharpy2010 wrote: »

They won't. The Halifax are absolutely useless as a bank, and their credit card department is even more useless.

They run their card system on an AS400 1960's computer!

Nothing wrong with AS400, still earn a good living from looking after them

brians_daughter

Bosie wrote: »

I check my Halifax online banking every evening, just did a quick check a few mins ago and it now say's ''Approval Guaranteed'' for credit card! But must apply no later than November 13th 2010:jit's now the 15th..................

That offer definitely was not there as a ''guaranteed offer'' on or before the 13th?

Anyway, someone is supposed to be ringing me this evening from the credit card dept.

I got this message this am, infact i have just startd a thread about it! I applied this morning and got a banner stating 'pre approved, guaranteed acceptance if apply by x date'. I clicked to apply and got a message saying my application had been accepted with an approx limit will be £2800.

Just waiting to see if it actually turns up now lol

Bosie

brians_daughter wrote: »

I got this message this am, infact i have just startd a thread about it! I applied this morning and got a banner stating 'pre approved, guaranteed acceptance if apply by x date'. I clicked to apply and got a message saying my application had been accepted with an approx limit will be £2800.

Just waiting to see if it actually turns up now lol

Thanks Brians daughter what date did it have to apply by? Mine was November 13th!!!!

brians_daughter

yep, mine said the 13th but it wasnt there yesterday when i logged in to make a bank trans, i rang this morning and was told if the offer was there then apply if i wnated to take advantage as it would prob disappear after today... dunno how true this is or if its just a sales ploy?

I do find it very strange TBH as in the past month i have had 3 searches...and they refused me for a student account last year. But i thought why not, as it would come in very handy to get rid of my silly APR one that an emergency has just forced me to spend on and if i get refused i wouldnt be applying for anything else for at least 9-12 months anyway.

Apply and see what they say lol, do let us know, and i will update as and when i get the card/a refusal through the post.

brians_daughter

Bosie, replied on my thread, but just incase you miss it just checked and they have searched me today..infact i have 2 searches on there from today from them?? Strange....Gowon, apply lol

Bosie

brians_daughter wrote: »

Bosie, replied on my thread, but just incase you miss it just checked and they have searched me today..infact i have 2 searches on there from today from them?? Strange....Gowon, apply lol

Well, last week I applied as mentioned not approved at that time?????
I too had 2 searches on with Experian, I contacted Experian by email and they removed one of the searches.
It's rather odd, I don't understand why they still do a CR check if approved. They are supposed to be ringing me tonight at 6.30, will wait and see if they phone and ask a few questions:(

Bosie

PS Just checked online banking and the offer date has gone to 10th December.