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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Not too bad on spends today but I'm ready for the double birthday tomorrow xx. Bought the following:

    8.69 on candles cards balloons and banners
    25 21 in asda on two birthday cakes a sleep suit for Kk in the sale as well as shaving gel, salsa etc
    £17.99 on a toy for Kk to open on his birthday as we only have the car for him and he's nothing to open xx
    £7.50 on lunch as running about like a blue !!! fly :rotfl:
    And £5.50 for weigh in :mad: put 2lbs which takes me over the threshold of my safety net which I don't need to pay so gutted that I need to pay will get it off next week

    Spending £10 tonight as I'm buying my daughter a blazer for school there £45 :eek: in the shop but one of my friends is selling a brand new one for £10 so I'm hoping it'll fit my daughter xx

    Anticipating no further spends tonight she says hopefully xx

    Hope everyone is well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hello :hello:

    Boys birthday was a success need to move house tho to a bigger one as they got that much stuff :rotfl:

    Staying in today as baby boy doesn't seem to right today he's a whingey thing today nipped to local show for paracetamol 75p and two bottles of fizzy juice £2.98 :mad:

    Due a avon order tonight for £5.75 so that'll cover my spends xx collecting avon books tonight hopefully it'll be better than the last book which was pants haven't even did a collection and I have £80 of orders :j

    Working from 3pm to 8.30pm tonight with 3 after schoolers but ill just get them to help out with the avon which they enjoy then I'm off til next Wednesday :T

    Transferred 91p over to my eldest ons bank account to round it up as he got interest on it due to it being his birthday hate seeing pennies in the savings account so that's rounded that up nicely xx eldest got £60 for his birthday but I insist the kids put half in their savings and they spend the rest f they want but he's quite good with money and youngest got £80 so that'll go straight in his bank as he's not old enough to spend it lol so will do that tomorrow xx

    Sitting here waiting on little one going for a nap then I can do some chores xxxx

    Have a nice day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Been to weigh in today lost a pound :j only another pound and I stop paying for my weigh in sessions :rotfl:......................again lol

    Bought milk from farmfoods 2 for £1.50 then off to home bargains for my fairy non bio £6.99 (£10 at the supermarkets) shoer gel £1.79 and hand wash £1

    Took my baby boy out for some lunch seeing as he was good boy at the meeting went to tesco.......for a plate of macaroni and a kids meal deal it cost me £10.10 :eek: won't be going back there again no wonder it was empty xx

    Have walked miles today my bum cheeks are sore :rotfl: sorry for tmi but they are xx

    Had a takeaway tonight :o couldn't be bothered cooking spent £20 on that naughty naughty xx

    Hope your all well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Well done on the weight loss! I need a kick up the backside to get back to healthier meals. :eek: at the price of tatco! I had a similar shock at the price of gr3ggs the other week lol! Xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done on the weight loss! I need a kick up the backside to get back to healthier meals. :eek: at the price of tatco! I had a similar shock at the price of gr3ggs the other week lol! Xx

    Thanks dfw I gained 9 pounds in three weeks after the wedding so I've lost 3 in 3 weeks so only 6 to go to be back to my wedding weight ;)

    Went for a walk to drop off mil's car keys to hubby's old work who were king her mot then popped to aldi to get cereal bananas soya sauce and mushrooms spent £4.20 then popped into pound stretchers for scourers and coffee so that was £4.50 there then walked home.

    Sent a email to the company that makes the scourers as I bought some two weeks ago and they've both fell apart whereas normally I can make to last for quite a while took a picture and they've replied apologising for the faulty products and are seeing me out a couple if free packs :T bonus as I don't normally complain xx

    Did the avon run tonight and got another £65 in orders so I've got over £310 in orders this campaign with two customers saying they'll text me later on tonight with one more :j so I'm happy with that xx

    Also transferred £99 into the mortgage account so mortgage account is sitting at £800 / £10000 :T its getting there xx

    Hope everyone is great xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Walk to town and back (4 miles) got soaked on the way back :mad: spent £8.57 got 4 bottles of my juice 2 packs of sawdust for guinea pig ironing scented water a small bottle juice for the walk home and a packet of biscuits then popped into Marks and Sparks for a ready meal for lunch and a pudding all ww friendly as their count on us range is ww pointed :D so spent £2.95 in their as the ready meal was reduced :cool: the wee pop into wilkos spent £4.50 on the reduced sections got a massive bottle of comfort for £2 :T fairy fabric condition for 90p a simpsons mug for £1 (for dh Xmas) a toothbrush for 50p cookie cutters for 50p and daughter her deodorant so bagged a few bargains :p then walked home absolutely drenched lol

