The “arrgggh it’s nearly Xmas” November NSD challenge

karom

Number 6 today

Elf06, reading your point; I would say that I agree with the different treatment:
- Card for canteen : Spend day on the day it is loaded. This is a facilities you use possibly every day. Now one can argue that to gain NSD you could bring your lunches to work but your lunches are surely working on a budget (i.e. £15 for the week; same as electricity / water etc... that you use)
-Tesco loaded card: This is very different because when you load it, you do not actually spend it yet; it is a move of the cash. If you load £100 and go there once a week for a £80 spend or 5 times for £20 spend is very different. 5 times for £20 at a time does denote the no meal planning etc...

My thoughts, I think you are doing it the right way

cw18

Elf06 - I have to say that I'm with Karom on this one as it's for general groceries, although I can see the logic to only counting the grocery card when you load it (as that's a bit like someone else - sorry can't remember who - is doing with their Christmas Savings card/stamps for a supermarket, but this is for a special event so I can also see the logic in treating that one differently)

elf06

karom wrote: »

Number 6 today

Elf06, reading your point; I would say that I agree with the different treatment:
- Card for canteen : Spend day on the day it is loaded. This is a facilities you use possibly every day. Now one can argue that to gain NSD you could bring your lunches to work but your lunches are surely working on a budget (i.e. £15 for the week; same as electricity / water etc... that you use)
-Tesco loaded card: This is very different because when you load it, you do not actually spend it yet; it is a move of the cash. If you load £100 and go there once a week for a £80 spend or 5 times for £20 spend is very different. 5 times for £20 at a time does denote the no meal planning etc...

My thoughts, I think you are doing it the right way

cw18 wrote: »

Elf06 - I have to say that I'm with Karom on this one as it's for general groceries, although I can see the logic to only counting the grocery card when you load it (as that's a bit like someone else - sorry can't remember who - is doing with their Christmas Savings card/stamps for a supermarket, but this is for a special event so I can also see the logic in treating that one differently)

Thanks guys - I appreciate you answering. It is how I felt about it but then couldnt work out the logistics :rotfl:. I shall probably continue this way - strange the things that pop into your head at the most bizarre times :rotfl:

tjp70

After a few rubbish spendy days, I managed a NSD today. That takes me to 4.

swanfan02

Evening everyone :wave:

Not had time to post lately :eek:

NSD today to make it 3 in a row so thats NSD No 5,6 & 7 :dance:

shazzer73

I think i am going to do this next month - i am sure i am too late this month - although it would have been a good one cos i messed up my money like mad..

also whats a tesco loaded card?? how do they work?


Cheers

Shaz

kerri_gt

elf06 wrote: »

Thanks guys - I appreciate you answering. It is how I felt about it but then couldnt work out the logistics :rotfl:. I shall probably continue this way - strange the things that pop into your head at the most bizarre times :rotfl:

Hi Elf, I think I am with Karom and Cheryl on this one too - but it depends on what you are really trying to achieve with the NSD challenge. For me (we don't have a canteen at work) it encourages me to ensure I make and take lunches to work. It also makes me think twice about popping into Mr T, Mr S etc etc at lunchtime to get the odd this, that or the other (esp as I work in the town centre). If you are loading your tesco card and using it like this, then I would count it as a spendy day, however, if you are loading it with a set amount that is trying to budget/reduce your grocery spend and are only purchasing carefully planned items, then I wouldn't count it as a spend.

I reckon if you feel that to you it would feel like cheating not to count them, then you should keep doing things the way you feel happy to.

Oh, nearly forgot - NSD #6 Spoony please :j making headway now after a slight slide off the wagon.

Got totally soaked at lunchtime popping into town - and only went in to move some cash because useless Santander's quick transfer didn't work yesterday (according to their customer services today 'it sometimes works and sometimes doesn't - it depends, and should say AFTER the event :mad::mad: however, this isn't stated AT ALL on their wedsite. So I told them something they could clearly record is that I will be moving my banking to First Direct - and have promptly applied for an account there, so well done Santander, another customer down the pan) ...sorry, rant over!

kezlou

hi all,

been shivering all day, its been horrible torrential rain.
But i have managed to get 9 nsd's.:j whoo hoo roll on tomorrow and i might get number 10.

hope you all okay x

katenut

Number 6 for me today Spoon. Eyes too tired to look at the computer, goodnight all! xx

solventsoon

ashbash11 wrote: »

ashbash11 - oh dear, sorry you’re not feeling well,:( fingers crossed for another NSD today. Oooh.. where are you off to in February - tell all... in that case we’re definitely having a wiggling January
i challenge. Hopefully in line for no 6 tomorrow, fingers crossed.

Off to update the front page now, so see you all tomorrow.

‘night everyone

spoon x

Hi Spoon,
I managed an NSD on Sunday which takes me up to 3 NSD'S, HOORAY!
In February I'm off to travel the world and will be taking in the sights of Thailand, Cambodia, Vietnam, Australia, Fiji, New Zealand, the US and Canada. :eek::eek: I am so excited.:T I am so pleased January is going to be a wiggle month!

Ash
[/QUOTE]

Ooooohh..... sounds brilliant, Ash, I'm not jealous, really:D:D. Not surprised you're excited:j:j:j Well we'll definitely have a wiggle month in January in your honour (plus the birthday girls, of course:D)

spoon x