Insure the box

Cubbington

Depends on the company but it should be on your certificate of motor insurance but if you can't find it for any reason then just give the company a call and they can tell you where to find it

patman99

Just one question, what with CIS now rolling-out a similar box-based system which bases the premiums on how the car is driven, What happens if the car goes into a garage for repairs and the mechanic decides the car needs a 'test drive' (excuse for a burn-up around the local streets)?. The insurers would pick this up and automatically assume it was the insured driver driving like a jeremy clarkson.

Cpu2007

I know many people are gonna be against what I am going to say and not agree but I have just my own point of view and I personally think is right.
The insurance company will also check the speed,accelerations and brakes. Does that mean if on a road of 40mph we are going over speed,will they get this data and report it or what?
I mean I completaly agree with them using the data in case of accident to see how dangerously a persona was driving,but other then that many people drive at higher speed when the road is clean and is possible to do so. So what kind of information will they retrieve and what can they do with it?

Cpu2007

Cpu2007 wrote: »

I know many people are gonna be against what I am going to say and not agree but I have just my own point of view and I personally think is right.
The insurance company will also check the speed,accelerations and brakes. Does that mean if on a road of 40mph we are going over speed,will they get this data and report it or what?
I mean I completaly agree with them using the data in case of accident to see how dangerously a persona was driving,but other then that many people drive at higher speed when the road is clean and is possible to do so. So what kind of information will they retrieve and what can they do with it?

does anyone have an answer for this question?:)

Cubbington

I would imagine they can't pass it onto the police as it'd be the same as a member of the public trying to report speeding to the police. I think the main point is that as you shouldn't be speeding/constantly braking hard etc then your premiums will be huge if this is how you choose to drive

Cpu2007

Cubbington wrote: »

I would imagine they can't pass it onto the police as it'd be the same as a member of the public trying to report speeding to the police. I think the main point is that as you shouldn't be speeding/constantly braking hard etc then your premiums will be huge if this is how you choose to drive

i understand what you mean, the point is that they have those info.
what you are saying about them passing the info to the police sounds logical but can they actuall or will they and will that mean that I can get some speeding penalisation?

I have checked their website and all i found is that they get speed info and other info as well and that they use those to make a profile.
But lets say on a road of 40 someone is doing 60 or 70 mph ,i know to many of you this sounds crazy but believe me there are roads like this where you can easily go at this speed and it's not risky if there is no traffic....so in that case will they be reporting or do something about it?

dogbot

First I don't think any of these companies would pass on information without the police issuing a warrant for it. Second I think devices that measure speed for the purpose of issuing a penalty/conviction need to be calibrated to a certain standard - these boxes certainly won't be calibrated in that way so any "evidence" won't be admissible.

It may help provide evidence in an incurance claim though.

Cpu2007

dogbot wrote: »

First I don't think any of these companies would pass on information without the police issuing a warrant for it. Second I think devices that measure speed for the purpose of issuing a penalty/conviction need to be calibrated to a certain standard - these boxes certainly won't be calibrated in that way so any "evidence" won't be admissible.

It may help provide evidence in an incurance claim though.

Thank you, yeah I was thinking about the calibration as well, even though on the site they are not providing any info about what is the margin error of the box.
The thing is I am in support of them if they use the information in case of accidents etc.
Doesn't this also means that they stating that will increasse the premium if the car is driven on high speed etc is somehow an unfair increase, if they are gonna increase it on the base of a box with that doesn't provide accurate info then this can be a problem.

katocat

prob depends on how high the high speed is? They talk about "excessive" speed - so if they're only counting very high speeds then they can more safely assume a driver was well over the limit - whether that's 30 mph over or 25. I don't think they would really care about a few mph here or there - it's about cost of paying out to the dangerous racers to them...

katocat

patman99 wrote: »

Just one question, what with CIS now rolling-out a similar box-based system which bases the premiums on how the car is driven, What happens if the car goes into a garage for repairs and the mechanic decides the car needs a 'test drive' (excuse for a burn-up around the local streets)?. The insurers would pick this up and automatically assume it was the insured driver driving like a jeremy clarkson.

It's got to be a good thing if they catch a mechanic/ anyone else driving your car like this hasn't it? You could prove it wasn't you ...