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Immoral_angel's Debt Diary

15859616364478

Comments

  • tigzem
    tigzem Posts: 2,361 Forumite
    Good Luck Ste.... fingers crossed for you.

    Fab idea re the £2 coin tin.... I need one too as mine took a bashing over the week-end.
    "Nobody made a greater mistake than he who did nothing because he could only do a little." Edmund Burke
  • Morning IA
    i will keep everything crossed for steve's big day 2morrow.
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    will keep finger crossed for ste tomorrow also ....council's can be a !!!!!! cant they
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Immoral Angel's
    cutting-down-outgoings-so-we-don't-go-under-and-can-still-pay-off-debt-when-my-maternity-leave-ends
    Action Plan

    1. [STRIKE]Change water bill payments to 12 months instead of 8 - Saving £8 p/m[/STRIKE]:T
    2. [STRIKE]Change council tax payments to 12 months instead of 10 - Saving approx £0 p/m[/STRIKE] Won't do it :mad:
    3. [STRIKE]Buy new tv and cancel Boxclever -[/STRIKE] Saving £36.59 p/m:T
    4. Pay off dotty p's card - Saving £19 p/m
    5. Ste to pass driving test so no more lessons - Saving £76 p/m
    6. Get new phone/broadband when bt contract is up in June - Saving ?
    7. Get annual usage from scottish power and shop around for cheaper gas/elec - Saving ?
    8. Shop around for cheaper car insurance when Ste passes his test - Saving ?
    9. Use mobiles as little as possible to cut down bills - Saving ?
    10. Get chest freezer off freecycle so we can buy bogof bread and bulk cook more - Saving ?
    11. Potty train Ash in the summer?? - Saving £20 p/m on nappies

    Total Savings so far - £8

    _.:*~*:._.:*~*:.__.:*~*:._.:*~*:.__.:*~*:._.:*~*:.__.:*~*:._.:*~*:.__.:*~*:._.:*~*:.__.:*~*:._.:*~*:.__.:*~*:._.:*~*:._

    Immoral Angel's
    increasing-our-income-so-we-don't-go-under-and-can-still-pay-off-debt-when-my-maternity-leave-ends
    Action Plan

    1. Ste to look for better paying job once he's passed his test and can look further afield
    2. [STRIKE]Sign up to pigsback to get vouchers for things we'd normally buy[/STRIKE]:T
    3. [STRIKE]Sign up to quidco to get cashback on things like insurance[/STRIKE]:T
    4. Ebay, Ebay, Ebay!!!
    5. Carry on with childminding plan
    6. Apply for housing/council tax benefit just in case
    7. Update tc with new circumstances ASAP



    Footnote: This is will updated as an when necessary with things we've done or things we've added.

    Grrrrrrrrrrrrrrr! Stupid bl**dy council. :mad:
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Morning IA
    i will keep everything crossed for steve's big day 2morrow.


    Oh yes GIS you have been busy with the housework. That must be the 12th post on here this morning.:rotfl:


    Sorry to gatecrash your thread IA
  • beanielou
    beanielou Posts: 95,682 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good luck to Steve for tomorrow.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • good look steve, i passed my test first time so it is possible :)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • JET34
    JET34 Posts: 1,144 Forumite
    Hi IA,

    Well done on the TV - Clubcard point's as well!! I am glad you can tell boxclever to box off!!:j

    Good Luck and finger's crossed for Steve tomorrow
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
    Good Luck Ste!!!!!!

    Try Rescue Remedy to help with the nerves.
    Bunny x
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Got my fingers crossed for Ste too. I remember when hubby took his test....reckoned he wasn't nervous, but the loo could have told you a slightly different story lol :rotfl:
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
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