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Abba1772's Debt Free Diary
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Well collected over £100 in avon orders last night :j got a few to deliver tonight as well so hopefully they'll all be in :rotfl: should make about £60 from this book which is quite good xx
Waiting in on a blooming parcel can't leave the house til it's here grrrrrrr :mad: as it's a gearbox for MILs car so can't miss it so hoping they aren't too much longer xx
Hubby is away to Edinburgh for the weekend for his friends stag do so will be all by myselffirst time we've been apart since we've been married he's got £140 plus whatever's in his bank need to remember to take his credit card off him I case of drunken purchases as his card is a credit builder one so limit not too bad but still don't want him maxing it out xx
Found 95p in my purse :j it's amazing the things that cheer you up lol.
Went through all my bank statements for the year to see how much debt we've paid off and so far this year we are sitting at £1887.83 my target is £3000 so we will see how we get on with that
It's a LSD today as need butter and milk but that's it so hopefully I can get to the shops soon but that's all I need
Need to go as baby keen is pulling his nappies out of his nappy box wee monkey hope every one is well xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning Abba, Your DH sounds like mine
I also have to remove CC's etc before he goes out with friends on the drink! Well done on the debt repayments that is a brilliant amount considering how much you've done this year & how expensive babies are
Good luck on the Avon delivery tonight I hope you catch them all in & with money at the readyxxx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Awwwww bums I forgot to take the card of him ggggggggrrrrrrr :mad: knew there was something I had forgotten xx oh well let's see how this turns out lol xx
Made 20p on pure profile every penny helps xx
Got all my customers in who said they would be in so that's another £60 collected :T so I have two deliveries to do tomorrow so hopefully they'll be inthen that's me collected £200 before the weekend has ended :j
Baby is sleeping older kids are in daughters room watching a DVD and I'm on here how times have changed lol need to tidy up a few bits then I'm going to chill out before bedtime xx
I'm quite chuffed how much we've paid off considering we paid for a wedding and honeymoon and a baby so pat on the back to us lol xx
Night night all xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Just realised yesterday was a nsd :j as never made it to the shop for milk and butter :A today will not be a nsd as still need milk and butter plus juice and daughter going swimming plus I have a parcel to post today so hoping to keep spends to a minimum but postage will come out of the PayPal account so technically not costing me anything xx
Will be back on later xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Great news on the avon customers being in, I used to always manage to miss my customers every single time which is one of the reasons I gave up lol!
Hope you manage the NSD todayxx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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I text them all dfw321 :rotfl:
Went to the park today spent £17.11 on lunch and snacks and juice :mad: so expensive xx oh well kids were happy xx
Hubby home...survived his friends stag do and within his budget :T proud of him xx
Sold a car seat on eBay got £60 for it :j :j:j:j so posted that leaving the £60 in paypal payday on Tuesday woo hoo will put in any money I went over with this weekend xx need diluting juice but refuse to pay £4 for it so will get it tomorrow xx
Baby bathed just need the other two to get washed then hopefully bedtime soon as I'm shattered don't know how I did everything in the last by myself I suppose needs must tho xx
Hope you all have a nice chilled evening xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
It's payday this afternoon woo hoo :j and also weigh in day
so we will see what kind of mood I'm in after that
Blitzed the house yesterday so that's out the way just got a little ironing pile to do xx
Not working today so a chilled out day for me xx
Spent £17 in a$da on birthday cake and other bits as mindee was 8 yesterday and the £4.28 in m@rrisons for dinner on all the reduced stuff got two massive bags full and it's defo cheaper than McDonald's which was what the mindee wanted xx
Get paid today so will check the bank and put that aside to get me out of the overdraft then I will work from there and get back on track xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Lost a pound and a half this week :j so happy with that xx
Went to aldi and stock up the fridge cupboards and fruit for £56 gave daughter £10 for her weeks lunches at school and bought a takeaway for £20 as got in late from shopping
Today I had a new mindee starting today he's such a cuddly wee thingwent into town and spent under £10 getting two big bottle of milk 4 items out of the pound shop for work (folders sticky notes etc) shower gel hand wash and a toothbrush plus bus fare so really happy with that.
Sent £100 towards my argos card for the payment of the table and chairs which need to be paid off before the 12th October otherwise it's no longer 0% :eek: so tackling that as well as the credit card from tesco. Thinking of using the paypal money to put towards the credit card which means I would only need to find £65 to clear it which should be feasible as I normally send £50 towards it then the £60 from paypal so wouldn't be too bad and that would be a card cleared and closed.......again then I can tackle another debt xx will sit on that one at the moment and see how money is at next week xx
Making dinner for 5 hungry kids right now been working since 7.15am :eek: this morning so feeling knackered :rotfl: but hey hoo the joys of being self employed dropped the mindee of at nursery at 12.30 got back home at 1pm then spent 2 hours doing my accounts and register so I'm defo on it plus I got two wash loads out on the line and emptied all wash baskets :j:j:j:j doesn't happen that often lol xx
Hope everyone is well xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
Been working since 7.15am chilling out just now as have a 2hour break between childminding kids so sitting here whilst baby k eats his lunch xx
Suppose the good thing a outing minding during the day is that they walk that slow you can't get anywhere near the shops :rotfl: went to play group today first session was free :j then came home for my mindee to get his lunch then it was off to nursery to drop him off walked home realised baby k had fallen asleep went and bought a magazine £1.50 and two filled rolls £2.50 so spends are low today..........took steak out the freezer this morning so will be using up the rest of the potatoes tonight so hopefully no more spends today.
Need to go into town tomorrow and get a present for our friends boy who turns 3 always last minute invites :mad: but I have paper and a gift bag here plus a card (7 for a £1 at the start of the year :A) so just the present to buy for if it's nice we are walking into town the. We need to come back and drop our oldest off at McDonald's so that'll be a fiver gone but she'll be told to walk home with her friends as that's all she's getting as she's getting lack with her chores xx
Don't finish work til half five tonight but then it's the weekend :j:j:j:j woo hoo hoping to have a chill out Sunday ........never happens lol xx
Hope your all well xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Sent a complaint to homebase (I'm turning into a right moan about things I've bought :rotfl:) as I bought a table and chair set in March which didn't get delivered in May and since then the finish on the top of the table has slowly peeled off :mad: wouldn't mind but it wasn't cheap so received a phone call today saying they are replacing the table .........without even looking at it so they must have issues with it to do that :j plus they'll take away the other table xx
Oh spent £1.39 on gravy granules for tonight's dinner but that was all xx
Night night all xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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