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Immoral_angel's Debt Diary

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Comments

  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Glad you're officially wallowed :) I can play hexic for hours when I'm down. And Zuma, Astropop, Bejeweled ....

    I hate the guy's on bejewelled, plis the achievements are impossible to get. I rule at hexic.. my high score is 1 million something :D
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • moonlightpjs
    moonlightpjs Posts: 1,583 Forumite
    Just checking in to see how you are doing. Sorry you feel like wallowing - i do all the time - just sit there and know things need doing but just can't seem to get up and do it - feel very sorry for myself and generally very pathetic. But, if it helps at all, (probably not) some days are like that and some days I can't seem to stop doing things - feel like I've got a burst of energy. I have begun to realise (after a long time) so what if things dont get done, the worlds not going to stop, nothing bad is going to happen to someone etc

    I felt great this morning then hubby phoned to say he was working over (they don't normally work over on a Friday and it feels like the only full night I have with him) so then got upset, put Mollie to bed at lunchtime but she woudn't go to sleep and i hate to admit it but I left her crying for over half an hour, felt like screaming at her just to shut up. Felt really guilty then as she was really sobbing so got her up so you're not alone sweetie, not at all.

    Hope you feel better this evening - things will be get better, trust me :D , once the pills start to kick in you'll see a difference though there will be sad days, take every day as it comes. You've got a lovely weekend coming up and have a fantastic time. For the moment and this isn't going to sound very DFW but just forget about the money, your health and general well-being is much more important - look how far you've come - you will get back on track, just takes a little time.

    Maybe we should start a PND support thread - just like the DMP one :rotfl:

    Hope Ashli has a wonderful birthday and day out - and you make sure you have a good time too !!!!
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Have forced myself to look at the money because we need to buy nappies and petrol tonight plus we have an expensive weekend ahead with Ash's party and the safari party. It's not pretty but it's managable. Please bare with me while I make random workings out.. lol.
    paid my dotty p's bill which arrived this morning which leave us with £200 in the bank
    £200
    -£20 driving lesson tues
    -£10 petrol
    -£70 for ash birthday/safari park
    = £100 (til weds)
    + £82.53
    =182.53
    -£20 race for life money (£10 will get back from MIL)
    - £30(?) Bt
    -£4.47 house insurance
    -£20 driving lesson
    = £108.06/14 days = £7.71 a day

    eh? That can't be right... hmmmmm oh wait I've forgotten the food budget..

    £108.06-42.05 = £66.01 / 14 days = £4.71 a day :eek:

    We get £82.43 tax credits on the 28th as well as £116.60 child benefit of the 27th but we really need to save these because of Ste's wages being lower this month. I hope I haven't forgotten anything.. Luckily we've already put aside the money for Ste's test he just needs to book it.

    Argh stress! I hate not knowing what Ste's wages are going to be. The only way we're going to be able to pay off dotty p's next month and be ok to pay bills etc is to save the last tax credits and child benefit this month. Will have to try and explain it to Steve as it just seems to be making my head hurt and confusing me more whereas normally I know exactly what's what... hmmm.

    :confused:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • moonlightpjs
    moonlightpjs Posts: 1,583 Forumite
    Have you put down 2 driving lessons by mistake?
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Hunny,
    It will all be ok...
    Honest.
    Chin up and you'll start feeling better soon!
    Bunny x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Even with two very young children, all sort of stresses and strains, and a dose of PND, you are still so much more on top of your finances than I am! You really are an inspiration, and I hope you can remember that when you are having a 'low' day.

    You seem to be feeling frustrated by your lack of progress in paying off your debts, but you have to remember that whilst you might not have cleared the Dorothy Perkins card, the reason for this is that you have bought a TV, which has reduced your bills, which, in the long term, will save you lots of money that you can throw at the rest of the debt.

    Try not to worry, you are coping brilliantly xx
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • Jo4
    Jo4 Posts: 6,839 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have forced myself to look at the money because we need to buy nappies and petrol tonight plus we have an expensive weekend ahead with Ash's party and the safari party. It's not pretty but it's managable. Please bare with me while I make random workings out.. lol.
    paid my dotty p's bill which arrived this morning which leave us with £200 in the bank
    £200
    -£20 driving lesson tues
    -£10 petrol
    -£70 for ash birthday/safari park
    = £100 (til weds)
    + £82.53
    =182.53
    -£20 race for life money (£10 will get back from MIL)
    - £30(?) Bt
    -£4.47 house insurance
    -£20 driving lesson
    = £108.06/14 days = £7.71 a day

    eh? That can't be right... hmmmmm oh wait I've forgotten the food budget..

    £108.06-42.05 = £66.01 / 14 days = £4.71 a day :eek:

    We get £82.43 tax credits on the 28th as well as £116.60 child benefit of the 27th but we really need to save these because of Ste's wages being lower this month. I hope I haven't forgotten anything.. Luckily we've already put aside the money for Ste's test he just needs to book it.

    Argh stress! I hate not knowing what Ste's wages are going to be. The only way we're going to be able to pay off dotty p's next month and be ok to pay bills etc is to save the last tax credits and child benefit this month. Will have to try and explain it to Steve as it just seems to be making my head hurt and confusing me more whereas normally I know exactly what's what... hmmm.

    :confused:

    You are truly inspirational and amazing. You have your finances sorted and have 2 children where as I I have no children and my finances need tuning! How do you do it?

    wonders off, thinking superwomans in disguise!!
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Yeah,
    I think IA wears her pants on the outside of her trousers!
    SuperMum indeed!
    Bunny x x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    weller711 wrote: »
    Have you put down 2 driving lessons by mistake?

    It's because has got 2! Needs to rebook his test!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Angel Youare doing so well.
    I know it seems so hard at the mo but you are managing so well.
    Even if you have to push back DP by a couple of weeks then thats ok.
    Enjoy your weekend & DONT be so hard on yourself!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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