Frugal Living 2010 - the final stretch

hollysmum22

sparkle76 wrote: »

Sorry to hear about the boiler Arctic Sky, wow, stay warm and hope you can get it fixed soon!
I am on this thread mostly to prepare for our baby, found out last week I am pregnant, so even though I am quite moneysaving, guess we will tighten our belts even more durin gthe next 8 months! Any tips much appreciated x

congratulations x

cw18

For all those who are now preparing budgets in readiness for 2011, I've started a thread for that purpose.

Frugal Living 2011 - the preparation stage

I'll post more about how my budget's panning out in terms of amounts for each category (and what the full list of my categories is) on there in the next few days.

In the meantime please feel free to post there if you want help deciding what to include/exclude, if you want some help deciding whether your category budgets are 'about right' or realistic (baring in mind there's no right or wrong as long as you're comfortable with your own figures and can afford them ), want someone to cast an eye over your categories in case they spot something you've missed (easily done), or just want advice in general

Arctic_Sky

You really are a star, CW:)

slowlyfading

I've added a couple of pictures of snow to my diary thread, if you want to see

Kiwisaver_2

Congratulations to Natalie, I hope you and the baby are well.

I've not much time to chat, but just updating my numbers to the end of November. 29 Day left of this year, golly where did that time go?

I have spent $13,143.42 out of my budgeted $15,000 for the year. It seems like I have loads left, but most of what remains is already accounted for. I am sure I will be a wee bit under, although I do plan to stock up a bit for next year if there's any spare grocery budget. Currently looks like I will have about $100 to play with.

Hope you all keep safe and warm in the freezing weather.

xnatalie81x

thanks for all the congrats - i am reading, just busy. Have finalised and posted 2011 budget.... Baby is an angel. Sleeps all night with feed 5-6 hours and rarely cries. He is 9 days old now and was 8lb 9oz born (midwife converted 3.900kg wrong!) and on day 6 was 8.5 so a very healthy and happy boy. I have the other kiddies off school as it is a long drive and i don't want to risk it in the snow. It is only a week or 2 and it will be gone (i hope) and it is lovely to not leave the house! (have been in for 2 days now! - bliss)

Yummy bolognese for the kids for dinner (i batch cooked some the other day) but i am having sweet n sour quorn nuggets and HM chips (treated myself to 3 for #5 qorn meals in tesco as i love them) - enjoy your evening all

pagangirl

Sparkle - congratulation on your baby news !

Have updated figures for Nov into siggy - looks like expensive month, but won't need much for Dec, as most Xmas stuff already in. So with a budget of £5500 all in and only 29 days left - have come in under budget by £1399.74.

Even allowing for adding Dec fig's on, will still come in under - can't believe I've mananged it. yaaaaay :j:j:j If you'd told me this time last year that I could live on so little, I wouldn't have believed it !!!

NualaBuala

pagangirl wrote: »

Sparkle - congratulation on your baby news !

Have updated figures for Nov into siggy - looks like expensive month, but won't need much for Dec, as most Xmas stuff already in. So with a budget of £5500 all in and only 29 days left - have come in under budget by £1399.74.

Even allowing for adding Dec fig's on, will still come in under - can't believe I've mananged it. yaaaaay :j:j:j If you'd told me this time last year that I could live on so little, I wouldn't have believed it !!!

I missed that somehow ... congrats Sparkle! :T

I have a few expensive things outstanding but am still on target for this year ... and nervously anticipating what cuts I will HAVE to make for next year.

Kerry_Woman

sparkle - Congrats on your great news.

slowlyfading

NualaBuala wrote: »

I missed that somehow ... congrats Sparkle! :T

I missed this too! Congrats Sparkle :j :j :j