    About to go make my lovely wee baba his lunch as he's chewing on balloons which goes right through me :rotfl:

    Still got avon to put through tonight but waiting on two customers getting back to me so hopefully do that tonight xx

    Boys are off to their fans for the weekend so me and dh are decorating which won't cost us a penny as we've had the stuff in for months :rotfl: bought my wallpaper of eBay saving me £40 so that's our tasks for the weekend and our daughter is off to her friends for a sleepover tonight so peace and quiet to just get on with it xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Operation decorate has finished my living room wall looks pretty :D and the hallway has been painted and glossed I've just finished this as we ran out of pain for one wall............how blooming expensive is paint £18 for a small tin. :mad: shocking

    Bought my eldest son the new Spider-Man DVD for £10 plus he got a free action figure xx

    Nipped into next as son discovered they were selling lego movie duvet sets so he had birthday money left for we contributed £40 but this was gift vouchers from our wedding and our son put £16 towards it so technically I didn't spend any money so pick those up tomorrow :T xx

    Then it was off to asda and spent £9.80 on juice rice a ready meal and some reduced meat for packed lunches tomorrow xx

    So spends are done for today and got a good walk especially with 3 bottles of juice on your back bags of shopping in one hand and a tin of paint in the other xx

    Need to take kids swimming today so that'll be another 2 mile walk just in time for weigh in tomorrow

    Now just sitting down for my lunch then its off to scrub the paint of the laminate in the hallway and that's me done with the hall just need to wait for the paint to dry and then I can put my mirror back up xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Hate not having any money :mad:checked the bank and after all my bills are paid I had £40 left there spent £18 in asda and necessities like bread cold meat etc for packed lunches for this week then £28 on flipping postage for my MIL when she only gave me £15 to cover it :mad: so now I have absolutely hee haw just been paid my wages for my childminding but that's went in one hand and out the other as my hubby harps a stag do so need to give him £140 from my wages and he has £60 odd in his bank so that'll need to do him as he's away for the weekend. Think I'm staying in tomorrow as got no money at all. Think I only need diluting juice Which I can get tomorrow and nappies which I'm hoping I can stretch til Thursday.

    Avon is due for delivery on Thursday so I'm hoping I make about £75 in commission which would be great and tide me over til next Tuesday when I get paid again then tax credits get paid next Wednesday thank god.

    We are only struggling because hubby only got paid for 2 weeks in his new job and his previous employers deducted £200 from his final wage because of holidays :mad:so we are defo short this month but we will plod on and get by..............I hope xx

    Picked up the boys lego duvets so just about to go out them on....in a cleaning mood like a gutting out kind of mood god help the kids room might see what I can sell on Facebook and eBay :rotfl: need the money :rotfl:

    Will probably be back on later for a moan lol
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Nsd day today .......so far but need to go to shops for diluting juice and whole milk for babies bottle tonight

    Dropping ds1 off to his group at 5.30pm which is free :j and doesn't finish til 7.30pm so we are nipping up to MILs to pick up our baby boy from his gran buts she's feeding up ......nothing like a free dinner lol xx

    Was a quick working day today just needed to collect them from school get back give them a snack then their mum was here at 3.45 so nice easy day today work wise :T

    Woke up feeling rotten went back to sleep after kids went to school think I slept?!?!?! It was that kinda sleep where your aware of all the noises that are around you hate those kind of sleeps :mad: woke up with a headache grrrrrrrr had lunch then gutted my bedroom then hoovered all the rooms so that's my house all sparkling again awaiting the return of the baby who I would much rather play with that do chores lol xx

    Was sitting thinking about the no money situation (only for a week) and I'm determined to get the debts gone so I've decided to set myself a target and will update my ticker later one but I'm getting rid of the tesco CC next month which is sitting at £175 as the 0% runs out this month so want it gone then this frees up £50 a month for another debt which I haven't decided which I'm tackling yet but hubby is on board which makes it easier xx

    Off to make ds1 his dinner before his club

    Hope you all have a nice night xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Had to go into town today as baby keen had his year jags poor wee thing screamed the place down don't blame him to be honest so bought him a little car from the charity shop for 99p

    Then had to buy nappies but get the jumbo pack from home bargains for £8.99 plus two bottles of juice £2 a little bottle of juice for 29p and potatoes for tonight's dinner 49p for a big bag :j

    Then popped into farmfoods for sausages got 24 for £1.75 which is perfect seeing as I'm childminding from 3pm til 8.30pm tonight plus have the avon run to do as well which I will start sorting out in a minute ..........will be interested to see what my commission is xx

    Off to sort the avon out will be back later on no doubt xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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