Immoral_angel's Debt Diary

Toto

And every time it does you get up stronger. I know it sucks, and I know how frustrating it is. I get the same thing all the time (maybe that's why we need the prozac). But you are moving forward every day, and every time something kicks you down, you stick 2 fingers up at it and fight on.

immoral_angeluk

SarahNeedle1872 wrote: »

Is the citi account still active as normal? If it is, will they let u BT the last little bit of barclaycard over? How much is left to pay off barclaycard?

Sarah x

It's still active but the card's been cut up... Barclaycard is £807.12 but the interest on Citi it higher so TBH I'd probably be better off leaving it as is and saving about 5p in interest. :rotfl:

immoral_angeluk

Toto wrote: »

And every time it does you get up stronger. I know it sucks, and I know how frustrating it is. I get the same thing all the time (maybe that's why we need the prozac). But you are moving forward every day, and every time something kicks you down, you stick 2 fingers up at it and fight on.

God if anything else goes wrong I'm going to start washing my pills down with double whiskeys...:rotfl:

Toto

immoral_angeluk wrote: »

God if anything else goes wrong I'm going to start washing my pills down with double whiskeys...:rotfl:

:eek: is that not what I should be washing them down with? I wondered why a bottle of Jack Daniels wasn't included on my prescription.

barnaby-bear

immoral_angeluk wrote: »

I know it's still £600+ and £118 off citi but we would've been able to pay off barclaycard COMPLETELY if things hadn't gone wrong. I know it's still a great achievement BUT it just proves that as soon as things start looking up for us something comes along to kick us right back down again.

Paying off some of the citi was always the more sensible option (interest is 50% higher than BC) - but tshk you youngsters just want instant gratification and iPods.... maybe it was your subconcious doing the sensible thing.... since you aren't going to pay off Barclay card how about splitting it so Citi is only 3 didgits long....

SarahNeedle1872

immoral_angeluk wrote: »

It's still active but the card's been cut up... Barclaycard is £807.12 but the interest on Citi it higher so TBH I'd probably be better off leaving it as is and saving about 5p in interest. :rotfl:

Sorry, I meant how much was Barclaycard after the £600+ came off. Still, at least if u save 5p, it can towards the debt! I know it psychologically better if it all goes off barclaycard, but u've still reduced ur debt by nearly £800. In a way, I wish I had my debt more split up (well actually I wish I didn't have it at all!)
Hope everything works out with the paypal/eBay thing, there are some real con artists on there, and they have NO conscience

Sarah x

immoral_angeluk

If we paid the whole lot of Barclaycard it'd be £174.01.... or if we paid the whole lot off citi it would be £595..... inc the min payment coming up and the extra I paid off by mistake....

:think:

Snaggles

Toto wrote: »

every time something kicks you down, you stick 2 fingers up at it and fight on.

Love it!!!

sammy115

STEP AWAY FROM THE WHISKY!!!

god, i was going to run an idea past you re the car loan and what do I find!

IA, you have proof of postage!! Did the buyer pay for insurance - NO! then tough titty. I think the buyer is pulling a fast one too. As someone else states, who disputes after six days. Stop being polite to your buyer and tell him you will send him proof of postage and then !!!!!! off.

Anyway, my thought on the car (I read somewhere else that this had been done) was could you not give it them back! And then cancel the finance. I am sure it was Welcome that someone did this with. But do this after you have saved about a grand and buy yourself a runaround. Honestly you can get really good cars for very little these days. Ignore if you have already tried this.

immoral_angeluk

Unfortunately it you don't send it with a tracked service paypal normally sides with the buyer....