Abba1772's Debt Free Diary

abba1772

I've had a nsd today.........how did that happen lol

But it will be a spendy day tomorrow as need toilet roll sawdust kitchen roll etc lol xx

abba1772

Well went to home bargains and spent £20 there getting toilet tool kitchen roll sawdust picked up a massive bottle of the fairy non bio liquid for only £6.99 but it does 48 washes also picked up 4 hat/scarf/glove things two monkeys and two pandas lol xx they were only £2.99 other shops selling them for £12 xx

Spent another £20 in tesco for Halloween treats for my childminding kiddies so got cupcakes, apples, a lego DVD for after we also have cookies and my mindees mum has made chocolate apples and chocolate strawberries so yum yum xx

Hope the kids enjoy themselves

Still no word from tax credits its been over 3 weeks now they have til next Wednesday then I will phone them but in the meantime I will keep checking the bank as we are kinda tight this week as had to pay for two swimming lessons so that was £83 gone but that's it for another 10 weeks xx

abba1772

HAPPY NEW YEAR PEEPS!!!!!

I'm back I'm just so busy with new baby and my childminding I never seem to get pie pace plus planning a wedding as well IM GETTING MARRIED THIS YEAR WOO HOO but I promise I am still tackling the debts xx

The wee dude is having a nap so I've just sorted of my childminding paperwork for last year so so many receipts lol but its done now thank goodness xx

Hope your all well xx

LMCD

Hey Abba..

hope you got your paper work done! lol..

hows the debt going and the wedding? exciting year for you! xx

abba1772

I caught up with it all the paperwork we have is astounding but it's done thank goodness xx

Wedding plans are going great got all the dresses including mine woop woop next months its the boys kilts to be ordered then its just a case of paying everything off which will be done quite chuffed we aren't getting into debt tho we have a budget and we've stuck to it xx

Paid the gas and electricity in full this quarter wasn't too bad averaging out at £85 for per month for the quarter asked to set p a direct debit and they quoted me £109 !!!!!! Told them not a chance so set up a standing order at the start of the month and put the money in the savings itas a joke as last quarter my bill averaged out at £40 a month so that's that's

Need to go wee one being a grump lol xx

debtfreewannabe321

Morning!
Congratulations on the wedding this year :j ! When are you getting married? Everything sounds like it's going well your end so pleased for you Have you cleared all the debt now then?

jwil

Glad the wedding plans are going well, well done on paying for it all!

I don't have a DD for our electric and gas either, they always wanted to take way more than the average worked out. I just pay it when the bill comes.

abba1772

debtfreewannabe321 wrote: »

Morning!
Congratulations on the wedding this year :j ! When are you getting married? Everything sounds like it's going well your end so pleased for you Have you cleared all the debt now then?

Getting married 21st July :j so excited xx

Haven't cleared all debt still got £2000 on credit card but will get that sorted after wedding.

Saved £2200 in the savings so far the wedding all deposits are paid for so just a case of paying everything off now xx

Off out to Glasgow on Friday to see about kilts for all the men and boys having a date day as gran is having all the kiddies for the weekend xx

Had a ding song with a debt collection company on behalf of my other half they were chasing him for £484 but after I looked into it I discovered that they were chasing him for standing charges on a ore payment electricity meter which started going into debt after he moved out so we had to get proof and the only thing we could get was a job seekers letter proving he moved from Lincolnshire to Ayrshire and they said they wouldn't accept it so I called e.on who said they would so I informed them of the so called debt company and their bullying tactics and they said to post the proof the them so hopefully that's another debt taken care of xx

abba1772

Holy moly I have been naughty cant believe the last time I posted was February !!!!!!!!!!!!

Well I'm getting married in 5 days thought I was too chilled out about the arrangements now its all catching up and I'm stressing like mad xx

On the plus side I will be back on this diary hopefully daily as our plans are to buy a house and any money we receive from the wedding gifts will be our starting point for our deposit x

Hubby to be has been potentially offered a new job much better pay so looks like our deposit could be even higher.......aiming for £10000 by next December xs hold be feasible with my childminding spaces filling up and my avon and my bling bling business starting up xx

Hope your all well and sorry for not updating my diary more often xx need to get back on the straight and narrow xx

abba1772

Well it's my daughters birthday and she's been totally spoiled today plus I was working 1pm til 9.00 so took my childminding kiddies and my own to McDonald's for dinner which set me back £36 :eek: but it was a birthday treat so suppose its acceptable xx

No other spends today

5 people are on my hit list after informing me before 9am this morning that they're not coming to my wedding........what are the chance that I finalise my bill with my venue yesterday and they do this to me today fuming wasn't the word today :mad:

I'm knackered so I'm off to bed bust day tomorrow as getting waxed all over :rotfl: daughters to get her eyebrows waxed and need to get eldest sons hair cut all before lunch time

Oh and I've officially lost 50lbs on my weight watchers diet so I no longer pay for my membership therefore saving me £22 a month :T woo hoo xx

Night night peeps xx