Breakdown Cover Discussion

BrendaG1974

Does anyone know what (if any!) deals are available on breakdown cover at the mo? Cancelled my RAC renewal 2 months ago as it was going to be £120, think it's worthwhile having breakdown cover as have used it many times before, but not for more than £50, let alone £120!

blizeH

Hi,

My girlfriend's just got her first car, 06 Micra, which unfortunately just falls out of Green Insurance Company's discounted price bracket of being 5 years old.

I was wondering what the best package is for us, preferably joint (we're not married which rules us out of a few deals) as we'd definitely want the roadside assistance thing (60% of her commute is motorway) but also it sounds handy to have someone come around and help if the car breaks down at home too.

Thanks!

musical_norwich

Given the manner in which both the AA and RAC try to rip-off customers at renewal, why bother? I've been looking for a European policy and the prices from the AA and RAC are quite simply ridiculous profiteering.

I just bought annual home, recovery, Europe, etc. for £60.99 with Axa, one of the largest insurers in the world. No cashback, no arguing, no attempts to rip me off. Just a fair price from a single phone call for a four year old car and no obligation to auto renew. And fairly decent reviews too. And Axa now has got an app for the iPhone and Android that can be used in the event of a breakdown, which I think is a useful innovation. The chap I spoke to in the call centre was based in an English speaking country too (Republic of Ireland).

When the AA comes out with insulting renewal quotes like some of those listed here, charging loyal customers more than double what they will accept after haggling, I don't think we should even lower ourselves to call them back. I've never known a car or home insurer have that kind of mark-up and wriggle room. It is blatant profiteering.

I have to say, I do worry about some of the companies at the other end of the market that this site is recommending, particularly Green Insurance, when the review sites seem to view their customer service as utterly appalling. Quoteline was great while it used Britannia, but again the reviews for Mondial, Britannia's replacement, are dire.

kar999

AA renewal for 25 year loyal customers £220 ... same cover for NEW joint members £165. An insult!!

Off to haggle or take my business elsewhere... worked last year.

EDIT Sorted .... £140 for full cover (except European... dont need). I probably could have got it cheaper if cashback was inlcuded but would have had to switch companies to RACor someone else.

dave333

I had a renewal quote through from RAC for £110 - single car breakdown with everything except onward travel.

I called up to ask for it to be changed to my wife and I (in any car rather than just one car) and they quoted £135.

I had the internet open so quickly looked up theAA and cashback on Quidco - they were offering £97 plus £80 cashback. I said that to the guy on the phone, he said hang on a sec and yep they will match it but with £80 M&S Vouchers instead of cashback!! Very chuffed!

I feel a little bit like they tried to rip me off in the first place but then it seems with most of these type of things that if you don't ask you don't get!!