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Abba1772's Debt Free Diary
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I'm sure I've written something on this maybe I forgot to hit send x
Was working yesterday half 1 til half 8 walked into town with my kids yesterday bought them a Griggs so about £3.50 in their bought hubby a picture frame from the kids for his birthday tomorrow £10.99 also spent £3.42 in home bargains on juice and soap etc then walked back home. Took kids to the park nipped into pound shop spent £3 on juice boxes and crisps so all in all not a too bad spendy day xx
Today's plans are to walk into town get toilet roll and also get a picture printed off for hubby's frame so need to remember to take a pic of the kids before we leave.
Need to go as baby boy has just woken up will be back on later xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Afternoon :hello:
How are well all hope your all well
Bit of spendy day today bought a massive bottle of fairy from bargain buys for £9.99 :eek: checked online and they're selling over for £20 including on eBay so defo bargain there :Jupiter £8.99 two packs of wipes £2 Mickey mouse cup £1 chocolate cake £1.25 for pudding tonight 2 bottles of juice £2 hair dye £15 from Sally's then walked home after weigh in which I gained a pound(will get that off next week)
Going to pick up my picture frame for my wedding pictures was £35 out of matalan but got it for £28 and it's huge so need to wait for hubby to come home from work.
Working 3 til half 5 today and it's pay day from both parents today so trying to figure out what to pay as got car tax due and also hubby's credit card but he gets paid on Thursday so only need to pay one of them xx
Phoned tesco and have closed my account woo hoo it's gone it's gone
I've paid £195 this month and cleared it so I've just closed it as I've never used it as such it was just a balance transfer card so that's another thing off my credit file woo hoo xx next target is my halifax card so will need to find out how much that is sitting at xx
Need to go baby shouting at me lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Morning :wave:
Hoping it'll be a nsd today as it's miserable here today working 3pm til 8.30pm so need to see if I have anything to make for 5 little ones xx
Checked to see what the balance on the halifax card is sitting at £948.54so this is my next target to bring that down as much as possible estimated interest is £17.30 so hoping by the end of next month it'll be under £900
xx
Yesterday was a spendy day spent £18.50 in aldi and £4.79 in pound stretchers got loads of fruit veg soup bread hotdogs etc
These 7.20am starts and 8.30pm finishes are knackering thank goodness it's only 2 days a week :rotfl: got another shift like that tomorrow then it's the weekend :T
Hubby been paid just waiting on him transferring money into my account then I'll sit and figure out what needs paid first thing will be the car tax xx
Got a few jobs to do round this house today once baby k takes his afternoon nap. Need to:
Put the kids new school pictures in the frame in the hallway
[STRIKE]Finish my ironing pile
Rope up the new picture frame for hubby to get it on the wall tonight
Put away our washing[/STRIKE]
[STRIKE]Get some pictures ready for listing on eBay[/STRIKE]
Put a couple more things for sale on fb
Hopefully I can get them all done before hubby comes home xx
Off for some cuddles with baby k who is still not walking but he's still teasing us lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Woo hoo made £2.70 on a survey now got £10.80 in one of my accounts
xx
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Argos phoned with a delivery date for my replacement table October 6th between 12 and 6pm better be a better table than the last one .......also getting £10 argos card after I told them how much hassle this table has become so happy days xx
Avon delivery is here so need to sort that but it'll need to wait til dd is home so she can look after the baby whilst I sort through hoping to make £60 commission from that xx childminding kids can help out with the avon run too which they're happy to do xx
Off to make up my order firms for the new books xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Evening :hello:
Had a successful avon run last night most of my customers were in collected just under £200 in orders :j
Today was working from 7.15am so we went to the Macmillan coffee morning my baby and mindee scoffed cakes so £2 there the to the play group £1.50 for 2 hours dropped mindee off at nursery then power walked into town for sawdust x 2 98p baked potatoes 55p for a pack of 4 then popped into farmfoods for milk £1.80 for 2 bottles and 2 bottles of juice £2 the nipped into BHSas they were having a sale got ds1 a minecraft top from £10 down to £5 and a pair of jeans for dd £7 reduced from £14 and a gorgeous top from £11 down to £5.50 plus a vest top for me £3.50 from £5.00 so only £21 spent in there so that's some clothes set aside for Xmas :T
Dd and baby are off to grans tonight as were spending quality time this weekend with ds1 as being the middle child he kinda gets left out plus it's our wedding present to him as dd got blinged out converses xx
Got 1 avon to do tonight only a little one then no more deliveries til Sunday xx
Hubby still not transferred money into my account will fix that tonight :rotfl: then I can decide where it should go xx
Off to pack babies suitcase for grans .......see u later xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Evening :hello:
Bit of a bill paying day today hubby transferred £1000 over to my account so paid the following :
£70 towards barclaycard
£100 towards argos card
£100 towards hubby's credit card
£130 for the yearly car tax
So £400 gone just like that at a click of the button
Working from 3pm til 6.30pm tomorrow so not too bad don't think we need anything from the shops tomorrow so will be taking baby k out for a 9 mile walk in the buggy if it's dry xx fingers crossed :rotfl:
Just a quick update before going to bed
Night night xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Well I've did my 9/10 mile walk took three hours legs are knackered lol xxbaby sleeping so catching on on some diaries before I tend to the kitchen xx
LSD so far 95p on a bottle of juice and 29p for a juice for baby xx
Got a avon to drop off tonight before taking kids swimming so will get that done before I get them snacks and drinks for the walk up saves me dipping into bank account xx
Going to see if I qualify for some surveys before tackling the kitchen just seems whenever I clean it it's then a mess again lol xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Got weighed today lost the pound I put on last week :j treated myself to a eyebrow wax and tint as they desperately needed done £14 then a trip to tesco for some bits spent £10 something in there on a ready meal sandwich for baby who is still snoring his head off :rotfl: magazines a dummy for baby seeing as he chucked his away on our walk into town :mad: and some cereal bars for dd
Payday for me this afternoon :j so going to @ldi tonight once the hubby gets back from work plus my friend still owes me £16 for her avon plus I still have £18.50 avon order still here to be delivered this week xx
Made £1.40 on surveys today :T not bad I guess still not quite halfway for a payout tho
Credit card took a beating at the weekend as booked a family holiday to turkey for 7 of us including MIL and her partner so all in all £1900 got put on the card but £700 is MILs so when she pays me fir towards the holiday I'll just put it directly onto the cardand get this paid off ASAP as it was through teletext they needed it paid straightaway but I don't think £1200 for a family of 5 for 10 days is bad (trying to justify it now aren't i???)
So need to start thinking of the kids passports now as they will all need one so need to find out how much their passports are going to cost us xx
Need to go as sleeping beauty is just wakening up xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Ooh when is the holiday!? I'm desperate for one I'm already missing the hot sun! Passports are expensive -well I think so anyway
- so we've not got round to renewing mine or getting the kids some yet. Never mind the holiday as well :rotfl: xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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