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Is it the end, or just the beginning.....?

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  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Grrrr to Barclays c*ck up, but thank goodness it came to you :eek:

    Many years ago, before automation, my sister and her OH split up, sold the house & she moved home to Mum while she gutted a cottage. She had stashed her half of the money away in the Building Society and was moving money around as required.

    We went in to the bank to check the balance on her account and she was £2k overdrawn, almost 3 months salary in those days :eek:. She asked why they had A) allowed this and B) not informed her.

    The answer? There is sufficient money in your husbands account to cover it, would you like us to transfer it over? :rotfl:

    The accounts clearly showed they were living at different addresses :mad:

    Have to say she was never any good with money but even she could not believe she was that far overdrawn. Luckily, after being made redundant 3 years ago and choosing to take a part time job at half her old salary she is working to a strict budget, has no debts, will be mortgage free in 5 years and is so much happier.
    :j Proud Member of Mike's Mob :j
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    That happened with my account too when I left XDH but instead of sending the card to my new address, they sent it to him at our old address (and one to me at new address) and he helped himself to £1000!!!!! Bank got it back from him but only after I sent them a solicitors letter. It took weeks.

    Of course it was before MSE days and I didn't demand compensation, if only I knew then what I know not. But sure how many times a day do we say that :)


    When I left XOH, it was in such a hurry I didn't have an address, so redirected everything to Mum's address. But Lloyds TSB took weeks to get his name off the account and in the meantime bank stuff went to old address until his name came off, so he got new cards and spent on them. Again,pre MSE.

    Have a good day at the footie hypno
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    Morning Hypno. Another good day planned for you there. Also the holiday sounds really lovely. I have always fancied the South of France so it would be nice to hear some reviews from all of you who have already been, might help Hypno plan days out too. It is so good to see that you now "have a life" beyond the rubbish of the last few years you have had to deal with. It fair warms the cockles of my heart as they say.............erm somewhere.

    Re the mix ups with banks, I had been divorced 12 months, seperated for 2 years and paying single rate council tax. I always paid it off by December each year (it was my way of being in control as I can be a control freak ) Anyway, on 22nd Dec I got a letter from council tax demanding 2 years arrears for the council tax and calling me into an interview. I thought that there must be a mistake as they had made lots of mistakes previously. When I rang they said that I had been defrauding them as I was not single but refused to give me any more information until I was seen by a fraud officer. Well, I was in work at the time and I just broke down in tears and it was as if my whole world had crashed. Thanks to a supervisor who spotted my distress and, with my permission, phoned them straight back turned out that they had run a credit check because I had paid up early and discovered a link to xoh at my address. It was for a joint account that had been closed several years earlier and so obviously never used. I never got an apology.
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I could apply for the London and the Edinburgh one as I am unlikely to get into the London one in the first year which means a nice holiday in Edinburgh :j I guess i apply for this just after the one this year also?
    And if you come to Edinburgh I can take you out for a post-run cuppa :D
  • Re Barclays years ago my sister received someone elses bank statement and really went to town on them because if that one had gone astray hers could have gone to someone else, break down of privacy etc. About two days later she had a massive, beautiful hand delivered flower basket and either £50 or a £100 compensation (this was early 90s so worth even more then) and a letter of apology.

    My other sister who worked for Barclays at the time wouldn't believe her till she saw for herself as she said they never apologised let alone gave anything away. We never did find out what she said or did but it obviously worked.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I had flowers about 18 months ago from Barclays, when they messed up on my loan repayments one time.....we shall see if anything comes from this latest debacle!

    Just home from the football - a looong day! No goals, but a point is enough to take us to second in the league....we would be happy with that position come the end of the season! Also, I won the sweepstake on the coach, and came away with £47 as a result :D

    Very tired now, but have made a cup of decaf, will drink that and head off to bed.

    Hope you have all had a good day x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • £47 !! Now that is a result. Well done you :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    It certainly made only getting the draw in the match far less painful :T

    And it goes in my "spends" envelope :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Woohoo. That'll be the favourite envelope then. It will have glitter on it ?? Well mine would if I had one :)
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • ZTD
    ZTD Posts: 24,327 Forumite
    Woohoo. That'll be the favourite envelope then. It will have glitter on it ?? Well mine would if I had one :)

    It probably has gilt on it...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
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