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Is it the end, or just the beginning.....?
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Have a headache, though - so once I have eaten, I may grab an early night.
Or not :rotfl:
:rotfl::rotfl::rotfl::rotfl:LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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WOW the 17th is so very soon, are you taking time off?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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REDMADCURLS wrote: »WOW the 17th is so very soon, are you taking time off?
Once I know for definite what date we move, I will book a couple of days off to panic pack
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
you know, even though I don't want to move, I'm a teensy bit jealous at the fact you are forced to declutter lol!!! Sad, eh?!! CCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
The visit to the new house this evening has reminded me just HOW much I have to declutter :eek:
But it will be sooo worth it!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
you know, even though I don't want to move, I'm a teensy bit jealous at the fact you are forced to declutter lol!!! Sad, eh?!!
AgreeThe visit to the new house this evening has reminded me just HOW much I have to declutter :eek:
But it will be sooo worth it!
It will indeedy:DI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
One of my favourite 'mantras' to say to someone who needs to gauge how precious something is to them is
'Would you pay to have it shipped to Australia if you were emigrating ?'
So just think 'Australia' when you are evaluating your 'treasures'
Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James0 -
Cheery_Daff wrote: »I'm really struggling with the concept of having lots of money :rotfl: and don't immediately want to start spending right up to my income level, and trapping myself into *having* to earn that forever, because I don't want to work full time forever.
It's such a balance between only spending what I spend now (and cutting my hair myself etc), and going mad and spending it all... There must be a balance in there somewhere! I guess I need to work out what my priorities are QUOTE]
Hey ladies, some really interesting posts here. Since I moved back to Glasgow my salary has risen by 10k from what I originally earnt and rose by 6.5K earlier this year. Although I LOVE clothes I had cut clothes out of my budget until this year as I too had to prioritise. For me, socialising and fun were top priority so clothes fell down. I had to buy stuff for work so I always had newish gear but since starting the new job in Septmber I have been able to replace most stuff and most of my clothes are now new and part of the capsule wardrobe I have always wanted. I had an amazing social life overseas so wasn't prepared to give this up too much coming back here so the clothes had to go!
I would now struggle to earn less but am saving so that I do have some leverage. For me though, I fully accept that I will always have to work full time and I enjoy working so that bit is not a problem.
In terms of balance Cheery I would save a bit and spend up to the rest...and for God sake let someone give you a haircut!:rotfl::rotfl:'The road to a friends house is never long'0 -
I measured the bay window for the tree this evening Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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